PhantomPhantom
59
Side-by-side card comparison
Phantom vs Fasset: overall score versus use-case fit
Phantom Card has the higher Overall Score by 6 points (59 vs 53). Phantom Card looks stronger for Funds control and Transfers, while Fasset Card comes out ahead for Cashback, Travel, and Lowest fees.
Information checked Aug 11, 202623 official sources reviewed
01 · Overall score versus use-case fit
Phantom Card is the better all-round starting point
Phantom Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Cashback, Travel, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPhantom59Fasset53Higher score
CashbackPhantom14Fasset19Higher score
TravelPhantom25Fasset30Higher score
Funds controlPhantom89Fasset45Higher score
Lowest feesPhantom44Fasset51Higher score
TransfersPhantom88Fasset50Higher score
Choose Phantom Card if funds control and transfers matter most
Phantom Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody until settlement
- Apple Pay and Google Pay
- No US purchase fee
Choose Fasset Card if cashback and travel matter most
Fasset Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Phantom59Fasset53
Phantom Card has the higher Overall Score by 6 points.
- Entry cost & FX
- PhantomNot verified plan · May apply; shown before confirmation FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Phantom0% cashbackFassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- PhantomSelf-controlled walletFassetCustodial balance
Phantom Card uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- PhantomVirtual · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Phantom5 stablecoins · Stablecoin transfers; Standard ACH bank payout, Fast ACH bank payoutFasset1 stablecoin · Card balance back to Fasset Wallet
Phantom Card lists more stablecoins and ways to send money out (8 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- Not disclosed
- FX fee
- May apply; shown before confirmation
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPhantom CardOverall59Fasset CardOverall53
Phantom CardOverall59Fasset CardOverall53Scores
6 fields- Overall Score
- Phantom Card59Fasset Card53
- Cashback score
- Phantom Card14Fasset Card19
- Travel score
- Phantom Card25Fasset Card30
- Funds control score
- Phantom Card89Fasset Card45
- Lowest fees score
- Phantom Card44Fasset Card51
- Transfers score
- Phantom Card88Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Phantom CardSelf-custody until settlement, Apple Pay and Google PayFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Phantom CardUS-only and virtual-only, No ATM; international fee unclearFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Phantom CardNot disclosedFasset CardNot disclosed
- FX fee
- Phantom CardMay apply; shown before confirmationFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Phantom Card0.3–3.5%Fasset Card0%
- Card spending fee
- Phantom Card0%Fasset Card0%
- ATM fee
- Phantom CardNot availableFasset CardNot available
- Virtual card
- Phantom CardFree virtual cardFasset Card9.99 USDT activation / issuance fee
- Physical card
- Phantom CardNot availableFasset CardNot disclosed
Plans
2 fields- Available plans
- Phantom CardNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Phantom CardNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Phantom CardVisaFasset CardVisa
- Card formats
- Phantom CardVirtualFasset CardVirtual
- ATM withdrawals
- Phantom CardNot availableFasset CardNot available
- Mobile wallets
- Phantom CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Phantom CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Phantom Card$2,000 default daily and per transaction; up to $5,000/day by support requestFasset Card$2,000 per day
- Monthly spending limit
- Phantom CardMonthly card-spend limit not publishedFasset CardNot publicly disclosed
- ATM limit
- Phantom CardNot availableFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Phantom CardSolanaFasset CardNot disclosed
- Crypto deposits
- Phantom CardStablecoins: USDC, USDT, USDG, PYUSDFasset CardStablecoins: USDT
- Fiat deposits
- Phantom CardStripe card, Apple Pay, Google Pay or linked-bank deposit, ACH transfer or domestic wireFasset CardNot disclosed
- Transfers
- Phantom CardStablecoin transfers; Standard ACH bank payout, Fast ACH bank payoutFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Phantom CardUSDFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Phantom Card0%Fasset CardNot disclosed
- Max cashback
- Phantom Card0%Fasset CardNot disclosed
- Reward currency
- Phantom CardNot applicableFasset CardOWN points
Earn
5 fields- Advertised APY
- Phantom CardNot disclosedFasset CardNot offered
- How it works
- Phantom CardOptional earn vaultFasset CardNot offered
- Separate deposit
- Phantom CardYesFasset CardNot offered
- Use balance for spending
- Phantom CardNoFasset CardNot offered
- Lock-up
- Phantom CardNot disclosedFasset CardNot offered
Trust & availability
6 fields- Custody
- Phantom CardSelf-custodyFasset CardCustodial
- Control until payment
- Phantom CardYou keep controlFasset CardProvider controls funds
- Card issuer
- Phantom CardLead BankFasset CardThird National
- Card processing
- Phantom CardBridge Ventures LLC, GalileoFasset CardNot disclosed
- Deposits & withdrawals
- Phantom CardStripeFasset CardNot disclosed
- Identity verification
- Phantom CardLinkFasset CardNot disclosed
Sources
2 fields- Official sources
- Phantom Card14Fasset Card9
- Last reviewed
- Phantom CardAug 5, 2026Fasset CardAug 11, 2026
04 · The trade-off
Phantom Card is the stronger all-round choice
Phantom Card finishes ahead with an Overall Score of 59 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Cashback, Travel, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Phantom Card uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Phantom Card lists more stablecoins and ways to send money out (8 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Phantom Card and Fasset Card reviews first.
Continue with
Phantom Card
Continue with
Fasset Card
05 · Common questions
Phantom vs Fasset FAQ
Is Phantom or Fasset better overall?
Phantom Card has the higher Overall Score (59 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Phantom or Fasset?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Phantom or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Phantom and Fasset differ on custody?
Phantom Card uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Phantom vs Fasset comparison?
The latest information check for these two cards was August 11, 2026, using 23 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.