PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Avici: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 16 points (87 vs 71). Plasma One Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Avici Card comes out ahead for Travel.
Information checked Aug 27, 202628 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Avici71Higher score
CashbackPlasma One78Avici21Higher score
TravelPlasma One72Avici82Higher score
Funds controlPlasma One99Avici95Higher score
Lowest feesPlasma One80Avici73Higher score
TransfersPlasma One100Avici67Higher score
Choose Plasma One Card if cashback and funds control matter most
Plasma One Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Avici Card if travel matters most
Avici Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Plasma One87Avici71
Plasma One Card has the higher Overall Score by 16 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%Avici0% cashback
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Plasma OneSelf-controlled walletAviciSelf-controlled wallet
Plasma One Card and Avici Card use the same self-controlled wallet setup.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsAvici1 stablecoin · Stablecoin transfers
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPlasma One CardOverall87Avici CardOverall71
Plasma One CardOverall87Avici CardOverall71Scores
6 fields- Overall Score
- Plasma One Card87Avici Card71
- Cashback score
- Plasma One Card78Avici Card21
- Travel score
- Plasma One Card72Avici Card82
- Funds control score
- Plasma One Card99Avici Card95
- Lowest fees score
- Plasma One Card80Avici Card73
- Transfers score
- Plasma One Card100Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Plasma One Card$0Avici Card$0
- FX fee
- Plasma One Card0–1%Avici Card0–1%
- Top-up fee
- Plasma One Card0%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Plasma One CardNot disclosedAvici Card0%
- ATM fee
- Plasma One CardNot availableAvici Card0–0.65%
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Avici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Plasma One CardPlatinum: 4%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Plasma One CardVisaAvici CardVisa
- Card formats
- Plasma One CardVirtual, PhysicalAvici CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot availableAvici CardAvailable
- Mobile wallets
- Plasma One CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Plasma One CardShown in appAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Plasma One CardShown in appAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Plasma One CardNot available, including for physical cardsAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Avici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGAvici CardStablecoins: USDC
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountAvici CardNot disclosed
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsAvici CardStablecoin transfers
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Avici Card0%
- Max cashback
- Plasma One Card10%Avici Card0%
- Reward currency
- Plasma One CardUSD cashback paid in XPLAvici CardNo cashback
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYAvici CardNot offered
- How it works
- Plasma One CardOptional earn vaultAvici CardNot offered
- Separate deposit
- Plasma One CardYesAvici CardNot offered
- Use balance for spending
- Plasma One CardNoAvici CardNot offered
- Lock-up
- Plasma One CardNoAvici CardNot offered
Trust & availability
8 fields- Custody
- Plasma One CardSelf-custodyAvici CardSelf-custody
- Control until payment
- Plasma One CardYou keep controlAvici CardYou keep control
- Card issuer
- Plasma One CardRain, Third NationalAvici CardThird National
- Card processing
- Plasma One Card0xAvici CardRelay
- Custody / key management
- Plasma One CardPrivy, VedaAvici CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCAvici CardNot disclosed
- Identity verification
- Plasma One CardNot disclosedAvici CardSumsub
- Programme operator
- Plasma One CardPlasmaAvici CardNot disclosed
Sources
2 fields- Official sources
- Plasma One Card12Avici Card16
- Last reviewed
- Plasma One CardAug 27, 2026Avici CardAug 21, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 71 for Avici Card. Avici Card has the lower published FX fee (0–1% vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
Avici Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Plasma One Card and Avici Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Avici Card reviews first.
Continue with
Plasma One Card
Continue with
Avici Card
05 · Common questions
Plasma One vs Avici FAQ
Is Plasma One or Avici better overall?
Plasma One Card has the higher Overall Score (87 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Avici?
Avici Card has the lower published FX fee (0–1% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Avici?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Avici differ on custody?
Plasma One Card and Avici Card use the same self-controlled wallet setup.
How current is this Plasma One vs Avici comparison?
The latest information check for these two cards was August 27, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.