PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Bybit EU: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 19 points (87 vs 68). Plasma One Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Bybit Card (EU) comes out ahead for Travel.
Information checked Aug 27, 202622 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Bybit EU68Higher score
CashbackPlasma One78Bybit EU47Higher score
TravelPlasma One72Bybit EU87Higher score
Funds controlPlasma One99Bybit EU51Higher score
Lowest feesPlasma One80Bybit EU72Higher score
TransfersPlasma One100Bybit EU79Higher score
Choose Plasma One Card if cashback and funds control matter most
Plasma One Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Bybit Card (EU) if travel matters most
Bybit Card (EU) comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Plasma One87Bybit EU68
Plasma One Card has the higher Overall Score by 19 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%Bybit EU1% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- Plasma OneSelf-controlled walletBybit EUCustodial balance
Plasma One Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPlasma One CardOverall87Bybit Card (EU)Overall68
Plasma One CardOverall87Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Plasma One Card87Bybit Card (EU)68
- Cashback score
- Plasma One Card78Bybit Card (EU)47
- Travel score
- Plasma One Card72Bybit Card (EU)87
- Funds control score
- Plasma One Card99Bybit Card (EU)51
- Lowest fees score
- Plasma One Card80Bybit Card (EU)72
- Transfers score
- Plasma One Card100Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Plasma One Card$0Bybit Card (EU)$0
- FX fee
- Plasma One Card0–1%Bybit Card (EU)0.5%
- Top-up fee
- Plasma One Card0%Bybit Card (EU)Not disclosed
- Card spending fee
- Plasma One CardNot disclosedBybit Card (EU)Not disclosed
- ATM fee
- Plasma One CardNot availableBybit Card (EU)2%
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierBybit Card (EU)Free
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Bybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Plasma One CardPlatinum: 4%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Plasma One CardVisaBybit Card (EU)Mastercard
- Card formats
- Plasma One CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Plasma One CardNot availableBybit Card (EU)Available
- Mobile wallets
- Plasma One CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Plasma One CardShown in appBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Plasma One CardNot available, including for physical cardsBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Bybit Card (EU)Not disclosed
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Bybit Card (EU)1%
- Max cashback
- Plasma One Card10%Bybit Card (EU)10%
- Reward currency
- Plasma One CardUSD cashback paid in XPLBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYBybit Card (EU)Up to 8% APY
- How it works
- Plasma One CardOptional earn vaultBybit Card (EU)Not disclosed
- Separate deposit
- Plasma One CardYesBybit Card (EU)Not disclosed
- Use balance for spending
- Plasma One CardNoBybit Card (EU)Not disclosed
- Lock-up
- Plasma One CardNoBybit Card (EU)Not disclosed
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyBybit Card (EU)Custodial
- Control until payment
- Plasma One CardYou keep controlBybit Card (EU)Provider controls funds
- Card issuer
- Plasma One CardRain, Third NationalBybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Card processing
- Plasma One Card0xBybit Card (EU)Not disclosed
- Custody / key management
- Plasma One CardPrivy, VedaBybit Card (EU)Not disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCBybit Card (EU)Not disclosed
- Programme operator
- Plasma One CardPlasmaBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- Plasma One Card12Bybit Card (EU)10
- Last reviewed
- Plasma One CardAug 27, 2026Bybit Card (EU)Aug 14, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 1%).
Bybit Card (EU) still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Plasma One Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Bybit Card (EU) reviews first.
Continue with
Plasma One Card
Continue with
Bybit Card (EU)
05 · Common questions
Plasma One vs Bybit EU FAQ
Is Plasma One or Bybit EU better overall?
Plasma One Card has the higher Overall Score (87 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Bybit EU?
Plasma One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Bybit EU differ on custody?
Plasma One Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs Bybit EU comparison?
The latest information check for these two cards was August 27, 2026, using 22 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.