PlasmaPlasma One
89
Side-by-side card comparison
Plasma One vs Coinbase One
Plasma One Card has the higher Overall Score by 33 points (89 vs 56). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 18, 202635 official sources reviewed
Plasma One Card
Best fit
- Plasma users spending stablecoins through a non-custodial wallet-linked Visa.
- Combining bank receive and payout routes with everyday stablecoin spending.
- Trying Lite without an annual plan fee or committing XPL to a tier lock.
Before you choose
- Cashback is paid in XPL; higher tiers can require a 12-month token lock.
- Lite adds 1% Plasma FX plus Visa conversion fees, typically around 1%.
- ATMs require a physical card and cost $2 + 2%, before operator and FX fees.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Signup offers
Plasma One Card
Get $10
$10 after qualifying Plasma One card spend
- Join as a new user through the link, complete identity verification and activate a card.
- Spend $100 on qualifying card purchases at two or more distinct merchants within 14 days of code redemption.
- The $10 reward is card spend credit, not withdrawable cash.
- CARDGD is a separate access code; 4E7CQV is the referral code.
- The invited user's identity-document country must not be Nigeria, Bangladesh or Kenya. Only settled eligible purchases count.
Plasma One referral code4E7CQV
CARDGD is a separate access code. Check the current referral conditions in the Plasma One app before spending. The $10 spend credit is paid on the following Thursday after qualifying purchases settle; pending authorizations, refunds and wallet transfers do not count.
Coinbase One Card
No active signup offer listed
Partner links may earn us a commission. Affiliate disclosure
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsPlasma One CardOverall89Coinbase One CardOverall56
Plasma One CardOverall89Coinbase One CardOverall56Scores
- Overall Score
- Plasma One Card89Coinbase One Card56
- Cashback score
- Plasma One Card79Coinbase One Card40
- Travel score
- Plasma One Card92Coinbase One Card60
- Funds control score
- Plasma One Card100Coinbase One Card36
- Lowest fees score
- Plasma One Card80Coinbase One Card40
- Transfers score
- Plasma One Card100Coinbase One Card24
Costs
- Plan cost
- Plasma One Card$0Coinbase One Card$49.99/year
- FX fee
- Plasma One Card0.5–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Plasma One Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Plasma One CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- Plasma One Card$2 + 2% per withdrawal with a physical card; $1 balance inquiry; $1 declined attempt. Operator surcharges are separate. Non-USD withdrawals incur tier FX fees; Platinum has no FX fee. ATM withdrawals earn no cashbackCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierCoinbase One CardNot disclosed
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Coinbase One CardNot disclosed
Plans
- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Plasma One CardPlatinum: 4%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Plasma One CardVisaCoinbase One CardAmerican Express
- Card formats
- Plasma One CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Plasma One CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Plasma One CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Plasma One CardShown in appCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Plasma One Card$1,000 per withdrawal; 3 attempts per rolling 24 hours, including declines. Withdrawals also count toward the card's daily spending limit.Coinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Coinbase One CardNot disclosed
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDG, USDe, PYUSD +2; Other crypto: ETH, WBTC, HYPE, WETH, cbBTC +7Coinbase One CardNot disclosed
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountCoinbase One CardNot disclosed
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsCoinbase One CardNot disclosed
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPCoinbase One CardNot disclosed
Rewards
- Base cashback
- Plasma One Card2%Coinbase One Card2%
- Max cashback
- Plasma One Card10%Coinbase One Card4%
- Reward currency
- Plasma One CardUSD cashback paid in XPLCoinbase One CardBitcoin
Earn
- Advertised APY
- Plasma One CardUp to 5% APYCoinbase One CardNot disclosed
- How it works
- Plasma One CardOptional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Plasma One CardYesCoinbase One CardNo
- Use balance for spending
- Plasma One CardNoCoinbase One CardNo
- Lock-up
- Plasma One CardNoCoinbase One CardYes
Trust & availability
- Custody
- Plasma One CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Plasma One CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Plasma One CardRain, Third NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Plasma One Card0xCoinbase One CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, VedaCoinbase One CardCoinbase, Inc.
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCCoinbase One CardNot disclosed
- Programme operator
- Plasma One CardPlasmaCoinbase One CardNot disclosed
Sources
- Official sources
- Plasma One Card12Coinbase One Card23
- Last reviewed
- Plasma One CardOct 18, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Plasma One or Coinbase One
Keeping control of your funds
Plasma One suits spending while retaining control of your funds until payment. With Coinbase One, control passes to the provider before the purchase.
How you receive rewards
Choose by the reward asset you want to receive: Plasma One lists USD cashback paid in XPL; Coinbase One lists Bitcoin. For Plasma One: Cashback is paid in XPL; higher tiers can require a 12-month token lock.
Keeping recurring costs down
Plasma One's base plan is $0, compared with $49.99/year for Coinbase One. This favours Plasma One for occasional use; card issuance and transaction fees are separate.
Common questions
Plasma One vs Coinbase One FAQ
Is Plasma One or Coinbase One better overall?
Plasma One Card has the higher Overall Score (89 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Coinbase One?
Plasma One Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Coinbase One?
Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Coinbase One differ on custody?
Plasma One Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs Coinbase One comparison?
The latest information check for these two cards was October 18, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.