PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Coinbase One: where the score gap comes from
Plasma One Card has the higher Overall Score by 31 points (87 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202635 official sources reviewed
01 · Where the gap opens
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Coinbase One56Higher score
CashbackPlasma One79Coinbase One40Compare the details below
TravelPlasma One72Coinbase One60Compare the details below
Funds controlPlasma One99Coinbase One36Compare the details below
Lowest feesPlasma One81Coinbase One58Compare the details below
TransfersPlasma One100Coinbase One24Compare the details below
Choose Plasma One Card if its day-to-day setup suits you
Plasma One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Plasma One87Coinbase One56
Plasma One Card has the higher Overall Score by 31 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Plasma One Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Plasma One2% base · up to 10%Coinbase One2% base · up to 4%
Both cards show the same base cashback rate of 2%.
- Funds control
- Plasma OneSelf-controlled walletCoinbase OneCustodial balance
Plasma One Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsCoinbase One0 stablecoins · Not modeled
Plasma One Card lists more stablecoins and ways to send money out (6 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsPlasma One CardOverall87Coinbase One CardOverall56
Plasma One CardOverall87Coinbase One CardOverall56Scores
6 fields- Overall Score
- Plasma One Card87Coinbase One Card56
- Cashback score
- Plasma One Card79Coinbase One Card40
- Travel score
- Plasma One Card72Coinbase One Card60
- Funds control score
- Plasma One Card99Coinbase One Card36
- Lowest fees score
- Plasma One Card81Coinbase One Card58
- Transfers score
- Plasma One Card100Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Plasma One Card$0Coinbase One Card$49.99/year
- FX fee
- Plasma One Card0–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Plasma One Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Plasma One CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- Plasma One CardNot availableCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierCoinbase One CardNot disclosed
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Coinbase One CardNot disclosed
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Plasma One CardPlatinum: 4%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Plasma One CardVisaCoinbase One CardAmerican Express
- Card formats
- Plasma One CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot availableCoinbase One CardNot disclosed
- Mobile wallets
- Plasma One CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Plasma One CardShown in appCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Plasma One CardNot available, including for physical cardsCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Coinbase One CardNot disclosed
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGCoinbase One CardNot disclosed
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountCoinbase One CardNot disclosed
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsCoinbase One CardNot disclosed
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Coinbase One Card2%
- Max cashback
- Plasma One Card10%Coinbase One Card4%
- Reward currency
- Plasma One CardUSD cashback paid in XPLCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYCoinbase One CardUp to 3.5% APY
- How it works
- Plasma One CardOptional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Plasma One CardYesCoinbase One CardNo
- Use balance for spending
- Plasma One CardNoCoinbase One CardNo
- Lock-up
- Plasma One CardNoCoinbase One CardYes
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Plasma One CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Plasma One CardRain, Third NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Plasma One Card0xCoinbase One CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, VedaCoinbase One CardCoinbase, Inc.
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCCoinbase One CardNot disclosed
- Programme operator
- Plasma One CardPlasmaCoinbase One CardNot disclosed
Sources
2 fields- Official sources
- Plasma One Card12Coinbase One Card23
- Last reviewed
- Plasma One CardAug 27, 2026Coinbase One CardSep 5, 2026
04 · The verdict
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 56 for Coinbase One Card. Plasma One Card has the lower starting plan cost ($0 vs $49.99/year). Both cards show the same base cashback rate of 2%.
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Plasma One Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Coinbase One Card reviews first.
Continue with
Plasma One Card
Continue with
Coinbase One Card
05 · Common questions
Plasma One vs Coinbase One FAQ
Is Plasma One or Coinbase One better overall?
Plasma One Card has the higher Overall Score (87 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Coinbase One?
Plasma One Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Coinbase One?
Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Coinbase One differ on custody?
Plasma One Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.