PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 2 points (89 vs 87). Plasma One Card looks stronger for Travel, Funds control, and Transfers, while Solid Card comes out ahead for Cashback and Lowest fees.
Information checked Aug 27, 202632 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Plasma One Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Solid89Higher score
CashbackPlasma One78Solid91Higher score
TravelPlasma One72Solid62Higher score
Funds controlPlasma One99Solid97Higher score
Lowest feesPlasma One80Solid89Higher score
TransfersPlasma One100Solid83Higher score
Choose Plasma One Card if travel and funds control matter most
Plasma One Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Solid Card if cashback and lowest fees matter most
Solid Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Plasma One87Solid89
Solid Card has the higher Overall Score by 2 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXSolid$0 plan · 1% FX
Solid Card has the lower published FX fee (1% vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- Plasma OneSelf-controlled walletSolidSelf-controlled wallet
Plasma One Card and Solid Card use the same self-controlled wallet setup.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsSolid3 stablecoins · Stablecoin transfers
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Plasma One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPlasma One CardOverall87Solid CardOverall89
Plasma One CardOverall87Solid CardOverall89Scores
6 fields- Overall Score
- Plasma One Card87Solid Card89
- Cashback score
- Plasma One Card78Solid Card91
- Travel score
- Plasma One Card72Solid Card62
- Funds control score
- Plasma One Card99Solid Card97
- Lowest fees score
- Plasma One Card80Solid Card89
- Transfers score
- Plasma One Card100Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Plasma One Card$0Solid Card$0
- FX fee
- Plasma One Card0–1%Solid Card1%
- Top-up fee
- Plasma One Card0%Solid Card0%
- Card spending fee
- Plasma One CardNot disclosedSolid Card0%
- ATM fee
- Plasma One CardNot availableSolid CardNot available
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Solid CardPhysical card not listed
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Plasma One CardPlatinum: 4%Solid CardUltra: 5%
Everyday use
8 fields- Network
- Plasma One CardVisaSolid CardVisa
- Card formats
- Plasma One CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Plasma One CardNot availableSolid CardNot available
- Mobile wallets
- Plasma One CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appSolid CardShown in app
- Monthly spending limit
- Plasma One CardShown in appSolid CardShown in app
- ATM limit
- Plasma One CardNot available, including for physical cardsSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountSolid CardUSD virtual account
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsSolid CardStablecoin transfers
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Solid Card3%
- Max cashback
- Plasma One Card10%Solid Card5%
- Reward currency
- Plasma One CardUSD cashback paid in XPLSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYSolid CardUp to 14% APY
- How it works
- Plasma One CardOptional earn vaultSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Plasma One CardYesSolid CardYes
- Use balance for spending
- Plasma One CardNoSolid CardNo
- Lock-up
- Plasma One CardNoSolid CardNot disclosed
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodySolid CardSelf-custody
- Control until payment
- Plasma One CardYou keep controlSolid CardYou keep control
- Card issuer
- Plasma One CardRain, Third NationalSolid CardRain, Third National
- Card processing
- Plasma One Card0xSolid CardFuse Network Ltd
- Custody / key management
- Plasma One CardPrivy, VedaSolid CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCSolid CardNot disclosed
- Programme operator
- Plasma One CardPlasmaSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Plasma One Card12Solid Card20
- Last reviewed
- Plasma One CardAug 27, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 87 for Plasma One Card. Solid Card has the lower published FX fee (1% vs 0–1%). Solid Card has the higher published base cashback rate (3% vs 2%).
Plasma One Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Plasma One Card and Solid Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Solid Card reviews first.
Continue with
Plasma One Card
Continue with
Solid Card
05 · Common questions
Plasma One vs Solid FAQ
Is Plasma One or Solid better overall?
Solid Card has the higher Overall Score (89 vs 87). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Solid?
Solid Card has the lower published FX fee (1% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Solid?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Solid differ on custody?
Plasma One Card and Solid Card use the same self-controlled wallet setup.
How current is this Plasma One vs Solid comparison?
The latest information check for these two cards was August 27, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.