Side-by-side card comparison

Rebind vs Bybit EU: where the score gap comes from

Rebind Card has the higher Overall Score by 1 point (69 vs 68). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202645 official sources reviewed

01 · Where the gap opens

Rebind Card is the better all-round starting point

Rebind Card has the higher Overall Score in this comparison. Bybit Card (EU) may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Bybit EU68Higher score
CashbackRebind32Bybit EU47Compare the details below
TravelRebind53Bybit EU87Compare the details below
Funds controlRebind88Bybit EU51Compare the details below
Lowest feesRebind67Bybit EU72Compare the details below
TransfersRebind41Bybit EU79Compare the details below

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Bybit Card (EU) if its day-to-day setup suits you

Bybit Card (EU) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Funding Account connects deposits and card spend
  • Lite and Standard card access
  • Default applicants start at 1% cashback

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Rebind69
Bybit EU68

Rebind Card has the higher Overall Score by 1 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Bybit EU$0 plan · 0.5% FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.5%).

Purchase rewards
RebindNot disclosed
Bybit EU1% base · up to 10%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
Bybit EUCustodial balance

Rebind Card uses a non-custodial account setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
Bybit EUVirtual + Physical · Apple Pay, Google Pay

Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).

Money movement
Rebind1 stablecoin · Not modeled
Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal

Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 1).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
1%-10%
Plan cost
$0
FX fee
0.5%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Rebind CardOverall69
Bybit Card (EU)Overall68
01

Scores

6 fields
Overall Score
Rebind Card
69
Bybit Card (EU)
68
Cashback score
Rebind Card
32
Bybit Card (EU)
47
Travel score
Rebind Card
53
Bybit Card (EU)
87
Funds control score
Rebind Card
88
Bybit Card (EU)
51
Lowest fees score
Rebind Card
67
Bybit Card (EU)
72
Transfers score
Rebind Card
41
Bybit Card (EU)
79
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Bybit Card (EU)
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Bybit Card (EU)
0.5%
Top-up fee
Rebind Card
0%
Bybit Card (EU)
Not disclosed
Card spending fee
Rebind Card
0%
Bybit Card (EU)
Not disclosed
ATM fee
Rebind Card
Not disclosed
Bybit Card (EU)
2%
Virtual card
Rebind Card
Free
Bybit Card (EU)
Free
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Bybit Card (EU)
First physical card free
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
Top cashback plan
Rebind Card
Not disclosed
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
05

Everyday use

8 fields
Network
Rebind Card
Visa
Bybit Card (EU)
Mastercard
Card formats
Rebind Card
Virtual
Bybit Card (EU)
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Bybit Card (EU)
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Bybit Card (EU)
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Bybit Card (EU)
iOS, Android, Web
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Bybit Card (EU)
Not disclosed
Crypto deposits
Rebind Card
Stablecoins: EURe
Bybit Card (EU)
Other crypto: Supported crypto
Fiat deposits
Rebind Card
Not disclosed
Bybit Card (EU)
Bybit EU Funding Account deposit
Transfers
Rebind Card
Not disclosed
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
Payout currencies
Rebind Card
Not disclosed
Bybit Card (EU)
Not disclosed
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Bybit Card (EU)
1%
Max cashback
Rebind Card
Not disclosed
Bybit Card (EU)
10%
Reward currency
Rebind Card
Not disclosed
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Bybit Card (EU)
Up to 8% APY
How it works
Rebind Card
Optional earn vault
Bybit Card (EU)
Not disclosed
Separate deposit
Rebind Card
Yes
Bybit Card (EU)
Not disclosed
Use balance for spending
Rebind Card
No
Bybit Card (EU)
Not disclosed
Lock-up
Rebind Card
No
Bybit Card (EU)
Not disclosed
09

Trust & availability

5 fields
Custody
Rebind Card
Non-custodial
Bybit Card (EU)
Custodial
Control until payment
Rebind Card
You keep control
Bybit Card (EU)
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Bybit Card (EU)
Harmoniie SAS, Moorwand Ltd
Card processing
Rebind Card
Gnosis Pay
Bybit Card (EU)
Not disclosed
Deposits & withdrawals
Rebind Card
Monerium
Bybit Card (EU)
Not disclosed
10

Sources

2 fields
Official sources
Rebind Card
35
Bybit Card (EU)
10
Last reviewed
Rebind Card
Sep 5, 2026
Bybit Card (EU)
Aug 14, 2026

04 · The verdict

Rebind Card is the stronger all-round choice

Rebind Card finishes ahead with an Overall Score of 69 versus 68 for Bybit Card (EU). Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.5%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Bybit Card (EU) can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Bybit Card (EU) reviews first.

05 · Common questions

Rebind vs Bybit EU FAQ

Is Rebind or Bybit EU better overall?

Rebind Card has the higher Overall Score (69 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Bybit EU?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Bybit EU?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Bybit EU differ on custody?

Rebind Card uses a non-custodial account setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Bybit EU comparison?

The latest information check for these two cards was September 5, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace