Bybit EUBybit EU
68
Side-by-side card comparison
Bybit EU vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 11 points (79 vs 68). Bybit Card (EU) looks stronger for Travel, while 1inch Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.
Information checked Aug 31, 202623 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit EU681inch79Higher score
CashbackBybit EU471inch63Higher score
TravelBybit EU871inch82Higher score
Funds controlBybit EU511inch80Higher score
Lowest feesBybit EU721inch74Higher score
TransfersBybit EU791inch93Higher score
Choose Bybit Card (EU) if travel matters most
Bybit Card (EU) comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Choose 1inch Card if cashback and funds control matter most
1inch Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit EU681inch79
1inch Card has the higher Overall Score by 11 points.
- Entry cost & FX
- Bybit EU$0 plan · 0.5% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0.5%).
- Purchase rewards
- Bybit EU1% base · up to 10%1inch1% base · up to 2%
Both cards show the same base cashback rate of 1%.
- Funds control
- Bybit EUCustodial balance1inchHybrid custody
Bybit Card (EU) uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Bybit EUVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (EU)Overall681inch CardOverall79
Bybit Card (EU)Overall681inch CardOverall79Scores
6 fields- Overall Score
- Bybit Card (EU)681inch Card79
- Cashback score
- Bybit Card (EU)471inch Card63
- Travel score
- Bybit Card (EU)871inch Card82
- Funds control score
- Bybit Card (EU)511inch Card80
- Lowest fees score
- Bybit Card (EU)721inch Card74
- Transfers score
- Bybit Card (EU)791inch Card93
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Bybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Bybit Card (EU)$01inch Card$0
- FX fee
- Bybit Card (EU)0.5%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Bybit Card (EU)Not disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Bybit Card (EU)Not disclosed1inch Card2%
- ATM fee
- Bybit Card (EU)2%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Bybit Card (EU)Free1inch CardNot disclosed
- Physical card
- Bybit Card (EU)First physical card free1inch CardNot disclosed
Plans
2 fields- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +21inch CardNot disclosed
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%1inch CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (EU)Mastercard1inch CardMastercard
- Card formats
- Bybit Card (EU)Virtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Bybit Card (EU)Available1inch CardAvailable
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Bybit Card (EU)iOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime1inch CardAccount-specific in Profile
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime1inch CardAccount-specific in Profile
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Bybit Card (EU)Not disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported crypto1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account deposit1inch CardEUR or GBP bank deposit
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Bybit Card (EU)Not disclosed1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Bybit Card (EU)1%1inch Card1%
- Max cashback
- Bybit Card (EU)10%1inch Card2%
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Bybit Card (EU)Up to 8% APY1inch CardNot offered
- How it works
- Bybit Card (EU)Not disclosed1inch CardNot offered
- Separate deposit
- Bybit Card (EU)Not disclosed1inch CardNot offered
- Use balance for spending
- Bybit Card (EU)Not disclosed1inch CardNot offered
- Lock-up
- Bybit Card (EU)Not disclosed1inch CardNot offered
Trust & availability
5 fields- Custody
- Bybit Card (EU)Custodial1inch CardHybrid custody
- Control until payment
- Bybit Card (EU)Provider controls funds1inch CardProvider controls funds
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand Ltd1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Bybit Card (EU)Not disclosed1inch CardCrypto Life
- Custody / key management
- Bybit Card (EU)Not disclosed1inch CardBaanx
Sources
2 fields- Official sources
- Bybit Card (EU)101inch Card13
- Last reviewed
- Bybit Card (EU)Aug 14, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 68 for Bybit Card (EU). 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0.5%). Both cards show the same base cashback rate of 1%.
Bybit Card (EU) still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (EU) uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (EU) and 1inch Card reviews first.
Continue with
Bybit Card (EU)
Continue with
1inch Card
05 · Common questions
Bybit EU vs 1inch FAQ
Is Bybit EU or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit EU or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit EU or 1inch?
Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit EU and 1inch differ on custody?
Bybit Card (EU) uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit EU vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 23 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.