RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs Solayer Pay: fees, rewards and account setup
RedotPay Card has the higher Overall Score by 14 points (69 vs 55). RedotPay Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Solayer Pay Card may still be the better personal fit.
Information checked Aug 25, 202653 official sources reviewed
01 · Make the first cut
RedotPay Card is the better all-round starting point
RedotPay Card has the higher Overall Score in this comparison. Solayer Pay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69Solayer Pay55Higher score
CashbackRedotPay41Solayer Pay20Higher score
TravelRedotPay83Solayer Pay53Higher score
Funds controlRedotPay55Solayer Pay47Higher score
Lowest feesRedotPay66Solayer Pay43Higher score
TransfersRedotPay85Solayer Pay29Higher score
Choose RedotPay Card if cashback and travel matter most
RedotPay Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose Solayer Pay Card if its day-to-day setup suits you
Solayer Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- RedotPay69Solayer Pay55
RedotPay Card has the higher Overall Score by 14 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXSolayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
RedotPay Card has the lower starting plan cost ($0 vs $20/year).
- Purchase rewards
- RedotPay0% base · up to 3%Solayer Pay0% base
Both cards show the same base cashback rate of 0%.
- Funds control
- RedotPayCustodial balanceSolayer PayCustodial balance
RedotPay Card and Solayer Pay Card use the same custodial balance setup.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google PaySolayer PayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International TransferSolayer Pay1 stablecoin · Not modeled
RedotPay Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsRedotPay CardOverall69Solayer Pay CardOverall55
RedotPay CardOverall69Solayer Pay CardOverall55Scores
6 fields- Overall Score
- RedotPay Card69Solayer Pay Card55
- Cashback score
- RedotPay Card41Solayer Pay Card20
- Travel score
- RedotPay Card83Solayer Pay Card53
- Funds control score
- RedotPay Card55Solayer Pay Card47
- Lowest fees score
- RedotPay Card66Solayer Pay Card43
- Transfers score
- RedotPay Card85Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- RedotPay Card$0Solayer Pay Card$20/year
- FX fee
- RedotPay Card1.2–2%Solayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- RedotPay CardNot disclosedSolayer Pay Card1%
- Card spending fee
- RedotPay CardNot disclosedSolayer Pay Card$0.15
- ATM fee
- RedotPay Card2–3%Solayer Pay CardNot disclosed
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, ProSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- RedotPay CardPro: 3%Solayer Pay CardNot disclosed
Everyday use
8 fields- Network
- RedotPay CardVisaSolayer Pay CardVisa
- Card formats
- RedotPay CardVirtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- RedotPay CardAvailableSolayer Pay CardAvailable
- Mobile wallets
- RedotPay CardApple Pay, Google PaySolayer Pay CardApple Pay, Google Pay
- Apps
- RedotPay CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- RedotPay CardNot disclosedSolayer Pay CardShown in app
- Monthly spending limit
- RedotPay CardNot disclosedSolayer Pay CardShown in app
- ATM limit
- RedotPay CardNot disclosedSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20Solayer Pay CardSolana
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Solayer Pay CardStablecoins: USDC
- Fiat deposits
- RedotPay CardRedotPay account bank depositSolayer Pay CardNot disclosed
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International TransferSolayer Pay CardNot disclosed
- Payout currencies
- RedotPay CardNot disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- RedotPay Card0%Solayer Pay Card0%
- Max cashback
- RedotPay Card3%Solayer Pay CardNot disclosed
- Reward currency
- RedotPay CardUSDs cashbackSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYSolayer Pay CardUp to 3.5% APY
- How it works
- RedotPay CardOptional earn vaultSolayer Pay CardEarn on spending balance
- Separate deposit
- RedotPay CardYesSolayer Pay CardNo
- Use balance for spending
- RedotPay CardNot disclosedSolayer Pay CardYes
- Lock-up
- RedotPay CardNot disclosedSolayer Pay CardNo
Trust & availability
6 fields- Custody
- RedotPay CardCustodialSolayer Pay CardCustodial
- Control until payment
- RedotPay CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- RedotPay CardXfers Pte. Ltd.Solayer Pay CardThird National
- Card processing
- RedotPay CardRedotPaySolayer Pay CardNot disclosed
- Identity verification
- RedotPay CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- RedotPay CardRed F. Technology LimitedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- RedotPay Card28Solayer Pay Card25
- Last reviewed
- RedotPay CardAug 25, 2026Solayer Pay CardAug 12, 2026
04 · The takeaway
RedotPay Card is the stronger all-round choice
RedotPay Card finishes ahead with an Overall Score of 69 versus 55 for Solayer Pay Card. RedotPay Card has the lower starting plan cost ($0 vs $20/year). Both cards show the same base cashback rate of 0%.
Solayer Pay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. RedotPay Card and Solayer Pay Card use the same custodial balance setup.
RedotPay Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Solayer Pay Card reviews first.
Continue with
RedotPay Card
Continue with
Solayer Pay Card
05 · Common questions
RedotPay vs Solayer Pay FAQ
Is RedotPay or Solayer Pay better overall?
RedotPay Card has the higher Overall Score (69 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or Solayer Pay?
RedotPay Card has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or Solayer Pay?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and Solayer Pay differ on custody?
RedotPay Card and Solayer Pay Card use the same custodial balance setup.
How current is this RedotPay vs Solayer Pay comparison?
The latest information check for these two cards was August 25, 2026, using 53 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.