SolayerSolayer Pay
55
Side-by-side card comparison
Solayer Pay vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 24 points (79 vs 55). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Solayer Pay Card may still be the better personal fit.
Information checked Aug 31, 202638 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Solayer Pay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolayer Pay551inch79Higher score
CashbackSolayer Pay201inch63Higher score
TravelSolayer Pay531inch82Higher score
Funds controlSolayer Pay471inch80Higher score
Lowest feesSolayer Pay431inch74Higher score
TransfersSolayer Pay291inch93Higher score
Choose Solayer Pay Card if its day-to-day setup suits you
Solayer Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Solayer Pay551inch79
1inch Card has the higher Overall Score by 24 points.
- Entry cost & FX
- Solayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower starting plan cost ($0 vs $20/year).
- Purchase rewards
- Solayer Pay0% base1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Solayer PayCustodial balance1inchHybrid custody
Solayer Pay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Solayer PayVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Solayer Pay1 stablecoin · Not modeled1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
1inch Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSolayer Pay CardOverall551inch CardOverall79
Solayer Pay CardOverall551inch CardOverall79Scores
6 fields- Overall Score
- Solayer Pay Card551inch Card79
- Cashback score
- Solayer Pay Card201inch Card63
- Travel score
- Solayer Pay Card531inch Card82
- Funds control score
- Solayer Pay Card471inch Card80
- Lowest fees score
- Solayer Pay Card431inch Card74
- Transfers score
- Solayer Pay Card291inch Card93
Strengths & trade-offs
2 fields- Strengths
- Solayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Solayer Pay CardPurchases earn Emerald Points, FX costs vary by region1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Solayer Pay Card$20/year1inch Card$0
- FX fee
- Solayer Pay CardUp to 3% stated + $0.10; components may stack1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Solayer Pay Card1%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Solayer Pay Card$0.151inch Card2%
- ATM fee
- Solayer Pay CardNot disclosed1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Solayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan1inch CardNot disclosed
- Physical card
- Solayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.991inch CardNot disclosed
Plans
2 fields- Available plans
- Solayer Pay Card1 plans: Solayer Pay1inch CardNot disclosed
- Top cashback plan
- Solayer Pay CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Solayer Pay CardVisa1inch CardMastercard
- Card formats
- Solayer Pay CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Solayer Pay CardAvailable1inch CardAvailable
- Mobile wallets
- Solayer Pay CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Solayer Pay CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Solayer Pay CardShown in app1inch CardAccount-specific in Profile
- Monthly spending limit
- Solayer Pay CardShown in app1inch CardAccount-specific in Profile
- ATM limit
- Solayer Pay CardLimits shown in app1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Solayer Pay CardSolana1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Solayer Pay CardStablecoins: USDC1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Solayer Pay CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Solayer Pay CardNot disclosed1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Solayer Pay CardNot disclosed1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Solayer Pay Card0%1inch Card1%
- Max cashback
- Solayer Pay CardNot disclosed1inch Card2%
- Reward currency
- Solayer Pay CardEmerald Points1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Solayer Pay CardUp to 3.5% APY1inch CardNot offered
- How it works
- Solayer Pay CardEarn on spending balance1inch CardNot offered
- Separate deposit
- Solayer Pay CardNo1inch CardNot offered
- Use balance for spending
- Solayer Pay CardYes1inch CardNot offered
- Lock-up
- Solayer Pay CardNo1inch CardNot offered
Trust & availability
7 fields- Custody
- Solayer Pay CardCustodial1inch CardHybrid custody
- Control until payment
- Solayer Pay CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Solayer Pay CardThird National1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Solayer Pay CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Solayer Pay CardNot disclosed1inch CardBaanx
- Identity verification
- Solayer Pay CardSumsub1inch CardNot disclosed
- Programme operator
- Solayer Pay CardSolayer Labs, Inc.1inch CardNot disclosed
Sources
2 fields- Official sources
- Solayer Pay Card251inch Card13
- Last reviewed
- Solayer Pay CardAug 12, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 55 for Solayer Pay Card. 1inch Card has the lower starting plan cost ($0 vs $20/year). 1inch Card has the higher published base cashback rate (1% vs 0%).
Solayer Pay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solayer Pay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
1inch Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solayer Pay Card and 1inch Card reviews first.
Continue with
Solayer Pay Card
Continue with
1inch Card
05 · Common questions
Solayer Pay vs 1inch FAQ
Is Solayer Pay or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solayer Pay or 1inch?
1inch Card has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solayer Pay or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solayer Pay and 1inch differ on custody?
Solayer Pay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solayer Pay vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.