TangemTangem
60
Side-by-side card comparison
Tangem vs Solid: fees, rewards and account setup
Solid Card has the higher Overall Score by 29 points (89 vs 60). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Tangem Card may still be the better personal fit.
Information checked Aug 28, 202638 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Tangem Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTangem60Solid89Higher score
CashbackTangem15Solid91Higher score
TravelTangem27Solid62Higher score
Funds controlTangem83Solid97Higher score
Lowest feesTangem53Solid89Higher score
TransfersTangem58Solid83Higher score
Choose Tangem Card if its day-to-day setup suits you
Tangem Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Tangem60Solid89
Solid Card has the higher Overall Score by 29 points.
- Entry cost & FX
- Tangem$0 plan · Up to 3% legal cap; current fee unknown FXSolid$0 plan · 1% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tangem0% cashbackSolid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- TangemHybrid custodySolidSelf-controlled wallet
Tangem Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TangemVirtual · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Tangem1 stablecoin · Stablecoin transfersSolid3 stablecoins · Stablecoin transfers
Solid Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Tangem Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsTangem CardOverall60Solid CardOverall89
Tangem CardOverall60Solid CardOverall89Scores
6 fields- Overall Score
- Tangem Card60Solid Card89
- Cashback score
- Tangem Card15Solid Card91
- Travel score
- Tangem Card27Solid Card62
- Funds control score
- Tangem Card83Solid Card97
- Lowest fees score
- Tangem Card53Solid Card89
- Transfers score
- Tangem Card58Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Tangem CardApple Pay and Google Pay, Direct USDC funding on PolygonSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Tangem CardNo current cashback, Virtual-only with no ATM accessSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Tangem Card$0Solid Card$0
- FX fee
- Tangem CardUp to 3% legal cap; current fee unknownSolid Card1%
- Top-up fee
- Tangem Card0%Solid Card0%
- Card spending fee
- Tangem Card0%Solid Card0%
- ATM fee
- Tangem CardNot availableSolid CardNot available
- Virtual card
- Tangem Card$0 for the first virtual cardSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Tangem CardNot disclosedSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Tangem CardNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Tangem CardNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Tangem CardVisaSolid CardVisa
- Card formats
- Tangem CardVirtualSolid CardVirtual
- ATM withdrawals
- Tangem CardNot availableSolid CardNot available
- Mobile wallets
- Tangem CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Tangem CardiOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- Tangem CardBasic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclearSolid CardShown in app
- Monthly spending limit
- Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per monthSolid CardShown in app
- ATM limit
- Tangem CardATM withdrawals are not currently availableSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Tangem CardPolygonSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Tangem CardStablecoins: USDCSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Tangem CardNot disclosedSolid CardUSD virtual account
- Transfers
- Tangem CardStablecoin transfersSolid CardStablecoin transfers
- Payout currencies
- Tangem CardNot disclosedSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Tangem Card0%Solid Card3%
- Max cashback
- Tangem Card0%Solid Card5%
- Reward currency
- Tangem CardNo current purchase rewardsSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Tangem CardNot offeredSolid CardUp to 14% APY
- How it works
- Tangem CardNot offeredSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Tangem CardNot offeredSolid CardYes
- Use balance for spending
- Tangem CardNot offeredSolid CardNo
- Lock-up
- Tangem CardNot offeredSolid CardNot disclosed
Trust & availability
6 fields- Custody
- Tangem CardHybrid custodySolid CardSelf-custody
- Control until payment
- Tangem CardYou keep controlSolid CardYou keep control
- Card issuer
- Tangem CardThird NationalSolid CardRain, Third National
- Card processing
- Tangem CardPaera LLCSolid CardFuse Network Ltd
- Identity verification
- Tangem CardSumsubSolid CardNot disclosed
- Programme operator
- Tangem CardNot disclosedSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Tangem Card18Solid Card20
- Last reviewed
- Tangem CardAug 28, 2026Solid CardAug 25, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0%).
Tangem Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Tangem Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Solid Card reviews first.
Continue with
Tangem Card
Continue with
Solid Card
05 · Common questions
Tangem vs Solid FAQ
Is Tangem or Solid better overall?
Solid Card has the higher Overall Score (89 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tangem or Solid?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tangem or Solid?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tangem and Solid differ on custody?
Tangem Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tangem vs Solid comparison?
The latest information check for these two cards was August 28, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.