TuyoTuyo
76
Side-by-side card comparison
Tuyo vs Coinbase One
Tuyo Card has the higher Overall Score by 20 points (76 vs 56). Tuyo Card also looks stronger for Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 20, 202635 official sources reviewed
Tuyo Card
Best fit
- Spending from a self-custody USD account through a virtual Visa.
- Moving between bank transfers, crypto and card spending in one account.
- Using optional interest on eligible USD Cash while keeping it card-spendable.
Before you choose
- Non-USD purchases outside the U.S. can add 1% FX plus a 1% abroad fee.
- Buy Now, Pay Maybe discounts are random; TUYO points have no fixed cash value.
- The migrated card spends USD Cash; withdraw Investments or convert EUR first.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsTuyo CardOverall76Coinbase One CardOverall56
Tuyo CardOverall76Coinbase One CardOverall56Scores
- Overall Score
- Tuyo Card76Coinbase One Card56
- Cashback score
- Tuyo Card40Coinbase One Card40
- Travel score
- Tuyo Card69Coinbase One Card60
- Funds control score
- Tuyo Card100Coinbase One Card36
- Lowest fees score
- Tuyo Card70Coinbase One Card40
- Transfers score
- Tuyo Card70Coinbase One Card24
Costs
- Plan cost
- Tuyo Card$0Coinbase One Card$49.99/year
- FX fee
- Tuyo Card1–2%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Tuyo CardNot disclosedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Tuyo Card0%Coinbase One CardNot disclosed
- ATM fee
- Tuyo CardOperator/bank charges may apply; included within the $250 withdrawal maximumCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Tuyo CardFreeCoinbase One CardNot disclosed
- Physical card
- Tuyo CardComing soon; not currently availableCoinbase One CardNot disclosed
Plans
- Available plans
- Tuyo CardNot disclosedCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Tuyo CardNot disclosedCoinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Tuyo CardVisaCoinbase One CardAmerican Express
- Card formats
- Tuyo CardVirtualCoinbase One CardVirtual, Physical
- ATM withdrawals
- Tuyo CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Tuyo CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Tuyo CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Tuyo CardNew cards: up to $50,000/day; can rise to $100,000 after $50,000 cumulative purchases and $200,000 after $100,000Coinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Coinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Tuyo Card$250 per withdrawal including operator surcharge; at most 3 attempts in any rolling 24 hours, including declinesCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Tuyo CardEthereum, Base, Arbitrum, BNB Smart Chain, PolygonCoinbase One CardNot disclosed
- Crypto deposits
- Tuyo CardStablecoins: USDCCoinbase One CardNot disclosed
- Fiat deposits
- Tuyo CardVirtual-account receivingCoinbase One CardNot disclosed
- Transfers
- Tuyo CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- Tuyo CardNot disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- Tuyo Card0%Coinbase One Card2%
- Max cashback
- Tuyo Card100%Coinbase One Card4%
- Reward currency
- Tuyo CardUSDCoinbase One CardBitcoin
Earn
- Advertised APY
- Tuyo CardNot disclosedCoinbase One CardNot disclosed
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Tuyo CardVariesCoinbase One CardNo
- Use balance for spending
- Tuyo CardVariesCoinbase One CardNo
- Lock-up
- Tuyo CardNot disclosedCoinbase One CardYes
Trust & availability
- Custody
- Tuyo CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Tuyo CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Tuyo CardThird NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Coinbase One CardNot disclosed
- Custody / key management
- Tuyo CardNot disclosedCoinbase One CardCoinbase, Inc.
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Coinbase One CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedCoinbase One CardNot disclosed
Sources
- Official sources
- Tuyo Card12Coinbase One Card23
- Last reviewed
- Tuyo CardOct 20, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Tuyo or Coinbase One
Keeping control of your funds
Tuyo suits spending while retaining control of your funds until payment. With Coinbase One, control passes to the provider before the purchase.
How you receive rewards
Choose by the reward asset you want to receive: Tuyo lists USD; Coinbase One lists Bitcoin.
Keeping recurring costs down
Tuyo's base plan is $0, compared with $49.99/year for Coinbase One. This favours Tuyo for occasional use; card issuance and transaction fees are separate.
Common questions
Tuyo vs Coinbase One FAQ
Is Tuyo or Coinbase One better overall?
Tuyo Card has the higher Overall Score (76 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tuyo or Coinbase One?
Tuyo Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Coinbase One differ on custody?
Tuyo Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tuyo vs Coinbase One comparison?
The latest information check for these two cards was October 20, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.