WhopWhop
67
Side-by-side card comparison
Whop vs Fasset: fees, rewards and account setup
Whop Card has the higher Overall Score by 14 points (67 vs 53). Whop Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 11, 202629 official sources reviewed
01 · Make the first cut
Whop Card is the better all-round starting point
Whop Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWhop67Fasset53Higher score
CashbackWhop39Fasset19Higher score
TravelWhop57Fasset30Higher score
Funds controlWhop74Fasset45Higher score
Lowest feesWhop56Fasset51Higher score
TransfersWhop92Fasset50Higher score
Choose Whop Card if cashback and travel matter most
Whop Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Whop67Fasset53
Whop Card has the higher Overall Score by 14 points.
- Entry cost & FX
- WhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Whop0% base · up to 5%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- WhopHybrid custodyFassetCustodial balance
Whop Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- WhopVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Whop Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Whop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1Fasset1 stablecoin · Card balance back to Fasset Wallet
Whop Card lists more stablecoins and ways to send money out (8 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsWhop CardOverall67Fasset CardOverall53
Whop CardOverall67Fasset CardOverall53Scores
6 fields- Overall Score
- Whop Card67Fasset Card53
- Cashback score
- Whop Card39Fasset Card19
- Travel score
- Whop Card57Fasset Card30
- Funds control score
- Whop Card74Fasset Card45
- Lowest fees score
- Whop Card56Fasset Card51
- Transfers score
- Whop Card92Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Whop CardSpend Whop revenue before bank payout, Five percent in three business categoriesFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Whop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclearFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Whop CardNot disclosedFasset CardNot disclosed
- FX fee
- Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmedFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Whop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%Fasset Card0%
- Card spending fee
- Whop Card0%Fasset Card0%
- ATM fee
- Whop CardATM access, issuer fee and limit are not separately confirmedFasset CardNot available
- Virtual card
- Whop CardNot disclosedFasset Card9.99 USDT activation / issuance fee
- Physical card
- Whop CardNot disclosedFasset CardNot disclosed
Plans
2 fields- Available plans
- Whop CardNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Whop CardNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Whop CardVisaFasset CardVisa
- Card formats
- Whop CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Whop CardNot disclosedFasset CardNot available
- Mobile wallets
- Whop CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Whop CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Whop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is publishedFasset Card$2,000 per day
- Monthly spending limit
- Whop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limitFasset CardNot publicly disclosed
- ATM limit
- Whop CardATM access and numeric withdrawal limits are unclearFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Whop CardEthereum, Polygon, Optimism, ArbitrumFasset CardNot disclosed
- Crypto deposits
- Whop CardStablecoins: USDTFasset CardStablecoins: USDT
- Fiat deposits
- Whop CardStored payment method top-up, Dynamic bank deposit instructionsFasset CardNot disclosed
- Transfers
- Whop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1Fasset CardCard balance back to Fasset Wallet
- Payout currencies
- Whop CardUSDFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Whop Card0%Fasset CardNot disclosed
- Max cashback
- Whop Card5%Fasset CardNot disclosed
- Reward currency
- Whop CardWhop account cash-back creditFasset CardOWN points
Earn
5 fields- Advertised APY
- Whop CardUp to 6% APYFasset CardNot offered
- How it works
- Whop CardOptional earn vaultFasset CardNot offered
- Separate deposit
- Whop CardNoFasset CardNot offered
- Use balance for spending
- Whop CardNot disclosedFasset CardNot offered
- Lock-up
- Whop CardNoFasset CardNot offered
Trust & availability
4 fields- Custody
- Whop CardHybrid custodyFasset CardCustodial
- Control until payment
- Whop CardProvider controls fundsFasset CardProvider controls funds
- Card issuer
- Whop CardThird NationalFasset CardThird National
- Custody / key management
- Whop CardPrivyFasset CardNot disclosed
Sources
2 fields- Official sources
- Whop Card20Fasset Card9
- Last reviewed
- Whop CardAug 11, 2026Fasset CardAug 11, 2026
04 · The takeaway
Whop Card is the stronger all-round choice
Whop Card finishes ahead with an Overall Score of 67 versus 53 for Fasset Card. Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Whop Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Whop Card lists more stablecoins and ways to send money out (8 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Whop Card and Fasset Card reviews first.
Continue with
Whop Card
Continue with
Fasset Card
05 · Common questions
Whop vs Fasset FAQ
Is Whop or Fasset better overall?
Whop Card has the higher Overall Score (67 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Whop or Fasset?
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Whop or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Whop and Fasset differ on custody?
Whop Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Whop vs Fasset comparison?
The latest information check for these two cards was August 11, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.