WirexWirex One
77
Side-by-side card comparison
Wirex One vs Avici: overall score versus use-case fit
Wirex One Card has the higher Overall Score by 6 points (77 vs 71). Wirex One Card looks stronger for Cashback, Travel, and Transfers, while Avici Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 21, 202652 official sources reviewed
01 · Overall score versus use-case fit
Wirex One Card is the better all-round starting point
Wirex One Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Funds control and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWirex One77Avici71Higher score
CashbackWirex One70Avici21Higher score
TravelWirex One85Avici82Higher score
Funds controlWirex One73Avici95Higher score
Lowest feesWirex One68Avici73Higher score
TransfersWirex One94Avici67Higher score
Choose Wirex One Card if cashback and travel matter most
Wirex One Card comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Choose Avici Card if funds control and lowest fees matter most
Avici Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Wirex One77Avici71
Wirex One Card has the higher Overall Score by 6 points.
- Entry cost & FX
- Wirex One$0 plan · 0% FXAvici$0 plan · 0–1% FX
Wirex One Card has the lower published FX fee (0% vs 0–1%).
- Purchase rewards
- Wirex One0.5% base · up to 8%Avici0% cashback
Wirex One Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- Wirex OneNon-custodial accountAviciSelf-controlled wallet
Wirex One Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Wirex OneVirtual + Physical · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payoutsAvici1 stablecoin · Stablecoin transfers
Wirex One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWirex One CardOverall77Avici CardOverall71
Wirex One CardOverall77Avici CardOverall71Scores
6 fields- Overall Score
- Wirex One Card77Avici Card71
- Cashback score
- Wirex One Card70Avici Card21
- Travel score
- Wirex One Card85Avici Card82
- Funds control score
- Wirex One Card73Avici Card95
- Lowest fees score
- Wirex One Card68Avici Card73
- Transfers score
- Wirex One Card94Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USDAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specificAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Wirex One Card$0Avici Card$0
- FX fee
- Wirex One Card0%Avici Card0–1%
- Top-up fee
- Wirex One CardNot disclosedAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Wirex One CardNot disclosedAvici Card0%
- ATM fee
- Wirex One Card2%Avici Card0–0.65%
- Virtual card
- Wirex One CardIncluded on every membership tierAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from PrivateAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +1Avici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Wirex One CardBespoke: 8%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Wirex One CardVisaAvici CardVisa
- Card formats
- Wirex One CardVirtual, PhysicalAvici CardVirtual, Physical
- ATM withdrawals
- Wirex One CardAvailableAvici CardAvailable
- Mobile wallets
- Wirex One CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Wirex One CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in appAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in appAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowanceAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosedAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURCAvici CardStablecoins: USDC
- Fiat deposits
- Wirex One CardBank funding, External card top-upAvici CardNot disclosed
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payoutsAvici CardStablecoin transfers
- Payout currencies
- Wirex One CardUSD, EUR, GBPAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Wirex One Card0.5%Avici Card0%
- Max cashback
- Wirex One Card8%Avici Card0%
- Reward currency
- Wirex One CardUSD cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- Wirex One CardNot offeredAvici CardNot offered
- How it works
- Wirex One CardNot offeredAvici CardNot offered
- Separate deposit
- Wirex One CardNot offeredAvici CardNot offered
- Use balance for spending
- Wirex One CardNot offeredAvici CardNot offered
- Lock-up
- Wirex One CardNot offeredAvici CardNot offered
Trust & availability
7 fields- Custody
- Wirex One CardNon-custodialAvici CardSelf-custody
- Control until payment
- Wirex One CardNot disclosedAvici CardYou keep control
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group LimitedAvici CardThird National
- Card processing
- Wirex One CardNot disclosedAvici CardRelay
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.Avici CardNot disclosed
- Identity verification
- Wirex One CardNot disclosedAvici CardSumsub
- Programme operator
- Wirex One CardUAB WirexAvici CardNot disclosed
Sources
2 fields- Official sources
- Wirex One Card36Avici Card16
- Last reviewed
- Wirex One CardAug 12, 2026Avici CardAug 21, 2026
04 · The trade-off
Wirex One Card is the stronger all-round choice
Wirex One Card finishes ahead with an Overall Score of 77 versus 71 for Avici Card. Wirex One Card has the lower published FX fee (0% vs 0–1%). Wirex One Card has the higher published base cashback rate (0.5% vs 0%).
Avici Card still comes out ahead for Funds control and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Wirex One Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and Avici Card reviews first.
Continue with
Wirex One Card
Continue with
Avici Card
05 · Common questions
Wirex One vs Avici FAQ
Is Wirex One or Avici better overall?
Wirex One Card has the higher Overall Score (77 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Wirex One or Avici?
Wirex One Card has the lower published FX fee (0% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Wirex One or Avici?
Wirex One Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Wirex One and Avici differ on custody?
Wirex One Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Wirex One vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 52 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.