WirexWirex One
77
Side-by-side card comparison
Wirex One vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 12 points (89 vs 77). Wirex One Card looks stronger for Travel and Transfers, while Solid Card comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 25, 202656 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Wirex One Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWirex One77Solid89Higher score
CashbackWirex One70Solid91Higher score
TravelWirex One85Solid62Higher score
Funds controlWirex One73Solid97Higher score
Lowest feesWirex One68Solid89Higher score
TransfersWirex One94Solid83Higher score
Choose Wirex One Card if travel and transfers matter most
Wirex One Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Wirex One77Solid89
Solid Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Wirex One$0 plan · 0% FXSolid$0 plan · 1% FX
Wirex One Card has the lower published FX fee (0% vs 1%).
- Purchase rewards
- Wirex One0.5% base · up to 8%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0.5%).
- Funds control
- Wirex OneNon-custodial accountSolidSelf-controlled wallet
Wirex One Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Wirex OneVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Wirex One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payoutsSolid3 stablecoins · Stablecoin transfers
Wirex One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Wirex One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWirex One CardOverall77Solid CardOverall89
Wirex One CardOverall77Solid CardOverall89Scores
6 fields- Overall Score
- Wirex One Card77Solid Card89
- Cashback score
- Wirex One Card70Solid Card91
- Travel score
- Wirex One Card85Solid Card62
- Funds control score
- Wirex One Card73Solid Card97
- Lowest fees score
- Wirex One Card68Solid Card89
- Transfers score
- Wirex One Card94Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USDSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specificSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Wirex One Card$0Solid Card$0
- FX fee
- Wirex One Card0%Solid Card1%
- Top-up fee
- Wirex One CardNot disclosedSolid Card0%
- Card spending fee
- Wirex One CardNot disclosedSolid Card0%
- ATM fee
- Wirex One Card2%Solid CardNot available
- Virtual card
- Wirex One CardIncluded on every membership tierSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from PrivateSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +1Solid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Wirex One CardBespoke: 8%Solid CardUltra: 5%
Everyday use
8 fields- Network
- Wirex One CardVisaSolid CardVisa
- Card formats
- Wirex One CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Wirex One CardAvailableSolid CardNot available
- Mobile wallets
- Wirex One CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Wirex One CardiOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in appSolid CardShown in app
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in appSolid CardShown in app
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowanceSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosedSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURCSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Wirex One CardBank funding, External card top-upSolid CardUSD virtual account
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payoutsSolid CardStablecoin transfers
- Payout currencies
- Wirex One CardUSD, EUR, GBPSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Wirex One Card0.5%Solid Card3%
- Max cashback
- Wirex One Card8%Solid Card5%
- Reward currency
- Wirex One CardUSD cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Wirex One CardNot offeredSolid CardUp to 14% APY
- How it works
- Wirex One CardNot offeredSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Wirex One CardNot offeredSolid CardYes
- Use balance for spending
- Wirex One CardNot offeredSolid CardNo
- Lock-up
- Wirex One CardNot offeredSolid CardNot disclosed
Trust & availability
6 fields- Custody
- Wirex One CardNon-custodialSolid CardSelf-custody
- Control until payment
- Wirex One CardNot disclosedSolid CardYou keep control
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group LimitedSolid CardRain, Third National
- Card processing
- Wirex One CardNot disclosedSolid CardFuse Network Ltd
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.Solid CardNot disclosed
- Programme operator
- Wirex One CardUAB WirexSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Wirex One Card36Solid Card20
- Last reviewed
- Wirex One CardAug 12, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 77 for Wirex One Card. Wirex One Card has the lower published FX fee (0% vs 1%). Solid Card has the higher published base cashback rate (3% vs 0.5%).
Wirex One Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Wirex One Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and Solid Card reviews first.
Continue with
Wirex One Card
Continue with
Solid Card
05 · Common questions
Wirex One vs Solid FAQ
Is Wirex One or Solid better overall?
Solid Card has the higher Overall Score (89 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Wirex One or Solid?
Wirex One Card has the lower published FX fee (0% vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Wirex One or Solid?
Solid Card has the higher published base cashback rate (3% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Wirex One and Solid differ on custody?
Wirex One Card uses a non-custodial account setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Wirex One vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 56 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.