ARQARQ
64
Side-by-side card comparison
ARQ vs Fasset: fees, rewards and account setup
ARQ Card has the higher Overall Score by 11 points (64 vs 53). ARQ Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 11, 202645 official sources reviewed
01 · Make the first cut
ARQ Card is the better all-round starting point
ARQ Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallARQ64Fasset53Higher score
CashbackARQ41Fasset19Higher score
TravelARQ62Fasset30Higher score
Funds controlARQ52Fasset45Higher score
Lowest feesARQ52Fasset51Higher score
TransfersARQ75Fasset50Higher score
Choose ARQ Card if cashback and travel matter most
ARQ Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear four-country residence coverage
- Virtual, physical and phone-wallet access
- Paid tiers add cashback and earnings
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- ARQ64Fasset53
ARQ Card has the higher Overall Score by 11 points.
- Entry cost & FX
- ARQ$0 plan · Provider spread unknown; Argentina/Brazil variant charges may apply FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- ARQ0% base · up to 2%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- ARQCustodial balanceFassetCustodial balance
ARQ Card and Fasset Card use the same custodial balance setup.
- Everyday access
- ARQVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
ARQ Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- ARQ4 stablecoins · ARQ P2P; USD ACH payoutFasset1 stablecoin · Card balance back to Fasset Wallet
ARQ Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
64
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- Provider spread unknown; Argentina/Brazil variant charges may apply
- ATM fee
- 1–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsARQ CardOverall64Fasset CardOverall53
ARQ CardOverall64Fasset CardOverall53Scores
6 fields- Overall Score
- ARQ Card64Fasset Card53
- Cashback score
- ARQ Card41Fasset Card19
- Travel score
- ARQ Card62Fasset Card30
- Funds control score
- ARQ Card52Fasset Card45
- Lowest fees score
- ARQ Card52Fasset Card51
- Transfers score
- ARQ Card75Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- ARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet accessFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- ARQ CardProvider FX spread remains unclear, Headline cashback requires membershipFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- ARQ Card$0Fasset CardNot disclosed
- FX fee
- ARQ CardProvider spread unknown; Argentina/Brazil variant charges may applyFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EURFasset Card0%
- Card spending fee
- ARQ Card0%Fasset Card0%
- ATM fee
- ARQ Card1–3%Fasset CardNot available
- Virtual card
- ARQ CardFreeFasset Card9.99 USDT activation / issuance fee
- Physical card
- ARQ Card$4.99 Standard; $0 PremiumFasset CardNot disclosed
Plans
2 fields- Available plans
- ARQ Card3 plans: Standard, Premium, PrestigeFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- ARQ CardPrestige: 2%Fasset CardNot disclosed
Everyday use
8 fields- Network
- ARQ CardMastercardFasset CardVisa
- Card formats
- ARQ CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- ARQ CardAvailableFasset CardNot available
- Mobile wallets
- ARQ CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- ARQ CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- ARQ CardNot disclosedFasset Card$2,000 per day
- Monthly spending limit
- ARQ CardNot disclosedFasset CardNot publicly disclosed
- ATM limit
- ARQ CardNot disclosedFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- ARQ CardEthereum, Polygon, TronFasset CardNot disclosed
- Crypto deposits
- ARQ CardStablecoins: USDC, USDTFasset CardStablecoins: USDT
- Fiat deposits
- ARQ CardUSD receive, EUR receiveFasset CardNot disclosed
- Transfers
- ARQ CardARQ P2P; USD ACH payoutFasset CardCard balance back to Fasset Wallet
- Payout currencies
- ARQ CardUSDFasset CardNot disclosed
Rewards
3 fields- Base cashback
- ARQ Card0%Fasset CardNot disclosed
- Max cashback
- ARQ Card2%Fasset CardNot disclosed
- Reward currency
- ARQ CardUSDc cashbackFasset CardOWN points
Earn
5 fields- Advertised APY
- ARQ CardUp to 4.5% APYFasset CardNot offered
- How it works
- ARQ CardEarn on spending balance, Optional earn vaultFasset CardNot offered
- Separate deposit
- ARQ CardYesFasset CardNot offered
- Use balance for spending
- ARQ CardNoFasset CardNot offered
- Lock-up
- ARQ CardNoFasset CardNot offered
Trust & availability
3 fields- Custody
- ARQ CardCustodialFasset CardCustodial
- Control until payment
- ARQ CardProvider controls fundsFasset CardProvider controls funds
- Card issuer
- ARQ CardNot disclosedFasset CardThird National
Sources
2 fields- Official sources
- ARQ Card36Fasset Card9
- Last reviewed
- ARQ CardAug 5, 2026Fasset CardAug 11, 2026
04 · The takeaway
ARQ Card is the stronger all-round choice
ARQ Card finishes ahead with an Overall Score of 64 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. ARQ Card and Fasset Card use the same custodial balance setup.
ARQ Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ARQ Card and Fasset Card reviews first.
Continue with
ARQ Card
Continue with
Fasset Card
05 · Common questions
ARQ vs Fasset FAQ
Is ARQ or Fasset better overall?
ARQ Card has the higher Overall Score (64 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ARQ or Fasset?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ARQ or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ARQ and Fasset differ on custody?
ARQ Card and Fasset Card use the same custodial balance setup.
How current is this ARQ vs Fasset comparison?
The latest information check for these two cards was August 11, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.