AviciAvici
71
Side-by-side card comparison
Avici vs Coinbase: overall score versus use-case fit
Avici Card has the higher Overall Score by 6 points (71 vs 65). Avici Card looks stronger for Travel, Funds control, and Lowest fees, while Coinbase Card comes out ahead for Cashback and Transfers.
Information checked Aug 30, 202638 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Coinbase Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallAvici71Coinbase65Higher score
CashbackAvici21Coinbase37Higher score
TravelAvici82Coinbase62Higher score
Funds controlAvici95Coinbase48Higher score
Lowest feesAvici73Coinbase55Higher score
TransfersAvici67Coinbase84Higher score
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Choose Coinbase Card if cashback and transfers matter most
Coinbase Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Avici71Coinbase65
Avici Card has the higher Overall Score by 6 points.
- Entry cost & FX
- Avici$0 plan · 0–1% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Avici0% cashbackCoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- AviciSelf-controlled walletCoinbaseCustodial balance
Avici Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- AviciVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Avici Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Avici1 stablecoin · Stablecoin transfersCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsAvici CardOverall71Coinbase CardOverall65
Avici CardOverall71Coinbase CardOverall65Scores
6 fields- Overall Score
- Avici Card71Coinbase Card65
- Cashback score
- Avici Card21Coinbase Card37
- Travel score
- Avici Card82Coinbase Card62
- Funds control score
- Avici Card95Coinbase Card48
- Lowest fees score
- Avici Card73Coinbase Card55
- Transfers score
- Avici Card67Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Avici CardUser-owned USDC collateral, Physical, virtual and phone-wallet useCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Avici CardNo standard purchase cashback, Visa and penalty layers need careCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Avici Card$0Coinbase Card$0
- FX fee
- Avici Card0–1%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully publishedCoinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Avici Card0%Coinbase Card0%
- ATM fee
- Avici Card0–0.65%Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewalCoinbase CardNot disclosed
- Physical card
- Avici CardPlatinum $50; Signature $75 + $20/year from year twoCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Avici Card2 plans: Visa Platinum, Visa SignatureCoinbase CardNot disclosed
- Top cashback plan
- Avici CardVisa Platinum: 0%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- Avici CardVisaCoinbase CardVisa
- Card formats
- Avici CardVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Avici CardAvailableCoinbase CardAvailable
- Mobile wallets
- Avici CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Avici CardiOS, AndroidCoinbase CardiOS, Android
- Daily spending limit
- Avici CardNo fixed public transaction cap; balance, issuer and user-set limits applyCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Avici CardNo fixed public monthly cap; dynamic controls applyCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Avici Card$250 per day, up to 3 ATM transactionsCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Avici CardEthereum, Polygon, Optimism, Arbitrum, SolanaCoinbase CardCoinbase-supported networks
- Crypto deposits
- Avici CardStablecoins: USDCCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Avici CardNot disclosedCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Avici CardStablecoin transfersCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Avici CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Avici Card0%Coinbase CardNot disclosed
- Max cashback
- Avici Card0%Coinbase CardNot disclosed
- Reward currency
- Avici CardNo cashbackCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Avici CardNot offeredCoinbase CardNot offered
- How it works
- Avici CardNot offeredCoinbase CardNot offered
- Separate deposit
- Avici CardNot offeredCoinbase CardNot offered
- Use balance for spending
- Avici CardNot offeredCoinbase CardNot offered
- Lock-up
- Avici CardNot offeredCoinbase CardNot offered
Trust & availability
5 fields- Custody
- Avici CardSelf-custodyCoinbase CardCustodial
- Control until payment
- Avici CardYou keep controlCoinbase CardProvider controls funds
- Card issuer
- Avici CardThird NationalCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Avici CardRelayCoinbase CardMarqeta, Inc.
- Identity verification
- Avici CardSumsubCoinbase CardNot disclosed
Sources
2 fields- Official sources
- Avici Card16Coinbase Card22
- Last reviewed
- Avici CardAug 21, 2026Coinbase CardAug 30, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 65 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Avici Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Avici Card and Coinbase Card reviews first.
Continue with
Avici Card
Continue with
Coinbase Card
05 · Common questions
Avici vs Coinbase FAQ
Is Avici or Coinbase better overall?
Avici Card has the higher Overall Score (71 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Avici or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Avici or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Avici and Coinbase differ on custody?
Avici Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Avici vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.