BinanceBinance
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Side-by-side card comparison
Binance vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 21 points (79 vs 58). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Binance Card may still be the better personal fit.
Information checked Aug 31, 202625 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Binance Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBinance581inch79Higher score
CashbackBinance371inch63Higher score
TravelBinance361inch82Higher score
Funds controlBinance471inch80Higher score
Lowest feesBinance561inch74Higher score
TransfersBinance751inch93Higher score
Choose Binance Card if its day-to-day setup suits you
Binance Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Binance581inch79
1inch Card has the higher Overall Score by 21 points.
- Entry cost & FX
- Binance$0 plan · 2–3% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 2–3%).
- Purchase rewards
- Binance1.5% base · up to 3%1inch1% base · up to 2%
Binance Card has the higher published base cashback rate (1.5% vs 1%).
- Funds control
- BinanceCustodial balance1inchHybrid custody
Binance Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BinanceVirtual · Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Binance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawal1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Binance Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBinance CardOverall581inch CardOverall79
Binance CardOverall581inch CardOverall79Scores
6 fields- Overall Score
- Binance Card581inch Card79
- Cashback score
- Binance Card371inch Card63
- Travel score
- Binance Card361inch Card82
- Funds control score
- Binance Card471inch Card80
- Lowest fees score
- Binance Card561inch Card74
- Transfers score
- Binance Card751inch Card93
Strengths & trade-offs
2 fields- Strengths
- Binance CardSpend supported Binance crypto balances, Google Pay support1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Binance CardSpending follows the Binance account model, Virtual-only card1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Binance Card$01inch Card$0
- FX fee
- Binance Card2–3%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Binance CardNot disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Binance CardNot disclosed1inch Card2%
- ATM fee
- Binance CardNot disclosed1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Binance CardVirtual card up to 15 minutes after approval; 0 USD issuance fee1inch CardNot disclosed
- Physical card
- Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branch1inch CardNot disclosed
Plans
2 fields- Available plans
- Binance Card3 plans: Tier 1, Tier 2, Tier 31inch CardNot disclosed
- Top cashback plan
- Binance CardTier 3: 3%1inch CardNot disclosed
Everyday use
8 fields- Network
- Binance CardMastercard1inch CardMastercard
- Card formats
- Binance CardVirtual1inch CardVirtual, Physical
- ATM withdrawals
- Binance CardNot disclosed1inch CardAvailable
- Mobile wallets
- Binance CardGoogle Pay1inch CardApple Pay, Google Pay
- Apps
- Binance CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Binance CardShown in app1inch CardAccount-specific in Profile
- Monthly spending limit
- Binance CardShown in app1inch CardAccount-specific in Profile
- ATM limit
- Binance CardNot disclosed1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Binance CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Binance CardOther crypto: Supported crypto1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Binance CardBinance account bank deposit1inch CardEUR or GBP bank deposit
- Transfers
- Binance CardStablecoin transfers; Binance account fiat withdrawal1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Binance CardNot disclosed1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Binance Card1.5%1inch Card1%
- Max cashback
- Binance Card3%1inch Card2%
- Reward currency
- Binance CardUSDC or BTC equivalent cashback (country-dependent)1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Binance CardNot offered1inch CardNot offered
- How it works
- Binance CardNot offered1inch CardNot offered
- Separate deposit
- Binance CardNot offered1inch CardNot offered
- Use balance for spending
- Binance CardNot offered1inch CardNot offered
- Lock-up
- Binance CardNot offered1inch CardNot offered
Trust & availability
5 fields- Custody
- Binance CardCustodial1inch CardHybrid custody
- Control until payment
- Binance CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Binance CardImmersve Limited1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Binance CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Binance CardNot disclosed1inch CardBaanx
Sources
2 fields- Official sources
- Binance Card121inch Card13
- Last reviewed
- Binance CardAug 5, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 58 for Binance Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 2–3%). Binance Card has the higher published base cashback rate (1.5% vs 1%).
Binance Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Binance Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Binance Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Binance Card and 1inch Card reviews first.
Continue with
Binance Card
Continue with
1inch Card
05 · Common questions
Binance vs 1inch FAQ
Is Binance or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Binance or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 2–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Binance or 1inch?
Binance Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Binance and 1inch differ on custody?
Binance Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Binance vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.