Bitget WalletBitget Wallet
69
Side-by-side card comparison
Bitget Wallet vs Solayer Pay: overall score versus use-case fit
Bitget Wallet Card has the higher Overall Score by 14 points (69 vs 55). Bitget Wallet Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Solayer Pay Card comes out ahead for Travel.
Information checked Aug 28, 202672 official sources reviewed
01 · Overall score versus use-case fit
Bitget Wallet Card is the better all-round starting point
Bitget Wallet Card has the higher Overall Score in this comparison. Solayer Pay Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBitget Wallet69Solayer Pay55Higher score
CashbackBitget Wallet66Solayer Pay20Higher score
TravelBitget Wallet44Solayer Pay53Higher score
Funds controlBitget Wallet64Solayer Pay47Higher score
Lowest feesBitget Wallet45Solayer Pay43Higher score
TransfersBitget Wallet56Solayer Pay29Higher score
Choose Bitget Wallet Card if cashback and funds control matter most
Bitget Wallet Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Current 2%-3% Assetback
- Several crypto funding assets
- Live APAC physical card
Choose Solayer Pay Card if travel matters most
Solayer Pay Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bitget Wallet69Solayer Pay55
Bitget Wallet Card has the higher Overall Score by 14 points.
- Entry cost & FX
- Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FXSolayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Bitget Wallet2% base · up to 3%Solayer Pay0% base
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Bitget WalletHybrid custodySolayer PayCustodial balance
Bitget Wallet Card uses a hybrid custody setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Bitget WalletVirtual + Physical · Google PaySolayer PayVirtual + Physical · Apple Pay, Google Pay
Solayer Pay Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recoverySolayer Pay1 stablecoin · Not modeled
Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- FX fee
- 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- ATM fee
- APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Card formats
- Virtual, Physical
- Wallet payments
- Google Pay
- Receive methods
- 4 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bitget Wallet Card
Up to $20
Up to $20 for invited Bitget Wallet users
- Bind this promo code in Bitget Wallet.
Bitget Wallet Card promo codeRwG3wJg6
The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.
Solayer Pay Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBitget Wallet CardOverall69Solayer Pay CardOverall55
Bitget Wallet CardOverall69Solayer Pay CardOverall55Scores
6 fields- Overall Score
- Bitget Wallet Card69Solayer Pay Card55
- Cashback score
- Bitget Wallet Card66Solayer Pay Card20
- Travel score
- Bitget Wallet Card44Solayer Pay Card53
- Funds control score
- Bitget Wallet Card64Solayer Pay Card47
- Lowest fees score
- Bitget Wallet Card45Solayer Pay Card43
- Transfers score
- Bitget Wallet Card56Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- Bitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assetsSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- Bitget Wallet CardRegional programmes differ materially, Assetback spend cap unclearSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- Bitget Wallet CardNot disclosedSolayer Pay Card$20/year
- FX fee
- Bitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknownSolayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- Bitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknownSolayer Pay Card1%
- Card spending fee
- Bitget Wallet CardNot disclosedSolayer Pay Card$0.15
- ATM fee
- Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATMSolayer Pay CardNot disclosed
- Virtual card
- Bitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes varySolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- Bitget Wallet Card$49 in APAC; other regions unavailable or unclearSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- Bitget Wallet CardNot disclosedSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- Bitget Wallet CardNot disclosedSolayer Pay CardNot disclosed
Everyday use
8 fields- Network
- Bitget Wallet CardVisa/MastercardSolayer Pay CardVisa
- Card formats
- Bitget Wallet CardVirtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- Bitget Wallet CardNot disclosedSolayer Pay CardAvailable
- Mobile wallets
- Bitget Wallet CardGoogle PaySolayer Pay CardApple Pay, Google Pay
- Apps
- Bitget Wallet CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- Bitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosedSolayer Pay CardShown in app
- Monthly spending limit
- Bitget Wallet CardNot published as one global or regional monthly scheduleSolayer Pay CardShown in app
- ATM limit
- Bitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailableSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- Bitget Wallet CardBNB Chain, Ethereum, BaseSolayer Pay CardSolana
- Crypto deposits
- Bitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOLSolayer Pay CardStablecoins: USDC
- Fiat deposits
- Bitget Wallet CardNot disclosedSolayer Pay CardNot disclosed
- Transfers
- Bitget Wallet CardRegional card-balance return, Support-assisted balance recoverySolayer Pay CardNot disclosed
- Payout currencies
- Bitget Wallet CardNot disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Bitget Wallet Card2%Solayer Pay Card0%
- Max cashback
- Bitget Wallet Card3%Solayer Pay CardNot disclosed
- Reward currency
- Bitget Wallet CardSelected Assetback assetSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- Bitget Wallet CardNot offeredSolayer Pay CardUp to 3.5% APY
- How it works
- Bitget Wallet CardNot offeredSolayer Pay CardEarn on spending balance
- Separate deposit
- Bitget Wallet CardNot offeredSolayer Pay CardNo
- Use balance for spending
- Bitget Wallet CardNot offeredSolayer Pay CardYes
- Lock-up
- Bitget Wallet CardNot offeredSolayer Pay CardNo
Trust & availability
5 fields- Custody
- Bitget Wallet CardHybrid custodySolayer Pay CardCustodial
- Control until payment
- Bitget Wallet CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- Bitget Wallet CardDCS Card Centre, Monavate, Fiat24Solayer Pay CardThird National
- Identity verification
- Bitget Wallet CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- Bitget Wallet CardBTG Technology Holdings LimitedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- Bitget Wallet Card47Solayer Pay Card25
- Last reviewed
- Bitget Wallet CardAug 28, 2026Solayer Pay CardAug 12, 2026
04 · The trade-off
Bitget Wallet Card is the stronger all-round choice
Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 55 for Solayer Pay Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
Solayer Pay Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Bitget Wallet Card uses a hybrid custody setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and Solayer Pay Card reviews first.
Continue with
Bitget Wallet Card
Continue with
Solayer Pay Card
05 · Common questions
Bitget Wallet vs Solayer Pay FAQ
Is Bitget Wallet or Solayer Pay better overall?
Bitget Wallet Card has the higher Overall Score (69 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bitget Wallet or Solayer Pay?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bitget Wallet or Solayer Pay?
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bitget Wallet and Solayer Pay differ on custody?
Bitget Wallet Card uses a hybrid custody setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bitget Wallet vs Solayer Pay comparison?
The latest information check for these two cards was August 28, 2026, using 72 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.