Bybit EUBybit EU
68
Side-by-side card comparison
Bybit EU vs Coinbase: overall score versus use-case fit
Bybit Card (EU) has the higher Overall Score by 3 points (68 vs 65). Bybit Card (EU) looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Coinbase Card comes out ahead for Transfers.
Information checked Aug 30, 202632 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (EU) is the better all-round starting point
Bybit Card (EU) has the higher Overall Score in this comparison. Coinbase Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit EU68Coinbase65Higher score
CashbackBybit EU47Coinbase37Higher score
TravelBybit EU87Coinbase62Higher score
Funds controlBybit EU51Coinbase48Higher score
Lowest feesBybit EU72Coinbase55Higher score
TransfersBybit EU79Coinbase84Higher score
Choose Bybit Card (EU) if cashback and travel matter most
Bybit Card (EU) comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Choose Coinbase Card if transfers matters most
Coinbase Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit EU68Coinbase65
Bybit Card (EU) has the higher Overall Score by 3 points.
- Entry cost & FX
- Bybit EU$0 plan · 0.5% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Bybit EU1% base · up to 10%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Bybit EUCustodial balanceCoinbaseCustodial balance
Bybit Card (EU) and Coinbase Card use the same custodial balance setup.
- Everyday access
- Bybit EUVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawalCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (EU)Overall68Coinbase CardOverall65
Bybit Card (EU)Overall68Coinbase CardOverall65Scores
6 fields- Overall Score
- Bybit Card (EU)68Coinbase Card65
- Cashback score
- Bybit Card (EU)47Coinbase Card37
- Travel score
- Bybit Card (EU)87Coinbase Card62
- Funds control score
- Bybit Card (EU)51Coinbase Card48
- Lowest fees score
- Bybit Card (EU)72Coinbase Card55
- Transfers score
- Bybit Card (EU)79Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Bybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Bybit Card (EU)$0Coinbase Card$0
- FX fee
- Bybit Card (EU)0.5%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Bybit Card (EU)Not disclosedCoinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Bybit Card (EU)Not disclosedCoinbase Card0%
- ATM fee
- Bybit Card (EU)2%Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Bybit Card (EU)FreeCoinbase CardNot disclosed
- Physical card
- Bybit Card (EU)First physical card freeCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Coinbase CardNot disclosed
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (EU)MastercardCoinbase CardVisa
- Card formats
- Bybit Card (EU)Virtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Bybit Card (EU)AvailableCoinbase CardAvailable
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Bybit Card (EU)iOS, Android, WebCoinbase CardiOS, Android
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Bybit Card (EU)Not disclosedCoinbase CardCoinbase-supported networks
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported cryptoCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account depositCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Bybit Card (EU)Not disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Bybit Card (EU)1%Coinbase CardNot disclosed
- Max cashback
- Bybit Card (EU)10%Coinbase CardNot disclosed
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Coinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Bybit Card (EU)Up to 8% APYCoinbase CardNot offered
- How it works
- Bybit Card (EU)Not disclosedCoinbase CardNot offered
- Separate deposit
- Bybit Card (EU)Not disclosedCoinbase CardNot offered
- Use balance for spending
- Bybit Card (EU)Not disclosedCoinbase CardNot offered
- Lock-up
- Bybit Card (EU)Not disclosedCoinbase CardNot offered
Trust & availability
4 fields- Custody
- Bybit Card (EU)CustodialCoinbase CardCustodial
- Control until payment
- Bybit Card (EU)Provider controls fundsCoinbase CardProvider controls funds
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand LtdCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Bybit Card (EU)Not disclosedCoinbase CardMarqeta, Inc.
Sources
2 fields- Official sources
- Bybit Card (EU)10Coinbase Card22
- Last reviewed
- Bybit Card (EU)Aug 14, 2026Coinbase CardAug 30, 2026
04 · The trade-off
Bybit Card (EU) is the stronger all-round choice
Bybit Card (EU) finishes ahead with an Overall Score of 68 versus 65 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (EU) and Coinbase Card use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (EU) and Coinbase Card reviews first.
Continue with
Bybit Card (EU)
Continue with
Coinbase Card
05 · Common questions
Bybit EU vs Coinbase FAQ
Is Bybit EU or Coinbase better overall?
Bybit Card (EU) has the higher Overall Score (68 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit EU or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit EU or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit EU and Coinbase differ on custody?
Bybit Card (EU) and Coinbase Card use the same custodial balance setup.
How current is this Bybit EU vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.