Bybit EUBybit EU
68
Side-by-side card comparison
Bybit EU vs Coinbase One: where the score gap comes from
Bybit Card (EU) has the higher Overall Score by 12 points (68 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202633 official sources reviewed
01 · Where the gap opens
Bybit Card (EU) is the better all-round starting point
Bybit Card (EU) has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit EU68Coinbase One56Higher score
CashbackBybit EU47Coinbase One40Compare the details below
TravelBybit EU87Coinbase One60Compare the details below
Funds controlBybit EU51Coinbase One36Compare the details below
Lowest feesBybit EU72Coinbase One58Compare the details below
TransfersBybit EU79Coinbase One24Compare the details below
Choose Bybit Card (EU) if its day-to-day setup suits you
Bybit Card (EU) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Bybit EU68Coinbase One56
Bybit Card (EU) has the higher Overall Score by 12 points.
- Entry cost & FX
- Bybit EU$0 plan · 0.5% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Bybit Card (EU) has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Bybit EU1% base · up to 10%Coinbase One2% base · up to 4%
Coinbase One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- Bybit EUCustodial balanceCoinbase OneCustodial balance
Bybit Card (EU) and Coinbase One Card use the same custodial balance setup.
- Everyday access
- Bybit EUVirtual + Physical · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawalCoinbase One0 stablecoins · Not modeled
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsBybit Card (EU)Overall68Coinbase One CardOverall56
Bybit Card (EU)Overall68Coinbase One CardOverall56Scores
6 fields- Overall Score
- Bybit Card (EU)68Coinbase One Card56
- Cashback score
- Bybit Card (EU)47Coinbase One Card40
- Travel score
- Bybit Card (EU)87Coinbase One Card60
- Funds control score
- Bybit Card (EU)51Coinbase One Card36
- Lowest fees score
- Bybit Card (EU)72Coinbase One Card58
- Transfers score
- Bybit Card (EU)79Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Bybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Bybit Card (EU)$0Coinbase One Card$49.99/year
- FX fee
- Bybit Card (EU)0.5%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Bybit Card (EU)Not disclosedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
- ATM fee
- Bybit Card (EU)2%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Bybit Card (EU)FreeCoinbase One CardNot disclosed
- Physical card
- Bybit Card (EU)First physical card freeCoinbase One CardNot disclosed
Plans
2 fields- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Coinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Bybit Card (EU)MastercardCoinbase One CardAmerican Express
- Card formats
- Bybit Card (EU)Virtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Bybit Card (EU)AvailableCoinbase One CardNot disclosed
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Bybit Card (EU)iOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported cryptoCoinbase One CardNot disclosed
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account depositCoinbase One CardNot disclosed
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalCoinbase One CardNot disclosed
- Payout currencies
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (EU)1%Coinbase One Card2%
- Max cashback
- Bybit Card (EU)10%Coinbase One Card4%
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Coinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Bybit Card (EU)Up to 8% APYCoinbase One CardUp to 3.5% APY
- How it works
- Bybit Card (EU)Not disclosedCoinbase One CardBorrow against collateral
- Separate deposit
- Bybit Card (EU)Not disclosedCoinbase One CardNo
- Use balance for spending
- Bybit Card (EU)Not disclosedCoinbase One CardNo
- Lock-up
- Bybit Card (EU)Not disclosedCoinbase One CardYes
Trust & availability
4 fields- Custody
- Bybit Card (EU)CustodialCoinbase One CardCustodial
- Control until payment
- Bybit Card (EU)Provider controls fundsCoinbase One CardProvider controls funds
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand LtdCoinbase One CardFirst Electronic Bank
- Custody / key management
- Bybit Card (EU)Not disclosedCoinbase One CardCoinbase, Inc.
Sources
2 fields- Official sources
- Bybit Card (EU)10Coinbase One Card23
- Last reviewed
- Bybit Card (EU)Aug 14, 2026Coinbase One CardSep 5, 2026
04 · The verdict
Bybit Card (EU) is the stronger all-round choice
Bybit Card (EU) finishes ahead with an Overall Score of 68 versus 56 for Coinbase One Card. Bybit Card (EU) has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 1%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (EU) and Coinbase One Card use the same custodial balance setup.
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (EU) and Coinbase One Card reviews first.
Continue with
Bybit Card (EU)
Continue with
Coinbase One Card
05 · Common questions
Bybit EU vs Coinbase One FAQ
Is Bybit EU or Coinbase One better overall?
Bybit Card (EU) has the higher Overall Score (68 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit EU or Coinbase One?
Bybit Card (EU) has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit EU or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit EU and Coinbase One differ on custody?
Bybit Card (EU) and Coinbase One Card use the same custodial balance setup.
How current is this Bybit EU vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.