Bybit EUBybit EU
68
Side-by-side card comparison
Bybit EU vs Coinbase One
Bybit Card (EU) has the higher Overall Score by 12 points (68 vs 56). Bybit Card (EU) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 11, 202633 official sources reviewed
Bybit Card (EU)
Best fit
- Spending from an existing Bybit EU Funding Account in EUR or supported crypto.
- Earning the current 1% base cashback without a monthly cap or token holding.
- Converting earned Bybit Points to EUR through automatic cashback.
Before you choose
- Crypto-funded purchases add 0.9% conversion; foreign spending adds 0.5% FX.
- Higher reward rates require Bybit EU VIP status and have monthly caps.
- Country guidance conflicts for several EEA markets; confirm access in-app.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsBybit Card (EU)Overall68Coinbase One CardOverall56
Bybit Card (EU)Overall68Coinbase One CardOverall56Scores
- Overall Score
- Bybit Card (EU)68Coinbase One Card56
- Cashback score
- Bybit Card (EU)47Coinbase One Card40
- Travel score
- Bybit Card (EU)87Coinbase One Card60
- Funds control score
- Bybit Card (EU)51Coinbase One Card36
- Lowest fees score
- Bybit Card (EU)72Coinbase One Card40
- Transfers score
- Bybit Card (EU)79Coinbase One Card24
Costs
- Plan cost
- Bybit Card (EU)$0Coinbase One Card$49.99/year
- FX fee
- Bybit Card (EU)0.5%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Bybit Card (EU)Not disclosedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
- ATM fee
- Bybit Card (EU)2%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Bybit Card (EU)FreeCoinbase One CardNot disclosed
- Physical card
- Bybit Card (EU)First physical card freeCoinbase One CardNot disclosed
Plans
- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Coinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Bybit Card (EU)MastercardCoinbase One CardAmerican Express
- Card formats
- Bybit Card (EU)Virtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Bybit Card (EU)AvailableCoinbase One CardNot disclosed
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Bybit Card (EU)iOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per dayCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported cryptoCoinbase One CardNot disclosed
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account depositCoinbase One CardNot disclosed
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalCoinbase One CardNot disclosed
- Payout currencies
- Bybit Card (EU)Not disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- Bybit Card (EU)1%Coinbase One Card2%
- Max cashback
- Bybit Card (EU)10%Coinbase One Card4%
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Coinbase One CardBitcoin
Earn
- Advertised APY
- Bybit Card (EU)Up to 8% APYCoinbase One CardNot disclosed
- How it works
- Bybit Card (EU)Not disclosedCoinbase One CardBorrow against collateral
- Separate deposit
- Bybit Card (EU)Not disclosedCoinbase One CardNo
- Use balance for spending
- Bybit Card (EU)Not disclosedCoinbase One CardNo
- Lock-up
- Bybit Card (EU)Not disclosedCoinbase One CardYes
Trust & availability
- Custody
- Bybit Card (EU)CustodialCoinbase One CardCustodial
- Control until payment
- Bybit Card (EU)Provider controls fundsCoinbase One CardProvider controls funds
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand LtdCoinbase One CardFirst Electronic Bank
- Custody / key management
- Bybit Card (EU)Not disclosedCoinbase One CardCoinbase, Inc.
Sources
- Official sources
- Bybit Card (EU)10Coinbase One Card23
- Last reviewed
- Bybit Card (EU)Oct 11, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Bybit EU or Coinbase One
How you receive rewards
Choose by the reward asset you want to receive: Bybit EU lists EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points); Coinbase One lists Bitcoin.
Keeping recurring costs down
Bybit EU's base plan is $0, compared with $49.99/year for Coinbase One. This favours Bybit EU for occasional use; card issuance and transaction fees are separate.
Spending in foreign currencies
For FX on foreign-currency purchases, Bybit EU lists 0.5%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.
Common questions
Bybit EU vs Coinbase One FAQ
Is Bybit EU or Coinbase One better overall?
Bybit Card (EU) has the higher Overall Score (68 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit EU or Coinbase One?
Bybit Card (EU) has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit EU or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit EU and Coinbase One differ on custody?
Bybit Card (EU) and Coinbase One Card use the same custodial balance setup.
How current is this Bybit EU vs Coinbase One comparison?
The latest information check for these two cards was October 11, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.