BybitBybit
68
Side-by-side card comparison
Bybit vs Solayer Pay: fees, rewards and account setup
Bybit Card (Global) has the higher Overall Score by 13 points (68 vs 55). Bybit Card (Global) also looks stronger for Cashback, Travel, Lowest fees, and Transfers. The details below show where Solayer Pay Card may still be the better personal fit.
Information checked Aug 14, 202634 official sources reviewed
01 · Make the first cut
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Solayer Pay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Solayer Pay55Higher score
CashbackBybit62Solayer Pay20Higher score
TravelBybit76Solayer Pay53Higher score
Funds controlBybit47Solayer Pay47Same score
Lowest feesBybit64Solayer Pay43Higher score
TransfersBybit78Solayer Pay29Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Solayer Pay Card if its day-to-day setup suits you
Solayer Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bybit68Solayer Pay55
Bybit Card (Global) has the higher Overall Score by 13 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXSolayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
Bybit Card (Global) has the lower starting plan cost ($0 vs $20/year).
- Purchase rewards
- Bybit2% base · up to 10%Solayer Pay0% base
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- BybitCustodial balanceSolayer PayCustodial balance
Bybit Card (Global) and Solayer Pay Card use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · UnknownSolayer PayVirtual + Physical · Apple Pay, Google Pay
Solayer Pay Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalSolayer Pay1 stablecoin · Not modeled
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Solayer Pay Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall68Solayer Pay CardOverall55
Bybit Card (Global)Overall68Solayer Pay CardOverall55Scores
6 fields- Overall Score
- Bybit Card (Global)68Solayer Pay Card55
- Cashback score
- Bybit Card (Global)62Solayer Pay Card20
- Travel score
- Bybit Card (Global)76Solayer Pay Card53
- Funds control score
- Bybit Card (Global)47Solayer Pay Card47
- Lowest fees score
- Bybit Card (Global)64Solayer Pay Card43
- Transfers score
- Bybit Card (Global)78Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Solayer Pay Card$20/year
- FX fee
- Bybit Card (Global)1–7%Solayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- Bybit Card (Global)Not disclosedSolayer Pay Card1%
- Card spending fee
- Bybit Card (Global)Not disclosedSolayer Pay Card$0.15
- ATM fee
- Bybit Card (Global)0–2%Solayer Pay CardNot disclosed
- Virtual card
- Bybit Card (Global)No fee until further noticeSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Solayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Solayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Solayer Pay CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaSolayer Pay CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableSolayer Pay CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedSolayer Pay CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoSolayer Pay CardShown in app
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoSolayer Pay CardShown in app
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedSolayer Pay CardSolana
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoSolayer Pay CardStablecoins: USDC
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositSolayer Pay CardNot disclosed
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalSolayer Pay CardNot disclosed
- Payout currencies
- Bybit Card (Global)Not disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Solayer Pay Card0%
- Max cashback
- Bybit Card (Global)10%Solayer Pay CardNot disclosed
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Solayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedSolayer Pay CardUp to 3.5% APY
- How it works
- Bybit Card (Global)Earn on spending balanceSolayer Pay CardEarn on spending balance
- Separate deposit
- Bybit Card (Global)Not disclosedSolayer Pay CardNo
- Use balance for spending
- Bybit Card (Global)YesSolayer Pay CardYes
- Lock-up
- Bybit Card (Global)NoSolayer Pay CardNo
Trust & availability
5 fields- Custody
- Bybit Card (Global)CustodialSolayer Pay CardCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Solayer Pay CardThird National
- Identity verification
- Bybit Card (Global)Not disclosedSolayer Pay CardSumsub
- Programme operator
- Bybit Card (Global)Not disclosedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- Bybit Card (Global)9Solayer Pay Card25
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Solayer Pay CardAug 12, 2026
04 · The takeaway
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 55 for Solayer Pay Card. Bybit Card (Global) has the lower starting plan cost ($0 vs $20/year). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
Solayer Pay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) and Solayer Pay Card use the same custodial balance setup.
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Solayer Pay Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Solayer Pay Card
05 · Common questions
Bybit vs Solayer Pay FAQ
Is Bybit or Solayer Pay better overall?
Bybit Card (Global) has the higher Overall Score (68 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Solayer Pay?
Bybit Card (Global) has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Solayer Pay?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Solayer Pay differ on custody?
Bybit Card (Global) and Solayer Pay Card use the same custodial balance setup.
How current is this Bybit vs Solayer Pay comparison?
The latest information check for these two cards was August 14, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.