CoinbaseCoinbase One
56
Side-by-side card comparison
Coinbase One vs 1inch: where the score gap comes from
1inch Card has the higher Overall Score by 23 points (79 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202636 official sources reviewed
01 · Where the gap opens
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoinbase One561inch79Higher score
CashbackCoinbase One401inch63Compare the details below
TravelCoinbase One601inch82Compare the details below
Funds controlCoinbase One361inch80Compare the details below
Lowest feesCoinbase One581inch74Compare the details below
TransfersCoinbase One241inch93Compare the details below
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
Choose 1inch Card if its day-to-day setup suits you
1inch Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Coinbase One561inch79
1inch Card has the higher Overall Score by 23 points.
- Entry cost & FX
- Coinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Coinbase One2% base · up to 4%1inch1% base · up to 2%
Coinbase One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- Coinbase OneCustodial balance1inchHybrid custody
Coinbase One Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coinbase OneVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Coinbase One0 stablecoins · Not modeled1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
1inch Card lists more stablecoins and ways to send money out (3 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsCoinbase One CardOverall561inch CardOverall79
Coinbase One CardOverall561inch CardOverall79Scores
6 fields- Overall Score
- Coinbase One Card561inch Card79
- Cashback score
- Coinbase One Card401inch Card63
- Travel score
- Coinbase One Card601inch Card82
- Funds control score
- Coinbase One Card361inch Card80
- Lowest fees score
- Coinbase One Card581inch Card74
- Transfers score
- Coinbase One Card241inch Card93
Strengths & trade-offs
2 fields- Strengths
- Coinbase One Card2% BTC on eligible purchases, No foreign transaction fee1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Coinbase One CardPaid membership is required, Debt and cash advances carry costs1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Coinbase One Card$49.99/year1inch Card$0
- FX fee
- Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Coinbase One CardNot disclosed1inch Card2%
- ATM fee
- Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Coinbase One CardNot disclosed1inch CardNot disclosed
- Physical card
- Coinbase One CardNot disclosed1inch CardNot disclosed
Plans
2 fields- Available plans
- Coinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%1inch CardNot disclosed
- Top cashback plan
- Coinbase One CardAOC tier 4: 4%: 4%1inch CardNot disclosed
Everyday use
8 fields- Network
- Coinbase One CardAmerican Express1inch CardMastercard
- Card formats
- Coinbase One CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Coinbase One CardNot disclosed1inch CardAvailable
- Mobile wallets
- Coinbase One CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Coinbase One CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Coinbase One CardPersonalized credit limit; no reusable daily spend ceiling1inch CardAccount-specific in Profile
- Monthly spending limit
- Coinbase One CardPersonalized credit limit; no reusable monthly spend ceiling1inch CardAccount-specific in Profile
- ATM limit
- Coinbase One CardCash access and its sublimit are determined by the issuer1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Coinbase One CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Coinbase One CardNot disclosed1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Coinbase One CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Coinbase One CardNot disclosed1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Coinbase One CardNot disclosed1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Coinbase One Card2%1inch Card1%
- Max cashback
- Coinbase One Card4%1inch Card2%
- Reward currency
- Coinbase One CardBitcoin1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Coinbase One CardUp to 3.5% APY1inch CardNot offered
- How it works
- Coinbase One CardBorrow against collateral1inch CardNot offered
- Separate deposit
- Coinbase One CardNo1inch CardNot offered
- Use balance for spending
- Coinbase One CardNo1inch CardNot offered
- Lock-up
- Coinbase One CardYes1inch CardNot offered
Trust & availability
5 fields- Custody
- Coinbase One CardCustodial1inch CardHybrid custody
- Control until payment
- Coinbase One CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Coinbase One CardFirst Electronic Bank1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Coinbase One CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Coinbase One CardCoinbase, Inc.1inch CardBaanx
Sources
2 fields- Official sources
- Coinbase One Card231inch Card13
- Last reviewed
- Coinbase One CardSep 5, 20261inch CardAug 31, 2026
04 · The verdict
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 56 for Coinbase One Card. 1inch Card has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 1%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coinbase One Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
1inch Card lists more stablecoins and ways to send money out (3 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coinbase One Card and 1inch Card reviews first.
Continue with
Coinbase One Card
Continue with
1inch Card
05 · Common questions
Coinbase One vs 1inch FAQ
Is Coinbase One or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coinbase One or 1inch?
1inch Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coinbase One or 1inch?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coinbase One and 1inch differ on custody?
Coinbase One Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coinbase One vs 1inch comparison?
The latest information check for these two cards was September 5, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.