CoinbaseCoinbase One
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Side-by-side card comparison
Coinbase One vs 1inch
The 1inch Card programme is winding down and new sign-ups are closed. Existing cards and accounts remain accessible for now; no specific service end date is guaranteed. Scores below describe the reviewed card terms, not availability for a new application.
Latest check Oct 20, 202636 official sources reviewed
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
1inch Card
Best fit
- Existing holders checking the programme's withdrawal guidance.
- Reviewing recorded card fees while moving the remaining balance.
- Finding the provider's account instructions before closing the card account.
Before you choose
- The programme is winding down and new card applications are closed.
- December 18 is withdrawal guidance, not guaranteed card availability until then.
- The issuer and provider control account access and the functionality timetable.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsCoinbase One CardOverall561inch CardOverall79
Coinbase One CardOverall561inch CardOverall79Scores
- Overall Score
- Coinbase One Card561inch Card79
- Cashback score
- Coinbase One Card401inch Card63
- Travel score
- Coinbase One Card601inch Card82
- Funds control score
- Coinbase One Card361inch Card80
- Lowest fees score
- Coinbase One Card401inch Card74
- Transfers score
- Coinbase One Card241inch Card93
Costs
- Plan cost
- Coinbase One Card$49.99/year1inch Card$0
- FX fee
- Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Coinbase One CardNot disclosed1inch Card2%
- ATM fee
- Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Coinbase One CardNot disclosed1inch CardNot disclosed
- Physical card
- Coinbase One CardNot disclosed1inch CardNot disclosed
Plans
- Available plans
- Coinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%1inch CardNot disclosed
- Top cashback plan
- Coinbase One CardAOC tier 4: 4%: 4%1inch CardNot disclosed
Everyday use
- Network
- Coinbase One CardAmerican Express1inch CardMastercard
- Card formats
- Coinbase One CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Coinbase One CardNot disclosed1inch CardAvailable
- Mobile wallets
- Coinbase One CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Coinbase One CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Coinbase One CardPersonalized credit limit; no reusable daily spend ceiling1inch CardAccount-specific in Profile
- Monthly spending limit
- Coinbase One CardPersonalized credit limit; no reusable monthly spend ceiling1inch CardAccount-specific in Profile
- ATM limit
- Coinbase One CardCash access and its sublimit are determined by the issuer1inch CardAccount-specific in Profile
Funding & transfers
- Networks
- Coinbase One CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Coinbase One CardNot disclosed1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Coinbase One CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Coinbase One CardNot disclosed1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Coinbase One CardNot disclosed1inch CardEUR, GBP
Rewards
- Base cashback
- Coinbase One Card2%1inch Card1%
- Max cashback
- Coinbase One Card4%1inch Card2%
- Reward currency
- Coinbase One CardBitcoin1inch Card1INCH, USDT, BTC or BXX
Earn
- Advertised APY
- Coinbase One CardNot disclosed1inch CardNot offered
- How it works
- Coinbase One CardBorrow against collateral1inch CardNot offered
- Separate deposit
- Coinbase One CardNo1inch CardNot offered
- Use balance for spending
- Coinbase One CardNo1inch CardNot offered
- Lock-up
- Coinbase One CardYes1inch CardNot offered
Trust & availability
- Custody
- Coinbase One CardCustodial1inch CardHybrid custody
- Control until payment
- Coinbase One CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Coinbase One CardFirst Electronic Bank1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Coinbase One CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Coinbase One CardCoinbase, Inc.1inch CardBaanx
Sources
- Official sources
- Coinbase One Card231inch Card13
- Last reviewed
- Coinbase One CardOct 11, 20261inch CardOct 20, 2026
Choosing between these cards
When to choose Coinbase One or 1inch
Applying or migrating
1inch is winding down and is excluded from new-card recommendations. Read the closure update before relying on the existing card, and check the other card's current eligibility independently.
Keeping recurring costs down
1inch's base plan is $0, compared with $49.99/year for Coinbase One. These are the reviewed recurring charges, not confirmation that new applications are open.
Common questions
Coinbase One vs 1inch FAQ
Is Coinbase One or 1inch better overall?
The 1inch Card programme is winding down and new sign-ups are closed. Existing cards and accounts remain accessible for now; no specific service end date is guaranteed. 1inch Card is not a current recommendation, regardless of its numerical score.
Which has lower fees, Coinbase One or 1inch?
1inch Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coinbase One or 1inch?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coinbase One and 1inch differ on custody?
Coinbase One Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coinbase One vs 1inch comparison?
The latest information check for these two cards was October 20, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.