Exactly Protocol / ExaExa
66
Side-by-side card comparison
Exa vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 13 points (79 vs 66). Exa Card looks stronger for Funds control and Transfers, while 1inch Card comes out ahead for Cashback, Travel, and Lowest fees.
Information checked Aug 31, 202644 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Exa Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallExa661inch79Higher score
CashbackExa191inch63Higher score
TravelExa611inch82Higher score
Funds controlExa881inch80Higher score
Lowest feesExa671inch74Higher score
TransfersExa971inch93Higher score
Choose Exa Card if funds control and transfers matter most
Exa Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Exa661inch79
1inch Card has the higher Overall Score by 13 points.
- Entry cost & FX
- Exa$0 plan · 1.5% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5%).
- Purchase rewards
- Exa0% cashback1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- ExaSelf-controlled wallet1inchHybrid custody
Exa Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ExaVirtual · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Exa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Exa Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsExa CardOverall661inch CardOverall79
Exa CardOverall661inch CardOverall79Scores
6 fields- Overall Score
- Exa Card661inch Card79
- Cashback score
- Exa Card191inch Card63
- Travel score
- Exa Card611inch Card82
- Funds control score
- Exa Card881inch Card80
- Lowest fees score
- Exa Card671inch Card74
- Transfers score
- Exa Card971inch Card93
Strengths & trade-offs
2 fields- Strengths
- Exa CardDeposited assets can earn yield, Spend balance or borrow USDC1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Exa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Exa Card$01inch Card$0
- FX fee
- Exa Card1.5%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Exa Card1%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Exa CardNot disclosed1inch Card2%
- ATM fee
- Exa Card$1 + 0.65%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Exa CardFree with Exa Wallet1inch CardNot disclosed
- Physical card
- Exa CardNot available1inch CardNot disclosed
Plans
2 fields- Available plans
- Exa CardNot disclosed1inch CardNot disclosed
- Top cashback plan
- Exa CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Exa CardVisa1inch CardMastercard
- Card formats
- Exa CardVirtual1inch CardVirtual, Physical
- ATM withdrawals
- Exa CardAvailable1inch CardAvailable
- Mobile wallets
- Exa CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Exa CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in app1inch CardAccount-specific in Profile
- Monthly spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in app1inch CardAccount-specific in Profile
- ATM limit
- Exa Card$250/withdrawal; $1000/day1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Exa CardOptimism1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Exa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Exa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit1inch CardEUR or GBP bank deposit
- Transfers
- Exa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Exa CardUSD, EUR1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Exa Card0%1inch Card1%
- Max cashback
- Exa Card0%1inch Card2%
- Reward currency
- Exa CardNo cashback1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Exa CardUp to 0.99776% APY1inch CardNot offered
- How it works
- Exa CardEarn on spending balance, Borrow against collateral1inch CardNot offered
- Separate deposit
- Exa CardNo1inch CardNot offered
- Use balance for spending
- Exa CardYes1inch CardNot offered
- Lock-up
- Exa CardNo1inch CardNot offered
Trust & availability
7 fields- Custody
- Exa CardSelf-custody1inch CardHybrid custody
- Control until payment
- Exa CardYou keep control1inch CardProvider controls funds
- Card issuer
- Exa CardThird National Bank, Third National1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Exa CardExa Labs SAS1inch CardCrypto Life
- Custody / key management
- Exa CardNot disclosed1inch CardBaanx
- Deposits & withdrawals
- Exa CardBridge, Manteca1inch CardNot disclosed
- Programme operator
- Exa CardExa Labs SAS1inch CardNot disclosed
Sources
2 fields- Official sources
- Exa Card311inch Card13
- Last reviewed
- Exa CardAug 23, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 66 for Exa Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5%). 1inch Card has the higher published base cashback rate (1% vs 0%).
Exa Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. Exa Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Exa Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Exa Card and 1inch Card reviews first.
Continue with
Exa Card
Continue with
1inch Card
05 · Common questions
Exa vs 1inch FAQ
Is Exa or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Exa or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Exa or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Exa and 1inch differ on custody?
Exa Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Exa vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 44 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.