FassetFasset
53
Side-by-side card comparison
Fasset vs Brighty: fees, rewards and account setup
Brighty Card has the higher Overall Score by 17 points (70 vs 53). Brighty Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 16, 202634 official sources reviewed
01 · Make the first cut
Brighty Card is the better all-round starting point
Brighty Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Brighty70Higher score
CashbackFasset19Brighty48Higher score
TravelFasset30Brighty80Higher score
Funds controlFasset45Brighty65Higher score
Lowest feesFasset51Brighty68Higher score
TransfersFasset50Brighty93Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Brighty Card if cashback and travel matter most
Brighty Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53Brighty70
Brighty Card has the higher Overall Score by 17 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedBrighty0.5% base · up to 1.75%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceBrightyCustodial balance
Fasset Card and Brighty Card use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Brighty Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53Brighty CardOverall70
Fasset CardOverall53Brighty CardOverall70Scores
6 fields- Overall Score
- Fasset Card53Brighty Card70
- Cashback score
- Fasset Card19Brighty Card48
- Travel score
- Fasset Card30Brighty Card80
- Funds control score
- Fasset Card45Brighty Card65
- Lowest fees score
- Fasset Card51Brighty Card68
- Transfers score
- Fasset Card50Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportBrighty CardFree entry plan, USDC cashback
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- Fasset CardNot disclosedBrighty Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyBrighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Fasset Card0%Brighty Card0%
- Card spending fee
- Fasset Card0%Brighty CardNot disclosed
- ATM fee
- Fasset CardNot availableBrighty CardNot disclosed
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Fasset CardNot disclosedBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Fasset CardNot disclosedBrighty CardOne: 0.5%
Everyday use
8 fields- Network
- Fasset CardVisaBrighty CardVisa/Mastercard
- Card formats
- Fasset CardVirtualBrighty CardVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableBrighty CardAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- Fasset CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- Fasset Card$2,000 per dayBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- Fasset CardNot publicly disclosedBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Fasset CardStablecoins: USDTBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Fasset CardNot disclosedBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Fasset CardCard balance back to Fasset WalletBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Fasset CardNot disclosedBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedBrighty Card0.5%
- Max cashback
- Fasset CardNot disclosedBrighty Card1.8%
- Reward currency
- Fasset CardOWN pointsBrighty CardUSDC
Earn
5 fields- Advertised APY
- Fasset CardNot offeredBrighty CardNot disclosed
- How it works
- Fasset CardNot offeredBrighty CardEarn on spending balance
- Separate deposit
- Fasset CardNot offeredBrighty CardNo
- Use balance for spending
- Fasset CardNot offeredBrighty CardYes
- Lock-up
- Fasset CardNot offeredBrighty CardNo
Trust & availability
5 fields- Custody
- Fasset CardCustodialBrighty CardCustodial
- Control until payment
- Fasset CardProvider controls fundsBrighty CardProvider controls funds
- Card issuer
- Fasset CardThird NationalBrighty CardWallester AS
- Custody / key management
- Fasset CardNot disclosedBrighty CardFireblocks
- Identity verification
- Fasset CardNot disclosedBrighty CardSumsub
Sources
2 fields- Official sources
- Fasset Card9Brighty Card25
- Last reviewed
- Fasset CardAug 11, 2026Brighty CardAug 16, 2026
04 · The takeaway
Brighty Card is the stronger all-round choice
Brighty Card finishes ahead with an Overall Score of 70 versus 53 for Fasset Card. Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card and Brighty Card use the same custodial balance setup.
Brighty Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Brighty Card reviews first.
Continue with
Fasset Card
Continue with
Brighty Card
05 · Common questions
Fasset vs Brighty FAQ
Is Fasset or Brighty better overall?
Brighty Card has the higher Overall Score (70 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Brighty?
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Brighty?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Brighty differ on custody?
Fasset Card and Brighty Card use the same custodial balance setup.
How current is this Fasset vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.