Side-by-side card comparison

Fasset vs Coca: fees, rewards and account setup

Coca Card has the higher Overall Score by 17 points (70 vs 53). Coca Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.

Information checked Aug 11, 202621 official sources reviewed

01 · Make the first cut

Coca Card is the better all-round starting point

Coca Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallFasset53Coca70Higher score
CashbackFasset19Coca43Higher score
TravelFasset30Coca82Higher score
Funds controlFasset45Coca85Higher score
Lowest feesFasset51Coca63Higher score
TransfersFasset50Coca87Higher score

Choose Fasset Card if its day-to-day setup suits you

Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Clear internal USDT funding flow
  • Broad phone-wallet support
  • Complete card-country list

Choose Coca Card if cashback and travel matter most

Coca Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Stablecoin funding, IBAN receive and card spend
  • Physical, virtual and phone-wallet access
  • Six tiers combine cashback and rebates

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Fasset53
Coca70

Coca Card has the higher Overall Score by 17 points.

Entry cost & FX
FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Coca$0 plan · 0% on direct pairs FX

Coca Card has the lower published FX fee (0% on direct pairs vs 3% non-USD FX; up to 3% cross-border may also apply).

Purchase rewards
FassetNot disclosed
Coca1% base · up to 8%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
FassetCustodial balance
CocaSelf-controlled wallet

Fasset Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
FassetVirtual · Apple Pay, Google Pay
CocaVirtual + Physical · Apple Pay, Google Pay

Coca Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Fasset1 stablecoin · Card balance back to Fasset Wallet
Coca3 stablecoins · Stablecoin transfers; IBAN / bank transfers

Coca Card lists more stablecoins and ways to send money out (5 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
3% non-USD FX; up to 3% cross-border may also apply
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
1%-8%
Plan cost
$0
FX fee
0% on direct pairs
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
4 crypto · 1 fiat
Payout methods
7 crypto · 2 fiat

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Fasset CardOverall53
Coca CardOverall70
01

Scores

6 fields
Overall Score
Fasset Card
53
Coca Card
70
Cashback score
Fasset Card
19
Coca Card
43
Travel score
Fasset Card
30
Coca Card
82
Funds control score
Fasset Card
45
Coca Card
85
Lowest fees score
Fasset Card
51
Coca Card
63
Transfers score
Fasset Card
50
Coca Card
87
02

Strengths & trade-offs

2 fields
Strengths
Fasset Card
Clear internal USDT funding flow, Broad phone-wallet support
Coca Card
Stablecoin funding, IBAN receive and card spend, Physical, virtual and phone-wallet access
Trade-offs
Fasset Card
Foreign spend can be expensive, OWN reward economics are missing
Coca Card
Best cashback needs COCA tier rules, ATM is free only up to allowance
03

Costs

7 fields
Plan cost
Fasset Card
Not disclosed
Coca Card
$0
FX fee
Fasset Card
3% non-USD FX; up to 3% cross-border may also apply
Coca Card
0% on direct pairs
Top-up fee
Fasset Card
0%
Coca Card
Not disclosed
Card spending fee
Fasset Card
0%
Coca Card
Not disclosed
ATM fee
Fasset Card
Not available
Coca Card
0–2%
Virtual card
Fasset Card
9.99 USDT activation / issuance fee
Coca Card
Virtual card free for all tiers
Physical card
Fasset Card
Not disclosed
Coca Card
Plastic card $5 for Starter/Standard/Standard+; free for Premium/Premium+/Elite
04

Plans

2 fields
Available plans
Fasset Card
Base virtual live; Edge waitlist; Select, Elite and Reserve coming soon
Coca Card
6 plans: Starter, Standard, Standard+, Premium +2
Top cashback plan
Fasset Card
Not disclosed
Coca Card
Elite: 8%
05

Everyday use

8 fields
Network
Fasset Card
Visa
Coca Card
Visa
Card formats
Fasset Card
Virtual
Coca Card
Virtual, Physical
ATM withdrawals
Fasset Card
Not available
Coca Card
Available
Mobile wallets
Fasset Card
Apple Pay, Google Pay
Coca Card
Apple Pay, Google Pay
Apps
Fasset Card
iOS, Android
Coca Card
iOS, Android
Daily spending limit
Fasset Card
$2,000 per day
Coca Card
30,000 EUR/day; 30,000 EUR/transaction
Monthly spending limit
Fasset Card
Not publicly disclosed
Coca Card
30,000 EUR/month
ATM limit
Fasset Card
Not applicable; ATM cash advances unavailable
Coca Card
850 EUR/day; 5,000 EUR/month
06

Funding & transfers

5 fields
Networks
Fasset Card
Not disclosed
Coca Card
Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near +5
Crypto deposits
Fasset Card
Stablecoins: USDT
Coca Card
Stablecoins: USDT, USDC, EURC, EURS
Fiat deposits
Fasset Card
Not disclosed
Coca Card
EUR IBAN receive
Transfers
Fasset Card
Card balance back to Fasset Wallet
Coca Card
Stablecoin transfers; IBAN / bank transfers
Payout currencies
Fasset Card
Not disclosed
Coca Card
EUR, USD where available
07

Rewards

3 fields
Base cashback
Fasset Card
Not disclosed
Coca Card
1%
Max cashback
Fasset Card
Not disclosed
Coca Card
8%
Reward currency
Fasset Card
OWN points
Coca Card
Stablecoins such as USDC or EURC cashback
08

Earn

5 fields
Advertised APY
Fasset Card
Not offered
Coca Card
Up to 5% APY
How it works
Fasset Card
Not offered
Coca Card
Earn on spending balance
Separate deposit
Fasset Card
Not offered
Coca Card
No
Use balance for spending
Fasset Card
Not offered
Coca Card
Yes
Lock-up
Fasset Card
Not offered
Coca Card
No
09

Trust & availability

4 fields
Custody
Fasset Card
Custodial
Coca Card
Self-custody
Control until payment
Fasset Card
Provider controls funds
Coca Card
You keep control
Card issuer
Fasset Card
Third National
Coca Card
Not disclosed
Programme operator
Fasset Card
Not disclosed
Coca Card
COCA / CCA LABS
10

Sources

2 fields
Official sources
Fasset Card
9
Coca Card
12
Last reviewed
Fasset Card
Aug 11, 2026
Coca Card
Aug 5, 2026

04 · The takeaway

Coca Card is the stronger all-round choice

Coca Card finishes ahead with an Overall Score of 70 versus 53 for Fasset Card. Coca Card has the lower published FX fee (0% on direct pairs vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Coca Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Coca Card reviews first.

05 · Common questions

Fasset vs Coca FAQ

Is Fasset or Coca better overall?

Coca Card has the higher Overall Score (70 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Fasset or Coca?

Coca Card has the lower published FX fee (0% on direct pairs vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Fasset or Coca?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Fasset and Coca differ on custody?

Fasset Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Fasset vs Coca comparison?

The latest information check for these two cards was August 11, 2026, using 21 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace