Side-by-side card comparison

Fasset vs ether.fi Cash: fees, rewards and account setup

ether.fi Cash Card has the higher Overall Score by 34 points (87 vs 53). ether.fi Cash Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.

Information checked Aug 25, 202628 official sources reviewed

01 · Make the first cut

ether.fi Cash Card is the better all-round starting point

ether.fi Cash Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallFasset53ether.fi Cash87Higher score
CashbackFasset19ether.fi Cash86Higher score
TravelFasset30ether.fi Cash84Higher score
Funds controlFasset45ether.fi Cash96Higher score
Lowest feesFasset51ether.fi Cash69Higher score
TransfersFasset50ether.fi Cash97Higher score

Choose Fasset Card if its day-to-day setup suits you

Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Clear internal USDT funding flow
  • Broad phone-wallet support
  • Complete card-country list

Choose ether.fi Cash Card if cashback and travel matter most

ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Card spend plus cash-account rails
  • Liquid USD can stay spendable
  • Tiers make perks easier to compare

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Fasset53
ether.fi Cash87

ether.fi Cash Card has the higher Overall Score by 34 points.

Entry cost & FX
FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
ether.fi Cash$0 plan · 0–0.2% FX

ether.fi Cash Card has the lower published FX fee (0–0.2% vs 3% non-USD FX; up to 3% cross-border may also apply).

Purchase rewards
FassetNot disclosed
ether.fi Cash3% cashback

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
FassetCustodial balance
ether.fi CashNon-custodial account

Fasset Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
FassetVirtual · Apple Pay, Google Pay
ether.fi CashVirtual + Physical · Apple Pay, Google Pay

ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Fasset1 stablecoin · Card balance back to Fasset Wallet
ether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout

ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
3% non-USD FX; up to 3% cross-border may also apply
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Fasset CardOverall53
ether.fi Cash CardOverall87
01

Scores

6 fields
Overall Score
Fasset Card
53
ether.fi Cash Card
87
Cashback score
Fasset Card
19
ether.fi Cash Card
86
Travel score
Fasset Card
30
ether.fi Cash Card
84
Funds control score
Fasset Card
45
ether.fi Cash Card
96
Lowest fees score
Fasset Card
51
ether.fi Cash Card
69
Transfers score
Fasset Card
50
ether.fi Cash Card
97
02

Strengths & trade-offs

2 fields
Strengths
Fasset Card
Clear internal USDT funding flow, Broad phone-wallet support
ether.fi Cash Card
Card spend plus cash-account rails, Liquid USD can stay spendable
Trade-offs
Fasset Card
Foreign spend can be expensive, OWN reward economics are missing
ether.fi Cash Card
Vault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
03

Costs

7 fields
Plan cost
Fasset Card
Not disclosed
ether.fi Cash Card
$0
FX fee
Fasset Card
3% non-USD FX; up to 3% cross-border may also apply
ether.fi Cash Card
0–0.2%
Top-up fee
Fasset Card
0%
ether.fi Cash Card
Not disclosed
Card spending fee
Fasset Card
0%
ether.fi Cash Card
Not disclosed
ATM fee
Fasset Card
Not available
ether.fi Cash Card
2%
Virtual card
Fasset Card
9.99 USDT activation / issuance fee
ether.fi Cash Card
Up to 50 free virtual cards by tier
Physical card
Fasset Card
Not disclosed
ether.fi Cash Card
Core: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
04

Plans

2 fields
Available plans
Fasset Card
Base virtual live; Edge waitlist; Select, Elite and Reserve coming soon
ether.fi Cash Card
4 plans: Core, Luxe, Pinnacle, VIP
Top cashback plan
Fasset Card
Not disclosed
ether.fi Cash Card
Core: 3%
05

Everyday use

8 fields
Network
Fasset Card
Visa
ether.fi Cash Card
Visa
Card formats
Fasset Card
Virtual
ether.fi Cash Card
Virtual, Physical
ATM withdrawals
Fasset Card
Not available
ether.fi Cash Card
Available
Mobile wallets
Fasset Card
Apple Pay, Google Pay
ether.fi Cash Card
Apple Pay, Google Pay
Apps
Fasset Card
iOS, Android
ether.fi Cash Card
iOS, Android, Web
Daily spending limit
Fasset Card
$2,000 per day
ether.fi Cash Card
Core $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
Monthly spending limit
Fasset Card
Not publicly disclosed
ether.fi Cash Card
Monthly limit shown in app; cashback caps vary by plan
ATM limit
Fasset Card
Not applicable; ATM cash advances unavailable
ether.fi Cash Card
$250/withdrawal; $750/day
06

Funding & transfers

5 fields
Networks
Fasset Card
Not disclosed
ether.fi Cash Card
Optimism
Crypto deposits
Fasset Card
Stablecoins: USDT
ether.fi Cash Card
Stablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
Fiat deposits
Fasset Card
Not disclosed
ether.fi Cash Card
USD ACH / FedWire receive, EUR SEPA receive
Transfers
Fasset Card
Card balance back to Fasset Wallet
ether.fi Cash Card
Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
Payout currencies
Fasset Card
Not disclosed
ether.fi Cash Card
EUR, USD
07

Rewards

3 fields
Base cashback
Fasset Card
Not disclosed
ether.fi Cash Card
3%
Max cashback
Fasset Card
Not disclosed
ether.fi Cash Card
3%
Reward currency
Fasset Card
OWN points
ether.fi Cash Card
USD cashback paid in USDC
08

Earn

5 fields
Advertised APY
Fasset Card
Not offered
ether.fi Cash Card
Up to 5.02% APY
How it works
Fasset Card
Not offered
ether.fi Cash Card
Earn on spending balance, Borrow against collateral, Optional earn vault
Separate deposit
Fasset Card
Not offered
ether.fi Cash Card
Not disclosed
Use balance for spending
Fasset Card
Not offered
ether.fi Cash Card
Not disclosed
Lock-up
Fasset Card
Not offered
ether.fi Cash Card
Not disclosed
09

Trust & availability

5 fields
Custody
Fasset Card
Custodial
ether.fi Cash Card
Non-custodial
Control until payment
Fasset Card
Provider controls funds
ether.fi Cash Card
You keep control
Card issuer
Fasset Card
Third National
ether.fi Cash Card
Third National
Deposits & withdrawals
Fasset Card
Not disclosed
ether.fi Cash Card
SEPA third-party provider
Programme operator
Fasset Card
Not disclosed
ether.fi Cash Card
ether.fi, Ether.Fi SEZC
10

Sources

2 fields
Official sources
Fasset Card
9
ether.fi Cash Card
19
Last reviewed
Fasset Card
Aug 11, 2026
ether.fi Cash Card
Aug 25, 2026

04 · The takeaway

ether.fi Cash Card is the stronger all-round choice

ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 53 for Fasset Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and ether.fi Cash Card reviews first.

05 · Common questions

Fasset vs ether.fi Cash FAQ

Is Fasset or ether.fi Cash better overall?

ether.fi Cash Card has the higher Overall Score (87 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Fasset or ether.fi Cash?

ether.fi Cash Card has the lower published FX fee (0–0.2% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Fasset or ether.fi Cash?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Fasset and ether.fi Cash differ on custody?

Fasset Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Fasset vs ether.fi Cash comparison?

The latest information check for these two cards was August 25, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace