Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Fasset: fees, rewards and account setup
Gnosis Pay has the higher Overall Score by 24 points (77 vs 53). Gnosis Pay also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 11, 202626 official sources reviewed
01 · Make the first cut
Gnosis Pay is the better all-round starting point
Gnosis Pay has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77Fasset53Higher score
CashbackGnosis Pay22Fasset19Higher score
TravelGnosis Pay100Fasset30Higher score
Funds controlGnosis Pay89Fasset45Higher score
Lowest feesGnosis Pay87Fasset51Higher score
TransfersGnosis Pay91Fasset50Higher score
Choose Gnosis Pay if cashback and travel matter most
Gnosis Pay comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Gnosis Pay77Fasset53
Gnosis Pay has the higher Overall Score by 24 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Gnosis Pay has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Gnosis Pay0% base · up to 5%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Gnosis PaySelf-controlled walletFassetCustodial balance
Gnosis Pay uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundFasset1 stablecoin · Card balance back to Fasset Wallet
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsGnosis PayOverall77Fasset CardOverall53
Gnosis PayOverall77Fasset CardOverall53Scores
6 fields- Overall Score
- Gnosis Pay77Fasset Card53
- Cashback score
- Gnosis Pay22Fasset Card19
- Travel score
- Gnosis Pay100Fasset Card30
- Funds control score
- Gnosis Pay89Fasset Card45
- Lowest fees score
- Gnosis Pay87Fasset Card51
- Transfers score
- Gnosis Pay91Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Gnosis Pay$0Fasset CardNot disclosed
- FX fee
- Gnosis Pay0%Fasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Gnosis Pay0%Fasset Card0%
- Card spending fee
- Gnosis Pay0%Fasset Card0%
- ATM fee
- Gnosis Pay0–2%Fasset CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedFasset Card9.99 USDT activation / issuance fee
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeFasset CardNot disclosed
Plans
2 fields- Available plans
- Gnosis PayNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Gnosis PayNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaFasset CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Gnosis PayAvailableFasset CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Gnosis PayWebFasset CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionFasset Card$2,000 per day
- Monthly spending limit
- Gnosis PayNot disclosedFasset CardNot publicly disclosed
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainFasset CardNot disclosed
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeFasset CardStablecoins: USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANFasset CardNot disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Gnosis PayEUReFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%Fasset CardNot disclosed
- Max cashback
- Gnosis Pay5%Fasset CardNot disclosed
- Reward currency
- Gnosis PayGNO cashbackFasset CardOWN points
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredFasset CardNot offered
- How it works
- Gnosis PayNot offeredFasset CardNot offered
- Separate deposit
- Gnosis PayNot offeredFasset CardNot offered
- Use balance for spending
- Gnosis PayNot offeredFasset CardNot offered
- Lock-up
- Gnosis PayNot offeredFasset CardNot offered
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyFasset CardCustodial
- Control until payment
- Gnosis PayYou keep controlFasset CardProvider controls funds
- Card issuer
- Gnosis PayMonavateFasset CardThird National
- Card processing
- Gnosis PayPaymentologyFasset CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Fasset CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumFasset CardNot disclosed
- Identity verification
- Gnosis PaySumsubFasset CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayFasset CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Fasset Card9
- Last reviewed
- Gnosis PayAug 6, 2026Fasset CardAug 11, 2026
04 · The takeaway
Gnosis Pay is the stronger all-round choice
Gnosis Pay finishes ahead with an Overall Score of 77 versus 53 for Fasset Card. Gnosis Pay has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Gnosis Pay uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Fasset Card reviews first.
Continue with
Gnosis Pay
Continue with
Fasset Card
05 · Common questions
Gnosis Pay vs Fasset FAQ
Is Gnosis Pay or Fasset better overall?
Gnosis Pay has the higher Overall Score (77 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or Fasset?
Gnosis Pay has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Fasset differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs Fasset comparison?
The latest information check for these two cards was August 11, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.