Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Fasset: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202626 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Fasset53Higher score
CashbackGnosis Pay22Fasset19Compare the details below
TravelGnosis Pay100Fasset30Compare the details below
Funds controlGnosis Pay90Fasset45Compare the details below
Lowest feesGnosis Pay87Fasset51Compare the details below
TransfersGnosis Pay91Fasset50Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Fasset53
Gnosis Pay has the higher Overall Score by 24 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Gnosis Pay has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Gnosis Pay0% base · up to 5%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Gnosis PaySelf-controlled walletFassetCustodial balance
Gnosis Pay uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundFasset1 stablecoin · Card balance back to Fasset Wallet
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Fasset CardOverall53
Gnosis PayOverall77Fasset CardOverall53Scores
6 fields- Overall Score
- Gnosis Pay77Fasset Card53
- Cashback score
- Gnosis Pay22Fasset Card19
- Travel score
- Gnosis Pay100Fasset Card30
- Funds control score
- Gnosis Pay90Fasset Card45
- Lowest fees score
- Gnosis Pay87Fasset Card51
- Transfers score
- Gnosis Pay91Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Fasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Gnosis Pay$0Fasset CardNot disclosed
- FX fee
- Gnosis Pay0%Fasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Gnosis Pay0%Fasset Card0%
- Card spending fee
- Gnosis Pay0%Fasset Card0%
- ATM fee
- Gnosis Pay0–2%Fasset CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedFasset Card9.99 USDT activation / issuance fee
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeFasset CardNot disclosed
Plans
2 fields- Available plans
- Gnosis PayNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Gnosis PayNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaFasset CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Gnosis PayAvailableFasset CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Gnosis PayWebFasset CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionFasset Card$2,000 per day
- Monthly spending limit
- Gnosis PayNot disclosedFasset CardNot publicly disclosed
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainFasset CardNot disclosed
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeFasset CardStablecoins: USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANFasset CardNot disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Gnosis PayEUReFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%Fasset CardNot disclosed
- Max cashback
- Gnosis Pay5%Fasset CardNot disclosed
- Reward currency
- Gnosis PayGNO cashbackFasset CardOWN points
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredFasset CardNot offered
- How it works
- Gnosis PayNot offeredFasset CardNot offered
- Separate deposit
- Gnosis PayNot offeredFasset CardNot offered
- Use balance for spending
- Gnosis PayNot offeredFasset CardNot offered
- Lock-up
- Gnosis PayNot offeredFasset CardNot offered
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyFasset CardCustodial
- Control until payment
- Gnosis PayYou keep controlFasset CardProvider controls funds
- Card issuer
- Gnosis PayMonavateFasset CardThird National
- Card processing
- Gnosis PayPaymentologyFasset CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Fasset CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumFasset CardNot disclosed
- Identity verification
- Gnosis PaySumsubFasset CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayFasset CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Fasset Card9
- Last reviewed
- Gnosis PaySep 6, 2026Fasset CardAug 11, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Fasset Card
05 · Common questions
Gnosis Pay vs Fasset FAQ
Is Gnosis Pay or Fasset better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Fasset?
Gnosis Pay has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Fasset differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs Fasset comparison?
The latest information check for these two cards was September 6, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.