Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Solid: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Oct 11, 202637 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Solid85Higher score
CashbackGnosis Pay22Solid89Compare the details below
TravelGnosis Pay100Solid58Compare the details below
Funds controlGnosis Pay90Solid94Compare the details below
Lowest feesGnosis Pay87Solid81Compare the details below
TransfersGnosis Pay91Solid78Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Solid Card if its day-to-day setup suits you
Solid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Solid85
Solid Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXSolid$0 plan · 0–2% FX
Gnosis Pay has the lower published FX fee (0% vs 0–2%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletSolidSelf-controlled wallet
Gnosis Pay and Solid Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundSolid4 stablecoins · Stablecoin transfers
Solid Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Solid CardOverall85
Gnosis PayOverall77Solid CardOverall85Scores
6 fields- Overall Score
- Gnosis Pay77Solid Card85
- Cashback score
- Gnosis Pay22Solid Card89
- Travel score
- Gnosis Pay100Solid Card58
- Funds control score
- Gnosis Pay90Solid Card94
- Lowest fees score
- Gnosis Pay87Solid Card81
- Transfers score
- Gnosis Pay91Solid Card78
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersSolid CardSavings can stay productive while spending, Higher rates in selected categories
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checked
Costs
7 fields- Plan cost
- Gnosis Pay$0Solid Card$0
- FX fee
- Gnosis Pay0%Solid Card0–2%
- Top-up fee
- Gnosis Pay0%Solid Card0%
- Card spending fee
- Gnosis Pay0%Solid Card0%
- ATM fee
- Gnosis Pay0–2%Solid CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Gnosis PayNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Gnosis PayNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Gnosis PayVisaSolid CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Gnosis PayAvailableSolid CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Gnosis PayWebSolid CardiOS, Android, Web
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionSolid CardShown in app
- Monthly spending limit
- Gnosis PayNot disclosedSolid CardShown in app
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/daySolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeSolid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANSolid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundSolid CardStablecoin transfers
- Payout currencies
- Gnosis PayEUReSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%Solid Card3%
- Max cashback
- Gnosis Pay5%Solid Card5%
- Reward currency
- Gnosis PayGNO cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredSolid CardUp to 14% APY
- How it works
- Gnosis PayNot offeredSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Gnosis PayNot offeredSolid CardYes
- Use balance for spending
- Gnosis PayNot offeredSolid CardNo
- Lock-up
- Gnosis PayNot offeredSolid CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodySolid CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlSolid CardYou keep control
- Card issuer
- Gnosis PayMonavateSolid CardRain, Third National, Wirex
- Card processing
- Gnosis PayPaymentologySolid CardFuse Network Ltd
- Custody / key management
- Gnosis PaySafe{Wallet}Solid CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumSolid CardNot disclosed
- Identity verification
- Gnosis PaySumsubSolid CardNot disclosed
- Programme operator
- Gnosis PayGnosis PaySolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Gnosis Pay17Solid Card20
- Last reviewed
- Gnosis PaySep 6, 2026Solid CardOct 11, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Solid Card
05 · Common questions
Gnosis Pay vs Solid FAQ
Is Gnosis Pay or Solid better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Solid?
Gnosis Pay has the lower published FX fee (0% vs 0–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Solid?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Solid differ on custody?
Gnosis Pay and Solid Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Solid comparison?
The latest information check for these two cards was October 11, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.