HolyheldHolyheld
75
Side-by-side card comparison
Holyheld vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 4 points (79 vs 75). Holyheld Card looks stronger for Cashback, while 1inch Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 31, 202641 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Holyheld Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallHolyheld751inch79Higher score
CashbackHolyheld641inch63Higher score
TravelHolyheld681inch82Higher score
Funds controlHolyheld741inch80Higher score
Lowest feesHolyheld671inch74Higher score
TransfersHolyheld811inch93Higher score
Choose Holyheld Card if cashback matters most
Holyheld Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody crypto before card top-up
- Virtual, physical and metal Mastercard
- Personal IBAN and SEPA transfers
Choose 1inch Card if travel and funds control matter most
1inch Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Holyheld751inch79
1inch Card has the higher Overall Score by 4 points.
- Entry cost & FX
- Holyheld$0 plan · Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency).
- Purchase rewards
- Holyheld0.5% base · up to 1%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- HolyheldHybrid custody1inchHybrid custody
Holyheld Card and 1inch Card use the same hybrid custody setup.
- Everyday access
- HolyheldVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Holyheld2 stablecoins · Stablecoin transfers; Outgoing SEPA transfer1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Holyheld Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-1%
- Plan cost
- $0
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- ATM fee
- Up to EUR 2 + 2.5%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsHolyheld CardOverall751inch CardOverall79
Holyheld CardOverall751inch CardOverall79Scores
6 fields- Overall Score
- Holyheld Card751inch Card79
- Cashback score
- Holyheld Card641inch Card63
- Travel score
- Holyheld Card681inch Card82
- Funds control score
- Holyheld Card741inch Card80
- Lowest fees score
- Holyheld Card671inch Card74
- Transfers score
- Holyheld Card811inch Card93
Strengths & trade-offs
2 fields- Strengths
- Holyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal Mastercard1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Holyheld CardCountry eligibility is incomplete, Foreign spend can be expensive1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Holyheld Card$01inch Card$0
- FX fee
- Holyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currency1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Holyheld Card0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Holyheld Card€0.501inch Card2%
- ATM fee
- Holyheld CardUp to EUR 2 + 2.5%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Holyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual access1inch CardNot disclosed
- Physical card
- Holyheld CardClassic: EUR 29; Metal: EUR 1991inch CardNot disclosed
Plans
2 fields- Available plans
- Holyheld Card3 plans: Classic, Limited Edition, Metal1inch CardNot disclosed
- Top cashback plan
- Holyheld CardMetal: 1%1inch CardNot disclosed
Everyday use
8 fields- Network
- Holyheld CardMastercard1inch CardMastercard
- Card formats
- Holyheld CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Holyheld CardAvailable1inch CardAvailable
- Mobile wallets
- Holyheld CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Holyheld CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Holyheld CardEUR 10,000 daily1inch CardAccount-specific in Profile
- Monthly spending limit
- Holyheld CardEUR 25,000 monthly; EUR 250,000 annually1inch CardAccount-specific in Profile
- ATM limit
- Holyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 days1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Holyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +21inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Holyheld CardStablecoins: USDC, USDT1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Holyheld CardPersonal EUR IBAN1inch CardEUR or GBP bank deposit
- Transfers
- Holyheld CardStablecoin transfers; Outgoing SEPA transfer1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Holyheld CardEUR1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Holyheld Card0.5%1inch Card1%
- Max cashback
- Holyheld Card1%1inch Card2%
- Reward currency
- Holyheld CardUSDC1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Holyheld CardNot disclosed1inch CardNot offered
- How it works
- Holyheld CardOptional earn vault1inch CardNot offered
- Separate deposit
- Holyheld CardYes1inch CardNot offered
- Use balance for spending
- Holyheld CardNot disclosed1inch CardNot offered
- Lock-up
- Holyheld CardNo1inch CardNot offered
Trust & availability
7 fields- Custody
- Holyheld CardHybrid custody1inch CardHybrid custody
- Control until payment
- Holyheld CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Holyheld CardUnlimit EU Ltd1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Holyheld CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Holyheld CardNot disclosed1inch CardBaanx
- Identity verification
- Holyheld CardSumsub / Idenfy1inch CardNot disclosed
- Programme operator
- Holyheld CardHolyheld Labs AG1inch CardNot disclosed
Sources
2 fields- Official sources
- Holyheld Card281inch Card13
- Last reviewed
- Holyheld CardAug 31, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 75 for Holyheld Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). 1inch Card has the higher published base cashback rate (1% vs 0.5%).
Holyheld Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Holyheld Card and 1inch Card use the same hybrid custody setup.
Holyheld Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Holyheld Card and 1inch Card reviews first.
Continue with
Holyheld Card
Continue with
1inch Card
05 · Common questions
Holyheld vs 1inch FAQ
Is Holyheld or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 75). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Holyheld or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Holyheld or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Holyheld and 1inch differ on custody?
Holyheld Card and 1inch Card use the same hybrid custody setup.
How current is this Holyheld vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.