Side-by-side card comparison

Jupiter vs Solayer Pay: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 26 points (81 vs 55). Jupiter Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Solayer Pay Card comes out ahead for Travel.

Information checked Aug 12, 202650 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Solayer Pay Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Solayer Pay55Higher score
CashbackJupiter87Solayer Pay20Higher score
TravelJupiter52Solayer Pay53Higher score
Funds controlJupiter54Solayer Pay47Higher score
Lowest feesJupiter79Solayer Pay43Higher score
TransfersJupiter76Solayer Pay29Higher score

Choose Jupiter Card if cashback and funds control matter most

Jupiter Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Solayer Pay Card if travel matters most

Solayer Pay Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual and physical Visa cards
  • Spend USDC from Solana
  • sUSD can earn while spendable

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Solayer Pay55

Jupiter Card has the higher Overall Score by 26 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Solayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX

Jupiter Card has the lower starting plan cost ($0 vs $20/year).

Purchase rewards
Jupiter2% base · up to 4%
Solayer Pay0% base

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
JupiterCustodial balance
Solayer PayCustodial balance

Jupiter Card and Solayer Pay Card use the same custodial balance setup.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
Solayer PayVirtual + Physical · Apple Pay, Google Pay

Solayer Pay Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Solayer Pay1 stablecoin · Not modeled

Jupiter Card lists more stablecoins and ways to send money out (3 vs 1).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
0% base
Plan cost
$20/year
FX fee
Up to 3% stated + $0.10; components may stack
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Solayer Pay Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Solayer Pay CardOverall55
01

Scores

6 fields
Overall Score
Jupiter Card
81
Solayer Pay Card
55
Cashback score
Jupiter Card
87
Solayer Pay Card
20
Travel score
Jupiter Card
52
Solayer Pay Card
53
Funds control score
Jupiter Card
54
Solayer Pay Card
47
Lowest fees score
Jupiter Card
79
Solayer Pay Card
43
Transfers score
Jupiter Card
76
Solayer Pay Card
29
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Solayer Pay Card
Virtual and physical Visa cards, Spend USDC from Solana
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Solayer Pay Card
Purchases earn Emerald Points, FX costs vary by region
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Solayer Pay Card
$20/year
FX fee
Jupiter Card
1–1.8%
Solayer Pay Card
Up to 3% stated + $0.10; components may stack
Top-up fee
Jupiter Card
0%
Solayer Pay Card
1%
Card spending fee
Jupiter Card
0%
Solayer Pay Card
$0.15
ATM fee
Jupiter Card
Not available
Solayer Pay Card
Not disclosed
Virtual card
Jupiter Card
Not disclosed
Solayer Pay Card
$0 virtual card; included with the $20/year Solayer Pay base plan
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Solayer Pay Card
Free card; US Express shipping $24.99 or International Express shipping $59.99
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Solayer Pay Card
1 plans: Solayer Pay
Top cashback plan
Jupiter Card
Not disclosed
Solayer Pay Card
Not disclosed
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Solayer Pay Card
Visa
Card formats
Jupiter Card
Virtual
Solayer Pay Card
Virtual, Physical
ATM withdrawals
Jupiter Card
Not available
Solayer Pay Card
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Solayer Pay Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Solayer Pay Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Solayer Pay Card
Shown in app
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Solayer Pay Card
Shown in app
ATM limit
Jupiter Card
Not available on the current digital-only card
Solayer Pay Card
Limits shown in app
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Solayer Pay Card
Solana
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Solayer Pay Card
Stablecoins: USDC
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Solayer Pay Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Solayer Pay Card
Not disclosed
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Solayer Pay Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Solayer Pay Card
0%
Max cashback
Jupiter Card
4%
Solayer Pay Card
Not disclosed
Reward currency
Jupiter Card
USDC
Solayer Pay Card
Emerald Points
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Solayer Pay Card
Up to 3.5% APY
How it works
Jupiter Card
Optional earn vault
Solayer Pay Card
Earn on spending balance
Separate deposit
Jupiter Card
Yes
Solayer Pay Card
No
Use balance for spending
Jupiter Card
No
Solayer Pay Card
Yes
Lock-up
Jupiter Card
No
Solayer Pay Card
No
09

Trust & availability

6 fields
Custody
Jupiter Card
Custodial
Solayer Pay Card
Custodial
Control until payment
Jupiter Card
Provider controls funds
Solayer Pay Card
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Solayer Pay Card
Third National
Deposits & withdrawals
Jupiter Card
Noah
Solayer Pay Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Solayer Pay Card
Sumsub
Programme operator
Jupiter Card
Not disclosed
Solayer Pay Card
Solayer Labs, Inc.
10

Sources

2 fields
Official sources
Jupiter Card
25
Solayer Pay Card
25
Last reviewed
Jupiter Card
Aug 12, 2026
Solayer Pay Card
Aug 12, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 55 for Solayer Pay Card. Jupiter Card has the lower starting plan cost ($0 vs $20/year). Jupiter Card has the higher published base cashback rate (2% vs 0%).

Solayer Pay Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Solayer Pay Card use the same custodial balance setup.

Jupiter Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Solayer Pay Card reviews first.

05 · Common questions

Jupiter vs Solayer Pay FAQ

Is Jupiter or Solayer Pay better overall?

Jupiter Card has the higher Overall Score (81 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Solayer Pay?

Jupiter Card has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Solayer Pay?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Solayer Pay differ on custody?

Jupiter Card and Solayer Pay Card use the same custodial balance setup.

How current is this Jupiter vs Solayer Pay comparison?

The latest information check for these two cards was August 12, 2026, using 50 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace