KASTKAST
84
Side-by-side card comparison
KAST vs Solayer Pay: fees, rewards and account setup
KAST Card has the higher Overall Score by 29 points (84 vs 55). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Solayer Pay Card may still be the better personal fit.
Information checked Aug 28, 202645 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Solayer Pay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Solayer Pay55Higher score
CashbackKAST75Solayer Pay20Higher score
TravelKAST92Solayer Pay53Higher score
Funds controlKAST71Solayer Pay47Higher score
Lowest feesKAST81Solayer Pay43Higher score
TransfersKAST100Solayer Pay29Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Solayer Pay Card if its day-to-day setup suits you
Solayer Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Solayer Pay55
KAST Card has the higher Overall Score by 29 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXSolayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
KAST Card has the lower starting plan cost ($0 vs $20/year).
- Purchase rewards
- KAST1.5% base · up to 3%Solayer Pay0% base
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceSolayer PayCustodial balance
KAST Card and Solayer Pay Card use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PaySolayer PayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsSolayer Pay1 stablecoin · Not modeled
KAST Card lists more stablecoins and ways to send money out (12 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Solayer Pay Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Solayer Pay CardOverall55
KAST CardOverall84Solayer Pay CardOverall55Scores
6 fields- Overall Score
- KAST Card84Solayer Pay Card55
- Cashback score
- KAST Card75Solayer Pay Card20
- Travel score
- KAST Card92Solayer Pay Card53
- Funds control score
- KAST Card71Solayer Pay Card47
- Lowest fees score
- KAST Card81Solayer Pay Card43
- Transfers score
- KAST Card100Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- KAST Card$0Solayer Pay Card$20/year
- FX fee
- KAST Card0.5–1.75%Solayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- KAST Card0%Solayer Pay Card1%
- Card spending fee
- KAST Card0%Solayer Pay Card$0.15
- ATM fee
- KAST Card$3 + 2%Solayer Pay CardNot disclosed
- Virtual card
- KAST CardFree first twoSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- KAST CardFree; $40 shippingSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- KAST CardPrivate: 3%Solayer Pay CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaSolayer Pay CardVisa
- Card formats
- KAST CardVirtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableSolayer Pay CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PaySolayer Pay CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- KAST CardNo capSolayer Pay CardShown in app
- Monthly spending limit
- KAST CardNo capSolayer Pay CardShown in app
- ATM limit
- KAST CardLimits shown in appSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Solayer Pay CardSolana
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Solayer Pay CardStablecoins: USDC
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Solayer Pay CardNot disclosed
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsSolayer Pay CardNot disclosed
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Solayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- KAST Card1.5%Solayer Pay Card0%
- Max cashback
- KAST Card3%Solayer Pay CardNot disclosed
- Reward currency
- KAST CardUSD cashbackSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYSolayer Pay CardUp to 3.5% APY
- How it works
- KAST CardOptional earn vaultSolayer Pay CardEarn on spending balance
- Separate deposit
- KAST CardYesSolayer Pay CardNo
- Use balance for spending
- KAST CardNoSolayer Pay CardYes
- Lock-up
- KAST CardNoSolayer Pay CardNo
Trust & availability
7 fields- Custody
- KAST CardCustodialSolayer Pay CardCustodial
- Control until payment
- KAST CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- KAST CardThird NationalSolayer Pay CardThird National
- Card processing
- KAST CardTazapaySolayer Pay CardNot disclosed
- Custody / key management
- KAST CardBitGoSolayer Pay CardNot disclosed
- Identity verification
- KAST CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- KAST CardTroia CorpSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- KAST Card20Solayer Pay Card25
- Last reviewed
- KAST CardAug 28, 2026Solayer Pay CardAug 12, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 55 for Solayer Pay Card. KAST Card has the lower starting plan cost ($0 vs $20/year). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Solayer Pay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Solayer Pay Card use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Solayer Pay Card reviews first.
Continue with
KAST Card
Continue with
Solayer Pay Card
05 · Common questions
KAST vs Solayer Pay FAQ
Is KAST or Solayer Pay better overall?
KAST Card has the higher Overall Score (84 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Solayer Pay?
KAST Card has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Solayer Pay?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Solayer Pay differ on custody?
KAST Card and Solayer Pay Card use the same custodial balance setup.
How current is this KAST vs Solayer Pay comparison?
The latest information check for these two cards was August 28, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.