KrakKrak
74
Side-by-side card comparison
Krak vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 5 points (79 vs 74). Krak Card looks stronger for Travel and Transfers, while 1inch Card comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 31, 202639 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Krak Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKrak741inch79Higher score
CashbackKrak401inch63Higher score
TravelKrak831inch82Higher score
Funds controlKrak561inch80Higher score
Lowest feesKrak721inch74Higher score
TransfersKrak971inch93Higher score
Choose Krak Card if travel and transfers matter most
Krak Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
Choose 1inch Card if cashback and funds control matter most
1inch Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Krak741inch79
1inch Card has the higher Overall Score by 5 points.
- Entry cost & FX
- Krak$0 plan · 0–1% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%).
- Purchase rewards
- Krak0% base · up to 2%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- KrakCustodial balance1inchHybrid custody
Krak Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KrakVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Krak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Krak Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKrak CardOverall741inch CardOverall79
Krak CardOverall741inch CardOverall79Scores
6 fields- Overall Score
- Krak Card741inch Card79
- Cashback score
- Krak Card401inch Card63
- Travel score
- Krak Card831inch Card82
- Funds control score
- Krak Card561inch Card80
- Lowest fees score
- Krak Card721inch Card74
- Transfers score
- Krak Card971inch Card93
Strengths & trade-offs
2 fields- Strengths
- Krak CardNo monthly, FX or Krak ATM fee, Both card formats and phone wallets1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Krak CardCrypto conversion spread is variable, The 2% tier needs a large balance1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Krak Card$01inch Card$0
- FX fee
- Krak Card0–1%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Krak CardNot disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Krak Card0%1inch Card2%
- ATM fee
- Krak Card0% Krak fee; ATM operator may charge1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Krak CardFree1inch CardNot disclosed
- Physical card
- Krak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$01inch CardNot disclosed
Plans
2 fields- Available plans
- Krak Card5 plans: Starter, Lite, Pro, Elite +11inch CardNot disclosed
- Top cashback plan
- Krak CardMax: 2%1inch CardNot disclosed
Everyday use
8 fields- Network
- Krak CardMastercard/Visa1inch CardMastercard
- Card formats
- Krak CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Krak CardAvailable1inch CardAvailable
- Mobile wallets
- Krak CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Krak CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day1inch CardAccount-specific in Profile
- Monthly spending limit
- Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month1inch CardAccount-specific in Profile
- ATM limit
- Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Krak CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Krak CardOther crypto: Supported crypto1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Krak CardGBP bank transfer, EUR bank transfer, USD bank transfer1inch CardEUR or GBP bank deposit
- Transfers
- Krak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Krak CardGBP, EUR1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Krak Card0%1inch Card1%
- Max cashback
- Krak Card2%1inch Card2%
- Reward currency
- Krak CardGBP, EUR, USD or BTC1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Krak CardUp to 3.6% APY1inch CardNot offered
- How it works
- Krak CardOptional earn vault1inch CardNot offered
- Separate deposit
- Krak CardYes1inch CardNot offered
- Use balance for spending
- Krak CardNo1inch CardNot offered
- Lock-up
- Krak CardNot disclosed1inch CardNot offered
Trust & availability
6 fields- Custody
- Krak CardCustodial1inch CardHybrid custody
- Control until payment
- Krak CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Krak CardMonavate Limited, Lead Bank, UAB Monavate1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Krak CardStripe1inch CardCrypto Life
- Custody / key management
- Krak CardNot disclosed1inch CardBaanx
- Programme operator
- Krak CardPayward Wallet, Inc.1inch CardNot disclosed
Sources
2 fields- Official sources
- Krak Card261inch Card13
- Last reviewed
- Krak CardAug 27, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 74 for Krak Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). 1inch Card has the higher published base cashback rate (1% vs 0%).
Krak Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Krak Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Krak Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Krak Card and 1inch Card reviews first.
Continue with
Krak Card
Continue with
1inch Card
05 · Common questions
Krak vs 1inch FAQ
Is Krak or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Krak or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Krak or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Krak and 1inch differ on custody?
Krak Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Krak vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.