Side-by-side card comparison

RedotPay vs 1inch: overall score versus use-case fit

1inch Card has the higher Overall Score by 10 points (79 vs 69). RedotPay Card looks stronger for Travel, while 1inch Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.

Information checked Aug 31, 202641 official sources reviewed

01 · Overall score versus use-case fit

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRedotPay691inch79Higher score
CashbackRedotPay411inch63Higher score
TravelRedotPay831inch82Higher score
Funds controlRedotPay551inch80Higher score
Lowest feesRedotPay661inch74Higher score
TransfersRedotPay851inch93Higher score

Choose RedotPay Card if travel matters most

RedotPay Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual and physical cards are both available
  • Apple Pay and Google Pay support
  • Optional Pro plan can add cashback

Choose 1inch Card if cashback and funds control matter most

1inch Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
RedotPay69
1inch79

1inch Card has the higher Overall Score by 10 points.

Entry cost & FX
RedotPay$0 plan · 1.2–2% FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.2–2%).

Purchase rewards
RedotPay0% base · up to 3%
1inch1% base · up to 2%

1inch Card has the higher published base cashback rate (1% vs 0%).

Funds control
RedotPayCustodial balance
1inchHybrid custody

RedotPay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RedotPayVirtual + Physical · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
RedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

RedotPay Card lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%-3%
Plan cost
$0
FX fee
1.2–2%
ATM fee
2–3%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
10 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
RedotPay CardOverall69
1inch CardOverall79
01

Scores

6 fields
Overall Score
RedotPay Card
69
1inch Card
79
Cashback score
RedotPay Card
41
1inch Card
63
Travel score
RedotPay Card
83
1inch Card
82
Funds control score
RedotPay Card
55
1inch Card
80
Lowest fees score
RedotPay Card
66
1inch Card
74
Transfers score
RedotPay Card
85
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
RedotPay Card
Virtual and physical cards are both available, Apple Pay and Google Pay support
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
RedotPay Card
Spending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
RedotPay Card
$0
1inch Card
$0
FX fee
RedotPay Card
1.2–2%
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
RedotPay Card
Not disclosed
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
RedotPay Card
Not disclosed
1inch Card
2%
ATM fee
RedotPay Card
2–3%
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
RedotPay Card
10 USD one-time issuance fee; non-refundable after payment
1inch Card
Not disclosed
Physical card
RedotPay Card
100 USD one-time issuance fee; non-refundable after payment
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
RedotPay Card
2 plans: Regular, Pro
1inch Card
Not disclosed
Top cashback plan
RedotPay Card
Pro: 3%
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
RedotPay Card
Visa
1inch Card
Mastercard
Card formats
RedotPay Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
RedotPay Card
Available
1inch Card
Available
Mobile wallets
RedotPay Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
RedotPay Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
RedotPay Card
Not disclosed
1inch Card
Account-specific in Profile
Monthly spending limit
RedotPay Card
Not disclosed
1inch Card
Account-specific in Profile
ATM limit
RedotPay Card
Not disclosed
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
RedotPay Card
TRC20, ERC20, BEP20
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
RedotPay Card
Stablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
RedotPay Card
RedotPay account bank deposit
1inch Card
EUR or GBP bank deposit
Transfers
RedotPay Card
Stablecoin transfers; RedotPay International Transfer
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
RedotPay Card
Not disclosed
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
RedotPay Card
0%
1inch Card
1%
Max cashback
RedotPay Card
3%
1inch Card
2%
Reward currency
RedotPay Card
USDs cashback
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
RedotPay Card
Up to 1% APY
1inch Card
Not offered
How it works
RedotPay Card
Optional earn vault
1inch Card
Not offered
Separate deposit
RedotPay Card
Yes
1inch Card
Not offered
Use balance for spending
RedotPay Card
Not disclosed
1inch Card
Not offered
Lock-up
RedotPay Card
Not disclosed
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
RedotPay Card
Custodial
1inch Card
Hybrid custody
Control until payment
RedotPay Card
Provider controls funds
1inch Card
Provider controls funds
Card issuer
RedotPay Card
Xfers Pte. Ltd.
1inch Card
Monavate Ltd, UAB Monavate
Card processing
RedotPay Card
RedotPay
1inch Card
Crypto Life
Custody / key management
RedotPay Card
Not disclosed
1inch Card
Baanx
Programme operator
RedotPay Card
Red F. Technology Limited
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
RedotPay Card
28
1inch Card
13
Last reviewed
RedotPay Card
Aug 25, 2026
1inch Card
Aug 31, 2026

04 · The trade-off

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 69 for RedotPay Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.2–2%). 1inch Card has the higher published base cashback rate (1% vs 0%).

RedotPay Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

RedotPay Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and 1inch Card reviews first.

05 · Common questions

RedotPay vs 1inch FAQ

Is RedotPay or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, RedotPay or 1inch?

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, RedotPay or 1inch?

1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do RedotPay and 1inch differ on custody?

RedotPay Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this RedotPay vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace