Side-by-side card comparison

Solayer Pay vs MEXC Global: overall score versus use-case fit

MEXC Global Card has the higher Overall Score by 17 points (72 vs 55). Solayer Pay Card looks stronger for Funds control, while MEXC Global Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.

Information checked Oct 3, 202646 official sources reviewed

01 · Overall score versus use-case fit

MEXC Global Card is the better all-round starting point

MEXC Global Card has the higher Overall Score in this comparison. Solayer Pay Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallSolayer Pay55MEXC Global72Higher score
CashbackSolayer Pay21MEXC Global64Higher score
TravelSolayer Pay53MEXC Global57Higher score
Funds controlSolayer Pay47MEXC Global46Higher score
Lowest feesSolayer Pay43MEXC Global78Higher score
TransfersSolayer Pay29MEXC Global83Higher score

Choose Solayer Pay Card if funds control matters most

Solayer Pay Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual and physical Visa cards
  • Spend USDC from Solana
  • sUSD can earn while spendable

Choose MEXC Global Card if cashback and travel matter most

MEXC Global Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • No provider FX or conversion markup
  • 4% promotional Standard cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Solayer Pay55
MEXC Global72

MEXC Global Card has the higher Overall Score by 17 points.

Entry cost & FX
Solayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
MEXC Global$0 plan · 0% FX

MEXC Global Card has the lower starting plan cost ($0 vs $20/year).

Purchase rewards
Solayer Pay0% base
MEXC Global4% base · up to 10%

MEXC Global Card has the higher published base cashback rate (4% vs 0%).

Funds control
Solayer PayCustodial balance
MEXC GlobalCustodial balance

Solayer Pay Card and MEXC Global Card use the same custodial balance setup.

Everyday access
Solayer PayVirtual + Physical · Apple Pay, Google Pay
MEXC GlobalVirtual · Apple Pay, Google Pay

Solayer Pay Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Solayer Pay1 stablecoin · Not modeled
MEXC Global1 stablecoin · Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal

MEXC Global Card lists more stablecoins and ways to send money out (5 vs 1).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0% base
Plan cost
$20/year
FX fee
Up to 3% stated + $0.10; components may stack
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
4%-10%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

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03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Solayer Pay CardOverall55
MEXC Global CardOverall72
01

Scores

6 fields
Overall Score
Solayer Pay Card
55
MEXC Global Card
72
Cashback score
Solayer Pay Card
21
MEXC Global Card
64
Travel score
Solayer Pay Card
53
MEXC Global Card
57
Funds control score
Solayer Pay Card
47
MEXC Global Card
46
Lowest fees score
Solayer Pay Card
43
MEXC Global Card
78
Transfers score
Solayer Pay Card
29
MEXC Global Card
83
02

Strengths & trade-offs

2 fields
Strengths
Solayer Pay Card
Virtual and physical Visa cards, Spend USDC from Solana
MEXC Global Card
Apple Pay and Google Pay, No provider FX or conversion markup
Trade-offs
Solayer Pay Card
Purchases earn Emerald Points, FX costs vary by region
MEXC Global Card
Opaque M-Score point accrual, Virtual card only
03

Costs

7 fields
Plan cost
Solayer Pay Card
$20/year
MEXC Global Card
$0
FX fee
Solayer Pay Card
Up to 3% stated + $0.10; components may stack
MEXC Global Card
0%
Top-up fee
Solayer Pay Card
1%
MEXC Global Card
0%
Card spending fee
Solayer Pay Card
$0.15
MEXC Global Card
1%
ATM fee
Solayer Pay Card
Not disclosed
MEXC Global Card
Not available
Virtual card
Solayer Pay Card
$0 virtual card; included with the $20/year Solayer Pay base plan
MEXC Global Card
Currently free; standard advertised price USD 20. Offer expiry unclear.
Physical card
Solayer Pay Card
Free card; US Express shipping $24.99 or International Express shipping $59.99
MEXC Global Card
Unavailable
04

Plans

2 fields
Available plans
Solayer Pay Card
1 plans: Solayer Pay
MEXC Global Card
3 plans: Standard, Premier, Elite
Top cashback plan
Solayer Pay Card
Not disclosed
MEXC Global Card
Elite: 10%
05

Everyday use

8 fields
Network
Solayer Pay Card
Visa
MEXC Global Card
Visa
Card formats
Solayer Pay Card
Virtual, Physical
MEXC Global Card
Virtual
ATM withdrawals
Solayer Pay Card
Available
MEXC Global Card
Not available
Mobile wallets
Solayer Pay Card
Apple Pay, Google Pay
MEXC Global Card
Apple Pay, Google Pay
Apps
Solayer Pay Card
iOS, Android
MEXC Global Card
iOS, Android, Web
Daily spending limit
Solayer Pay Card
Shown in app
MEXC Global Card
USD 1,000,000 per day
Monthly spending limit
Solayer Pay Card
Shown in app
MEXC Global Card
Monthly amount unclear; 2,500 transactions/month.
ATM limit
Solayer Pay Card
Limits shown in app
MEXC Global Card
Not available for current virtual card.
06

Funding & transfers

5 fields
Networks
Solayer Pay Card
Solana
MEXC Global Card
Not disclosed
Crypto deposits
Solayer Pay Card
Stablecoins: USDC
MEXC Global Card
Stablecoins: USDT
Fiat deposits
Solayer Pay Card
Not disclosed
MEXC Global Card
MEXC account EUR deposit, MEXC account USD deposit
Transfers
Solayer Pay Card
Not disclosed
MEXC Global Card
Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Payout currencies
Solayer Pay Card
Not disclosed
MEXC Global Card
EUR, USD
07

Rewards

3 fields
Base cashback
Solayer Pay Card
0%
MEXC Global Card
4%
Max cashback
Solayer Pay Card
Not disclosed
MEXC Global Card
10%
Reward currency
Solayer Pay Card
Emerald Points
MEXC Global Card
USDT
08

Earn

5 fields
Advertised APY
Solayer Pay Card
Up to 3.5% APY
MEXC Global Card
Not disclosed
How it works
Solayer Pay Card
Earn on spending balance
MEXC Global Card
Optional earn vault
Separate deposit
Solayer Pay Card
No
MEXC Global Card
Yes
Use balance for spending
Solayer Pay Card
Yes
MEXC Global Card
Not disclosed
Lock-up
Solayer Pay Card
No
MEXC Global Card
Not disclosed
09

Trust & availability

5 fields
Custody
Solayer Pay Card
Custodial
MEXC Global Card
Custodial
Control until payment
Solayer Pay Card
Provider controls funds
MEXC Global Card
Provider controls funds
Card issuer
Solayer Pay Card
Third National
MEXC Global Card
Not disclosed
Identity verification
Solayer Pay Card
Sumsub
MEXC Global Card
Not disclosed
Programme operator
Solayer Pay Card
Solayer Labs, Inc.
MEXC Global Card
Not disclosed
10

Sources

2 fields
Official sources
Solayer Pay Card
25
MEXC Global Card
21
Last reviewed
Solayer Pay Card
Aug 12, 2026
MEXC Global Card
Oct 3, 2026

04 · The trade-off

MEXC Global Card is the stronger all-round choice

MEXC Global Card finishes ahead with an Overall Score of 72 versus 55 for Solayer Pay Card. MEXC Global Card has the lower starting plan cost ($0 vs $20/year). MEXC Global Card has the higher published base cashback rate (4% vs 0%).

Solayer Pay Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Solayer Pay Card and MEXC Global Card use the same custodial balance setup.

MEXC Global Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solayer Pay Card and MEXC Global Card reviews first.

05 · Common questions

Solayer Pay vs MEXC Global FAQ

Is Solayer Pay or MEXC Global better overall?

MEXC Global Card has the higher Overall Score (72 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Solayer Pay or MEXC Global?

MEXC Global Card has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Solayer Pay or MEXC Global?

MEXC Global Card has the higher published base cashback rate (4% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Solayer Pay and MEXC Global differ on custody?

Solayer Pay Card and MEXC Global Card use the same custodial balance setup.

How current is this Solayer Pay vs MEXC Global comparison?

The latest information check for these two cards was October 3, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace