SolidSolid
86
Side-by-side card comparison
Solid vs Uphold US: overall score versus use-case fit
Solid Card has the higher Overall Score by 16 points (86 vs 70). Solid Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Uphold Card US comes out ahead for Travel.
Information checked Oct 16, 202633 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Uphold Card US may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid86Uphold US70Higher score
CashbackSolid89Uphold US75Higher score
TravelSolid57Uphold US71Higher score
Funds controlSolid95Uphold US44Higher score
Lowest feesSolid82Uphold US56Higher score
TransfersSolid93Uphold US65Higher score
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose Uphold Card US if travel matters most
Uphold Card US comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Essential has no annual fee
- Apple Pay and Google Pay
- Elite raises spending limits
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Solid86Uphold US70
Solid Card has the higher Overall Score by 16 points.
- Entry cost & FX
- Solid$0 plan · 0–1.5% FXUphold US$0 plan · 0–1.5% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Solid3% base · up to 5%Uphold US2% base · up to 4%
Solid Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- SolidSelf-controlled walletUphold USCustodial balance
Solid Card uses a self-controlled wallet setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayUphold USVirtual + Physical · Apple Pay, Google Pay
Uphold Card US lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Solid4 stablecoins · Stablecoin transfers; Bank withdrawalUphold US0 stablecoins · US bank withdrawal
Solid Card lists more stablecoins and ways to send money out (7 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Essential: $2.95; Elite: $0
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 3 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Uphold Card US
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsSolid CardOverall86Uphold Card USOverall70
Solid CardOverall86Uphold Card USOverall70Scores
6 fields- Overall Score
- Solid Card86Uphold Card US70
- Cashback score
- Solid Card89Uphold Card US75
- Travel score
- Solid Card57Uphold Card US71
- Funds control score
- Solid Card95Uphold Card US44
- Lowest fees score
- Solid Card82Uphold Card US56
- Transfers score
- Solid Card93Uphold Card US65
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesUphold Card USEssential has no annual fee, Apple Pay and Google Pay
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedUphold Card USAsset sales can reduce rewards, Rewards have a disputed time window
Costs
7 fields- Plan cost
- Solid Card$0Uphold Card US$0
- FX fee
- Solid Card0–1.5%Uphold Card US0–1.5%
- Top-up fee
- Solid Card0.03–0.1%Uphold Card USACH: no deposit fee; external card: 3.99%
- Card spending fee
- Solid Card0%Uphold Card USNot disclosed
- ATM fee
- Solid CardNot availableUphold Card USEssential: $2.95; Elite: $0
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsUphold Card USFree on both plans
- Physical card
- Solid CardPhysical card not listedUphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual plan
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraUphold Card US2 plans: Essential, Elite
- Top cashback plan
- Solid CardUltra: 5%Uphold Card USElite: 3%
Everyday use
8 fields- Network
- Solid CardVisaUphold Card USVisa
- Card formats
- Solid CardVirtualUphold Card USVirtual, Physical
- ATM withdrawals
- Solid CardNot availableUphold Card USAvailable
- Mobile wallets
- Solid CardApple Pay, Google PayUphold Card USApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebUphold Card USiOS, Android
- Daily spending limit
- Solid CardShown in appUphold Card USEssential: $2,500/day; Elite: $25,000/day
- Monthly spending limit
- Solid CardShown in appUphold Card USEssential: $10,000/month; Elite: $100,000/month
- ATM limit
- Solid CardNot disclosedUphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumUphold Card USNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEUphold Card USNot disclosed
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Uphold Card USLinked US bank account, USD bank transfer, External card deposit
- Transfers
- Solid CardStablecoin transfers; Bank withdrawalUphold Card USUS bank withdrawal
- Payout currencies
- Solid CardNot disclosedUphold Card USUSD
Rewards
3 fields- Base cashback
- Solid Card3%Uphold Card US2%
- Max cashback
- Solid Card5%Uphold Card US4%
- Reward currency
- Solid CardUSDC cashbackUphold Card USXRP
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYUphold Card USNot offered
- How it works
- Solid CardBorrow against collateral, Optional earn vaultUphold Card USNot offered
- Separate deposit
- Solid CardYesUphold Card USNot offered
- Use balance for spending
- Solid CardNoUphold Card USNot offered
- Lock-up
- Solid CardNot disclosedUphold Card USNot offered
Trust & availability
6 fields- Custody
- Solid CardSelf-custodyUphold Card USCustodial
- Control until payment
- Solid CardYou keep controlUphold Card USProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexUphold Card USCross River Bank
- Card processing
- Solid CardFuse Network LtdUphold Card USNot disclosed
- Custody / key management
- Solid CardNot disclosedUphold Card USUphold HQ Inc.
- Programme operator
- Solid CardFuse Network LtdUphold Card USNot disclosed
Sources
2 fields- Official sources
- Solid Card20Uphold Card US13
- Last reviewed
- Solid CardOct 16, 2026Uphold Card USOct 14, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 86 versus 70 for Uphold Card US. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 2%).
Uphold Card US still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Solid Card uses a self-controlled wallet setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (7 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Uphold Card US reviews first.
Continue with
Solid Card
Continue with
Uphold Card US
05 · Common questions
Solid vs Uphold US FAQ
Is Solid or Uphold US better overall?
Solid Card has the higher Overall Score (86 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Uphold US?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Uphold US?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Uphold US differ on custody?
Solid Card uses a self-controlled wallet setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Uphold US comparison?
The latest information check for these two cards was October 16, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.