SolidSolid
86
Side-by-side card comparison
Solid vs WhiteBIT Nova USD: fees, rewards and account setup
Solid Card has the higher Overall Score by 27 points (86 vs 59). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.
Information checked Oct 16, 202637 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid86WhiteBIT Nova USD59Higher score
CashbackSolid89WhiteBIT Nova USD25Higher score
TravelSolid57WhiteBIT Nova USD36Higher score
Funds controlSolid95WhiteBIT Nova USD49Higher score
Lowest feesSolid82WhiteBIT Nova USD60Higher score
TransfersSolid93WhiteBIT Nova USD86Higher score
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose WhiteBIT Nova USD if its day-to-day setup suits you
WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Solid86WhiteBIT Nova USD59
Solid Card has the higher Overall Score by 27 points.
- Entry cost & FX
- Solid$0 plan · 0–1.5% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Solid3% base · up to 5%WhiteBIT Nova USD0% base · up to 10%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- SolidSelf-controlled walletWhiteBIT Nova USDCustodial balance
Solid Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Solid4 stablecoins · Stablecoin transfers; Bank withdrawalWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Solid Card lists more stablecoins and ways to send money out (7 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
WhiteBIT Nova USD
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSolid CardOverall86WhiteBIT Nova USDOverall59
Solid CardOverall86WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Solid Card86WhiteBIT Nova USD59
- Cashback score
- Solid Card89WhiteBIT Nova USD25
- Travel score
- Solid Card57WhiteBIT Nova USD36
- Funds control score
- Solid Card95WhiteBIT Nova USD49
- Lowest fees score
- Solid Card82WhiteBIT Nova USD60
- Transfers score
- Solid Card93WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Solid Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- Solid Card0–1.5%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Solid Card0.03–0.1%WhiteBIT Nova USD0%
- Card spending fee
- Solid Card0%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Solid CardNot availableWhiteBIT Nova USDNot available
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsWhiteBIT Nova USD$0 issuance
- Physical card
- Solid CardPhysical card not listedWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraWhiteBIT Nova USDNot disclosed
- Top cashback plan
- Solid CardUltra: 5%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Solid CardVisaWhiteBIT Nova USDVisa
- Card formats
- Solid CardVirtualWhiteBIT Nova USDVirtual
- ATM withdrawals
- Solid CardNot availableWhiteBIT Nova USDNot available
- Mobile wallets
- Solid CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebWhiteBIT Nova USDWeb
- Daily spending limit
- Solid CardShown in appWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Solid CardShown in appWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Solid CardNot disclosedWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13WhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Solid CardStablecoin transfers; Bank withdrawalWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Solid CardNot disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Solid Card3%WhiteBIT Nova USD0%
- Max cashback
- Solid Card5%WhiteBIT Nova USD10%
- Reward currency
- Solid CardUSDC cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYWhiteBIT Nova USDNot offered
- How it works
- Solid CardBorrow against collateral, Optional earn vaultWhiteBIT Nova USDNot offered
- Separate deposit
- Solid CardYesWhiteBIT Nova USDNot offered
- Use balance for spending
- Solid CardNoWhiteBIT Nova USDNot offered
- Lock-up
- Solid CardNot disclosedWhiteBIT Nova USDNot offered
Trust & availability
5 fields- Custody
- Solid CardSelf-custodyWhiteBIT Nova USDCustodial
- Control until payment
- Solid CardYou keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexWhiteBIT Nova USDJSC Hash Bank
- Card processing
- Solid CardFuse Network LtdWhiteBIT Nova USDNot disclosed
- Programme operator
- Solid CardFuse Network LtdWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- Solid Card20WhiteBIT Nova USD17
- Last reviewed
- Solid CardOct 16, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 86 versus 59 for WhiteBIT Nova USD. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0%).
WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solid Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (7 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and WhiteBIT Nova USD reviews first.
Continue with
Solid Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Solid vs WhiteBIT Nova USD FAQ
Is Solid or WhiteBIT Nova USD better overall?
Solid Card has the higher Overall Score (86 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or WhiteBIT Nova USD?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or WhiteBIT Nova USD?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and WhiteBIT Nova USD differ on custody?
Solid Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.