Spritz FinanceSpritz
62
Side-by-side card comparison
Spritz vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 17 points (79 vs 62). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Spritz Card may still be the better personal fit.
Information checked Aug 31, 202654 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Spritz Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSpritz621inch79Higher score
CashbackSpritz341inch63Higher score
TravelSpritz461inch82Higher score
Funds controlSpritz621inch80Higher score
Lowest feesSpritz441inch74Higher score
TransfersSpritz641inch93Higher score
Choose Spritz Card if its day-to-day setup suits you
Spritz Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Spritz621inch79
1inch Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Spritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Spritz0% base · up to 5%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- SpritzHybrid custody1inchHybrid custody
Spritz Card and 1inch Card use the same hybrid custody setup.
- Everyday access
- SpritzVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Spritz0 stablecoins · Wallet-to-bank Off-Ramp1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
1inch Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSpritz CardOverall621inch CardOverall79
Spritz CardOverall621inch CardOverall79Scores
6 fields- Overall Score
- Spritz Card621inch Card79
- Cashback score
- Spritz Card341inch Card63
- Travel score
- Spritz Card461inch Card82
- Funds control score
- Spritz Card621inch Card80
- Lowest fees score
- Spritz Card441inch Card74
- Transfers score
- Spritz Card641inch Card93
Strengths & trade-offs
2 fields- Strengths
- Spritz CardDirect crypto card top-up, Both major phone wallets1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Spritz CardATM use is not verified, Top-up fees vary by route1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Spritz Card$01inch Card$0
- FX fee
- Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Spritz Card1–3%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Spritz Card0%1inch Card2%
- ATM fee
- Spritz CardNot disclosed1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Spritz CardNot disclosed1inch CardNot disclosed
- Physical card
- Spritz CardNot disclosed1inch CardNot disclosed
Plans
2 fields- Available plans
- Spritz CardNot disclosed1inch CardNot disclosed
- Top cashback plan
- Spritz CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Spritz CardVisa1inch CardMastercard
- Card formats
- Spritz CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Spritz CardNot disclosed1inch CardAvailable
- Mobile wallets
- Spritz CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Spritz CardiOS1inch CardiOS, Android
- Daily spending limit
- Spritz CardNo provider-published daily spend cap1inch CardAccount-specific in Profile
- Monthly spending limit
- Spritz CardNot disclosed1inch CardAccount-specific in Profile
- ATM limit
- Spritz CardNot verified for the current no-PIN card1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Spritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +61inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Spritz CardOther crypto: Crypto top-up1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Spritz CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Spritz CardWallet-to-bank Off-Ramp1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Spritz CardUSD, CAD, GBP, EUR1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Spritz Card0%1inch Card1%
- Max cashback
- Spritz Card5%1inch Card2%
- Reward currency
- Spritz CardSpritz Credits1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Spritz CardNot offered1inch CardNot offered
- How it works
- Spritz CardNot offered1inch CardNot offered
- Separate deposit
- Spritz CardNot offered1inch CardNot offered
- Use balance for spending
- Spritz CardNot offered1inch CardNot offered
- Lock-up
- Spritz CardNot offered1inch CardNot offered
Trust & availability
5 fields- Custody
- Spritz CardHybrid custody1inch CardHybrid custody
- Control until payment
- Spritz CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Spritz CardNot disclosed1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Spritz CardRain1inch CardCrypto Life
- Custody / key management
- Spritz CardNot disclosed1inch CardBaanx
Sources
2 fields- Official sources
- Spritz Card411inch Card13
- Last reviewed
- Spritz CardAug 28, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. 1inch Card has the higher published base cashback rate (1% vs 0%).
Spritz Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Spritz Card and 1inch Card use the same hybrid custody setup.
1inch Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Spritz Card and 1inch Card reviews first.
Continue with
Spritz Card
Continue with
1inch Card
05 · Common questions
Spritz vs 1inch FAQ
Is Spritz or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Spritz or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Spritz or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Spritz and 1inch differ on custody?
Spritz Card and 1inch Card use the same hybrid custody setup.
How current is this Spritz vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 54 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.