TangemTangem
60
Side-by-side card comparison
Tangem vs Fasset: overall score versus use-case fit
Tangem Card has the higher Overall Score by 7 points (60 vs 53). Tangem Card looks stronger for Funds control, Lowest fees, and Transfers, while Fasset Card comes out ahead for Cashback and Travel.
Information checked Aug 28, 202627 official sources reviewed
01 · Overall score versus use-case fit
Tangem Card is the better all-round starting point
Tangem Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Cashback and Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTangem60Fasset53Higher score
CashbackTangem15Fasset19Higher score
TravelTangem27Fasset30Higher score
Funds controlTangem83Fasset45Higher score
Lowest feesTangem53Fasset51Higher score
TransfersTangem58Fasset50Higher score
Choose Tangem Card if funds control and lowest fees matter most
Tangem Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Choose Fasset Card if cashback and travel matter most
Fasset Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tangem60Fasset53
Tangem Card has the higher Overall Score by 7 points.
- Entry cost & FX
- Tangem$0 plan · Up to 3% legal cap; current fee unknown FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tangem0% cashbackFassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- TangemHybrid custodyFassetCustodial balance
Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TangemVirtual · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Tangem1 stablecoin · Stablecoin transfersFasset1 stablecoin · Card balance back to Fasset Wallet
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTangem CardOverall60Fasset CardOverall53
Tangem CardOverall60Fasset CardOverall53Scores
6 fields- Overall Score
- Tangem Card60Fasset Card53
- Cashback score
- Tangem Card15Fasset Card19
- Travel score
- Tangem Card27Fasset Card30
- Funds control score
- Tangem Card83Fasset Card45
- Lowest fees score
- Tangem Card53Fasset Card51
- Transfers score
- Tangem Card58Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Tangem CardApple Pay and Google Pay, Direct USDC funding on PolygonFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Tangem CardNo current cashback, Virtual-only with no ATM accessFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Tangem Card$0Fasset CardNot disclosed
- FX fee
- Tangem CardUp to 3% legal cap; current fee unknownFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Tangem Card0%Fasset Card0%
- Card spending fee
- Tangem Card0%Fasset Card0%
- ATM fee
- Tangem CardNot availableFasset CardNot available
- Virtual card
- Tangem Card$0 for the first virtual cardFasset Card9.99 USDT activation / issuance fee
- Physical card
- Tangem CardNot disclosedFasset CardNot disclosed
Plans
2 fields- Available plans
- Tangem CardNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Tangem CardNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Tangem CardVisaFasset CardVisa
- Card formats
- Tangem CardVirtualFasset CardVirtual
- ATM withdrawals
- Tangem CardNot availableFasset CardNot available
- Mobile wallets
- Tangem CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Tangem CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Tangem CardBasic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclearFasset Card$2,000 per day
- Monthly spending limit
- Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per monthFasset CardNot publicly disclosed
- ATM limit
- Tangem CardATM withdrawals are not currently availableFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Tangem CardPolygonFasset CardNot disclosed
- Crypto deposits
- Tangem CardStablecoins: USDCFasset CardStablecoins: USDT
- Fiat deposits
- Tangem CardNot disclosedFasset CardNot disclosed
- Transfers
- Tangem CardStablecoin transfersFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Tangem CardNot disclosedFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Tangem Card0%Fasset CardNot disclosed
- Max cashback
- Tangem Card0%Fasset CardNot disclosed
- Reward currency
- Tangem CardNo current purchase rewardsFasset CardOWN points
Earn
5 fields- Advertised APY
- Tangem CardNot offeredFasset CardNot offered
- How it works
- Tangem CardNot offeredFasset CardNot offered
- Separate deposit
- Tangem CardNot offeredFasset CardNot offered
- Use balance for spending
- Tangem CardNot offeredFasset CardNot offered
- Lock-up
- Tangem CardNot offeredFasset CardNot offered
Trust & availability
5 fields- Custody
- Tangem CardHybrid custodyFasset CardCustodial
- Control until payment
- Tangem CardYou keep controlFasset CardProvider controls funds
- Card issuer
- Tangem CardThird NationalFasset CardThird National
- Card processing
- Tangem CardPaera LLCFasset CardNot disclosed
- Identity verification
- Tangem CardSumsubFasset CardNot disclosed
Sources
2 fields- Official sources
- Tangem Card18Fasset Card9
- Last reviewed
- Tangem CardAug 28, 2026Fasset CardAug 11, 2026
04 · The trade-off
Tangem Card is the stronger all-round choice
Tangem Card finishes ahead with an Overall Score of 60 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Cashback and Travel, which may matter more than the overall result if that is how you plan to use the card. Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Fasset Card reviews first.
Continue with
Tangem Card
Continue with
Fasset Card
05 · Common questions
Tangem vs Fasset FAQ
Is Tangem or Fasset better overall?
Tangem Card has the higher Overall Score (60 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tangem or Fasset?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tangem or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tangem and Fasset differ on custody?
Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tangem vs Fasset comparison?
The latest information check for these two cards was August 28, 2026, using 27 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.