TangemTangem
77
Side-by-side card comparison
Tangem vs Fasset: fees, rewards and account setup
Tangem Card has the higher Overall Score by 24 points (77 vs 53). Tangem Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Oct 11, 202629 official sources reviewed
01 · Make the first cut
Tangem Card is the better all-round starting point
Tangem Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTangem77Fasset53Higher score
CashbackTangem73Fasset19Higher score
TravelTangem63Fasset30Higher score
Funds controlTangem87Fasset45Higher score
Lowest feesTangem52Fasset51Higher score
TransfersTangem65Fasset50Higher score
Choose Tangem Card if cashback and travel matter most
Tangem Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Tangem77Fasset53
Tangem Card has the higher Overall Score by 24 points.
- Entry cost & FX
- Tangem$0 plan · Up to 3% legal cap; current fee unknown FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tangem1% base · up to 2%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- TangemHybrid custodyFassetCustodial balance
Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TangemVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Tangem Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Tangem2 stablecoins · Stablecoin transfersFasset1 stablecoin · Card balance back to Fasset Wallet
Tangem Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- 2–4%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsTangem CardOverall77Fasset CardOverall53
Tangem CardOverall77Fasset CardOverall53Scores
6 fields- Overall Score
- Tangem Card77Fasset Card53
- Cashback score
- Tangem Card73Fasset Card19
- Travel score
- Tangem Card63Fasset Card30
- Funds control score
- Tangem Card87Fasset Card45
- Lowest fees score
- Tangem Card52Fasset Card51
- Transfers score
- Tangem Card65Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Tangem CardApple Pay and Google Pay, Direct USDC funding on PolygonFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Tangem CardCashback starts at a $30 purchase, ATM withdrawals cost 2%-4%Fasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Tangem Card$0Fasset CardNot disclosed
- FX fee
- Tangem CardUp to 3% legal cap; current fee unknownFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Tangem CardCrypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separateFasset Card0%
- Card spending fee
- Tangem Card0%Fasset Card0%
- ATM fee
- Tangem Card2–4%Fasset CardNot available
- Virtual card
- Tangem Card$0 for the first virtual cardFasset Card9.99 USDT activation / issuance fee
- Physical card
- Tangem CardBasic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery freeFasset CardNot disclosed
Plans
2 fields- Available plans
- Tangem Card2 plans: Basic, PlusFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Tangem CardPlus: 2%Fasset CardNot disclosed
Everyday use
8 fields- Network
- Tangem CardVisaFasset CardVisa
- Card formats
- Tangem CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Tangem CardAvailableFasset CardNot available
- Mobile wallets
- Tangem CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Tangem CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Tangem CardBasic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controlsFasset Card$2,000 per day
- Monthly spending limit
- Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per monthFasset CardNot publicly disclosed
- ATM limit
- Tangem Card$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM requiredFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Tangem CardPolygon, BNB Smart Chain, Base, ArbitrumFasset CardNot disclosed
- Crypto deposits
- Tangem CardStablecoins: USDC, USDTFasset CardStablecoins: USDT
- Fiat deposits
- Tangem CardUSD ACH deposit, USD Fedwire depositFasset CardNot disclosed
- Transfers
- Tangem CardStablecoin transfersFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Tangem CardNot disclosedFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Tangem Card1%Fasset CardNot disclosed
- Max cashback
- Tangem Card2%Fasset CardNot disclosed
- Reward currency
- Tangem CardUSDCFasset CardOWN points
Earn
5 fields- Advertised APY
- Tangem CardNot offeredFasset CardNot offered
- How it works
- Tangem CardNot offeredFasset CardNot offered
- Separate deposit
- Tangem CardNot offeredFasset CardNot offered
- Use balance for spending
- Tangem CardNot offeredFasset CardNot offered
- Lock-up
- Tangem CardNot offeredFasset CardNot offered
Trust & availability
5 fields- Custody
- Tangem CardHybrid custodyFasset CardCustodial
- Control until payment
- Tangem CardYou keep controlFasset CardProvider controls funds
- Card issuer
- Tangem CardThird NationalFasset CardThird National
- Card processing
- Tangem CardPaera LLCFasset CardNot disclosed
- Identity verification
- Tangem CardSumsubFasset CardNot disclosed
Sources
2 fields- Official sources
- Tangem Card20Fasset Card9
- Last reviewed
- Tangem CardOct 11, 2026Fasset CardAug 11, 2026
04 · The takeaway
Tangem Card is the stronger all-round choice
Tangem Card finishes ahead with an Overall Score of 77 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Tangem Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Fasset Card reviews first.
Continue with
Tangem Card
Continue with
Fasset Card
05 · Common questions
Tangem vs Fasset FAQ
Is Tangem or Fasset better overall?
Tangem Card has the higher Overall Score (77 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tangem or Fasset?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tangem or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tangem and Fasset differ on custody?
Tangem Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tangem vs Fasset comparison?
The latest information check for these two cards was October 11, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.