TuyoTuyo
74
Side-by-side card comparison
Tuyo vs Avici: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 3 points (74 vs 71). Tuyo Card looks stronger for Cashback, Funds control, and Transfers, while Avici Card comes out ahead for Travel and Lowest fees.
Information checked Aug 21, 202628 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTuyo74Avici71Higher score
CashbackTuyo39Avici21Higher score
TravelTuyo42Avici82Higher score
Funds controlTuyo100Avici95Higher score
Lowest feesTuyo71Avici73Higher score
TransfersTuyo72Avici67Higher score
Choose Tuyo Card if cashback and funds control matter most
Tuyo Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Choose Avici Card if travel and lowest fees matter most
Avici Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tuyo74Avici71
Tuyo Card has the higher Overall Score by 3 points.
- Entry cost & FX
- Tuyo$0 plan · 1–3% FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 1–3%).
- Purchase rewards
- Tuyo0% base · up to 100%Avici0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- TuyoSelf-controlled walletAviciSelf-controlled wallet
Tuyo Card and Avici Card use the same self-controlled wallet setup.
- Everyday access
- TuyoVirtual · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Tuyo1 stablecoin · Stablecoin transfersAvici1 stablecoin · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTuyo CardOverall74Avici CardOverall71
Tuyo CardOverall74Avici CardOverall71Scores
6 fields- Overall Score
- Tuyo Card74Avici Card71
- Cashback score
- Tuyo Card39Avici Card21
- Travel score
- Tuyo Card42Avici Card82
- Funds control score
- Tuyo Card100Avici Card95
- Lowest fees score
- Tuyo Card71Avici Card73
- Transfers score
- Tuyo Card72Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Tuyo Card$0Avici Card$0
- FX fee
- Tuyo Card1–3%Avici Card0–1%
- Top-up fee
- Tuyo CardNot disclosedAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Tuyo Card0%Avici Card0%
- ATM fee
- Tuyo CardNot availableAvici Card0–0.65%
- Virtual card
- Tuyo CardFreeAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Tuyo CardComing soon; not currently availableAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Tuyo CardNot disclosedAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Tuyo CardNot disclosedAvici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Tuyo CardVisaAvici CardVisa
- Card formats
- Tuyo CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Tuyo CardNot availableAvici CardAvailable
- Mobile wallets
- Tuyo CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Tuyo CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Avici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Avici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Avici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Tuyo CardStablecoins: USDCAvici CardStablecoins: USDC
- Fiat deposits
- Tuyo CardVirtual-account receivingAvici CardNot disclosed
- Transfers
- Tuyo CardStablecoin transfersAvici CardStablecoin transfers
- Payout currencies
- Tuyo CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Tuyo Card0%Avici Card0%
- Max cashback
- Tuyo Card100%Avici Card0%
- Reward currency
- Tuyo CardUSDAvici CardNo cashback
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYAvici CardNot offered
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultAvici CardNot offered
- Separate deposit
- Tuyo CardYesAvici CardNot offered
- Use balance for spending
- Tuyo CardYesAvici CardNot offered
- Lock-up
- Tuyo CardNot disclosedAvici CardNot offered
Trust & availability
7 fields- Custody
- Tuyo CardSelf-custodyAvici CardSelf-custody
- Control until payment
- Tuyo CardYou keep controlAvici CardYou keep control
- Card issuer
- Tuyo CardThird NationalAvici CardThird National
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Avici CardRelay
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Avici CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedAvici CardNot disclosed
- Identity verification
- Tuyo CardNot disclosedAvici CardSumsub
Sources
2 fields- Official sources
- Tuyo Card12Avici Card16
- Last reviewed
- Tuyo CardAug 5, 2026Avici CardAug 21, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 71 for Avici Card. Avici Card has the lower published FX fee (0–1% vs 1–3%). Both cards show the same base cashback rate of 0%.
Avici Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Tuyo Card and Avici Card use the same self-controlled wallet setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Avici Card reviews first.
Continue with
Tuyo Card
Continue with
Avici Card
05 · Common questions
Tuyo vs Avici FAQ
Is Tuyo or Avici better overall?
Tuyo Card has the higher Overall Score (74 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tuyo or Avici?
Avici Card has the lower published FX fee (0–1% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Avici?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Avici differ on custody?
Tuyo Card and Avici Card use the same self-controlled wallet setup.
How current is this Tuyo vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.