TuyoTuyo
74
Side-by-side card comparison
Tuyo vs Coinbase: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 9 points (74 vs 65). Tuyo Card looks stronger for Cashback, Funds control, and Lowest fees, while Coinbase Card comes out ahead for Travel and Transfers.
Information checked Aug 30, 202634 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. Coinbase Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTuyo74Coinbase65Higher score
CashbackTuyo39Coinbase37Higher score
TravelTuyo42Coinbase62Higher score
Funds controlTuyo100Coinbase48Higher score
Lowest feesTuyo71Coinbase55Higher score
TransfersTuyo72Coinbase84Higher score
Choose Tuyo Card if cashback and funds control matter most
Tuyo Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Choose Coinbase Card if travel and transfers matter most
Coinbase Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tuyo74Coinbase65
Tuyo Card has the higher Overall Score by 9 points.
- Entry cost & FX
- Tuyo$0 plan · 1–3% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tuyo0% base · up to 100%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- TuyoSelf-controlled walletCoinbaseCustodial balance
Tuyo Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TuyoVirtual · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Tuyo Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Tuyo1 stablecoin · Stablecoin transfersCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTuyo CardOverall74Coinbase CardOverall65
Tuyo CardOverall74Coinbase CardOverall65Scores
6 fields- Overall Score
- Tuyo Card74Coinbase Card65
- Cashback score
- Tuyo Card39Coinbase Card37
- Travel score
- Tuyo Card42Coinbase Card62
- Funds control score
- Tuyo Card100Coinbase Card48
- Lowest fees score
- Tuyo Card71Coinbase Card55
- Transfers score
- Tuyo Card72Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Tuyo Card$0Coinbase Card$0
- FX fee
- Tuyo Card1–3%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Tuyo CardNot disclosedCoinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Tuyo Card0%Coinbase Card0%
- ATM fee
- Tuyo CardNot availableCoinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Tuyo CardFreeCoinbase CardNot disclosed
- Physical card
- Tuyo CardComing soon; not currently availableCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Tuyo CardNot disclosedCoinbase CardNot disclosed
- Top cashback plan
- Tuyo CardNot disclosedCoinbase CardNot disclosed
Everyday use
8 fields- Network
- Tuyo CardVisaCoinbase CardVisa
- Card formats
- Tuyo CardVirtualCoinbase CardVirtual, Physical
- ATM withdrawals
- Tuyo CardNot availableCoinbase CardAvailable
- Mobile wallets
- Tuyo CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Tuyo CardiOS, AndroidCoinbase CardiOS, Android
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Coinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Coinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Coinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonCoinbase CardCoinbase-supported networks
- Crypto deposits
- Tuyo CardStablecoins: USDCCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Tuyo CardVirtual-account receivingCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Tuyo CardStablecoin transfersCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Tuyo CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Tuyo Card0%Coinbase CardNot disclosed
- Max cashback
- Tuyo Card100%Coinbase CardNot disclosed
- Reward currency
- Tuyo CardUSDCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYCoinbase CardNot offered
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultCoinbase CardNot offered
- Separate deposit
- Tuyo CardYesCoinbase CardNot offered
- Use balance for spending
- Tuyo CardYesCoinbase CardNot offered
- Lock-up
- Tuyo CardNot disclosedCoinbase CardNot offered
Trust & availability
6 fields- Custody
- Tuyo CardSelf-custodyCoinbase CardCustodial
- Control until payment
- Tuyo CardYou keep controlCoinbase CardProvider controls funds
- Card issuer
- Tuyo CardThird NationalCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Coinbase CardMarqeta, Inc.
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Coinbase CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedCoinbase CardNot disclosed
Sources
2 fields- Official sources
- Tuyo Card12Coinbase Card22
- Last reviewed
- Tuyo CardAug 5, 2026Coinbase CardAug 30, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 65 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Tuyo Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Coinbase Card reviews first.
Continue with
Tuyo Card
Continue with
Coinbase Card
05 · Common questions
Tuyo vs Coinbase FAQ
Is Tuyo or Coinbase better overall?
Tuyo Card has the higher Overall Score (74 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tuyo or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Coinbase differ on custody?
Tuyo Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tuyo vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.