WhopWhop
67
Side-by-side card comparison
Whop vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 12 points (79 vs 67). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Whop Card may still be the better personal fit.
Information checked Aug 31, 202633 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Whop Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWhop671inch79Higher score
CashbackWhop391inch63Higher score
TravelWhop571inch82Higher score
Funds controlWhop741inch80Higher score
Lowest feesWhop561inch74Higher score
TransfersWhop921inch93Higher score
Choose Whop Card if its day-to-day setup suits you
Whop Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Whop671inch79
1inch Card has the higher Overall Score by 12 points.
- Entry cost & FX
- WhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed).
- Purchase rewards
- Whop0% base · up to 5%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- WhopHybrid custody1inchHybrid custody
Whop Card and 1inch Card use the same hybrid custody setup.
- Everyday access
- WhopVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Whop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +11inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Whop Card lists more stablecoins and ways to send money out (8 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsWhop CardOverall671inch CardOverall79
Whop CardOverall671inch CardOverall79Scores
6 fields- Overall Score
- Whop Card671inch Card79
- Cashback score
- Whop Card391inch Card63
- Travel score
- Whop Card571inch Card82
- Funds control score
- Whop Card741inch Card80
- Lowest fees score
- Whop Card561inch Card74
- Transfers score
- Whop Card921inch Card93
Strengths & trade-offs
2 fields- Strengths
- Whop CardSpend Whop revenue before bank payout, Five percent in three business categories1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Whop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclear1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Whop CardNot disclosed1inch Card$0
- FX fee
- Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Whop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Whop Card0%1inch Card2%
- ATM fee
- Whop CardATM access, issuer fee and limit are not separately confirmed1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Whop CardNot disclosed1inch CardNot disclosed
- Physical card
- Whop CardNot disclosed1inch CardNot disclosed
Plans
2 fields- Available plans
- Whop CardNot disclosed1inch CardNot disclosed
- Top cashback plan
- Whop CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Whop CardVisa1inch CardMastercard
- Card formats
- Whop CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Whop CardNot disclosed1inch CardAvailable
- Mobile wallets
- Whop CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Whop CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Whop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is published1inch CardAccount-specific in Profile
- Monthly spending limit
- Whop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limit1inch CardAccount-specific in Profile
- ATM limit
- Whop CardATM access and numeric withdrawal limits are unclear1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Whop CardEthereum, Polygon, Optimism, Arbitrum1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Whop CardStablecoins: USDT1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Whop CardStored payment method top-up, Dynamic bank deposit instructions1inch CardEUR or GBP bank deposit
- Transfers
- Whop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +11inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Whop CardUSD1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Whop Card0%1inch Card1%
- Max cashback
- Whop Card5%1inch Card2%
- Reward currency
- Whop CardWhop account cash-back credit1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Whop CardUp to 6% APY1inch CardNot offered
- How it works
- Whop CardOptional earn vault1inch CardNot offered
- Separate deposit
- Whop CardNo1inch CardNot offered
- Use balance for spending
- Whop CardNot disclosed1inch CardNot offered
- Lock-up
- Whop CardNo1inch CardNot offered
Trust & availability
5 fields- Custody
- Whop CardHybrid custody1inch CardHybrid custody
- Control until payment
- Whop CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Whop CardThird National1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Whop CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Whop CardPrivy1inch CardBaanx
Sources
2 fields- Official sources
- Whop Card201inch Card13
- Last reviewed
- Whop CardAug 11, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 67 for Whop Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed). 1inch Card has the higher published base cashback rate (1% vs 0%).
Whop Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Whop Card and 1inch Card use the same hybrid custody setup.
Whop Card lists more stablecoins and ways to send money out (8 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Whop Card and 1inch Card reviews first.
Continue with
Whop Card
Continue with
1inch Card
05 · Common questions
Whop vs 1inch FAQ
Is Whop or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Whop or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Whop or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Whop and 1inch differ on custody?
Whop Card and 1inch Card use the same hybrid custody setup.
How current is this Whop vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.