WirexWirex One
77
Side-by-side card comparison
Wirex One vs Fasset: fees, rewards and account setup
Wirex One Card has the higher Overall Score by 24 points (77 vs 53). Wirex One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 12, 202645 official sources reviewed
01 · Make the first cut
Wirex One Card is the better all-round starting point
Wirex One Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWirex One77Fasset53Higher score
CashbackWirex One70Fasset19Higher score
TravelWirex One85Fasset30Higher score
Funds controlWirex One73Fasset45Higher score
Lowest feesWirex One68Fasset51Higher score
TransfersWirex One94Fasset50Higher score
Choose Wirex One Card if cashback and travel matter most
Wirex One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Wirex One77Fasset53
Wirex One Card has the higher Overall Score by 24 points.
- Entry cost & FX
- Wirex One$0 plan · 0% FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Wirex One Card has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Wirex One0.5% base · up to 8%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Wirex OneNon-custodial accountFassetCustodial balance
Wirex One Card uses a non-custodial account setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Wirex OneVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Wirex One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payoutsFasset1 stablecoin · Card balance back to Fasset Wallet
Wirex One Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsWirex One CardOverall77Fasset CardOverall53
Wirex One CardOverall77Fasset CardOverall53Scores
6 fields- Overall Score
- Wirex One Card77Fasset Card53
- Cashback score
- Wirex One Card70Fasset Card19
- Travel score
- Wirex One Card85Fasset Card30
- Funds control score
- Wirex One Card73Fasset Card45
- Lowest fees score
- Wirex One Card68Fasset Card51
- Transfers score
- Wirex One Card94Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USDFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specificFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Wirex One Card$0Fasset CardNot disclosed
- FX fee
- Wirex One Card0%Fasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Wirex One CardNot disclosedFasset Card0%
- Card spending fee
- Wirex One CardNot disclosedFasset Card0%
- ATM fee
- Wirex One Card2%Fasset CardNot available
- Virtual card
- Wirex One CardIncluded on every membership tierFasset Card9.99 USDT activation / issuance fee
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from PrivateFasset CardNot disclosed
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +1Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Wirex One CardBespoke: 8%Fasset CardNot disclosed
Everyday use
8 fields- Network
- Wirex One CardVisaFasset CardVisa
- Card formats
- Wirex One CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Wirex One CardAvailableFasset CardNot available
- Mobile wallets
- Wirex One CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Wirex One CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in appFasset Card$2,000 per day
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in appFasset CardNot publicly disclosed
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowanceFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosedFasset CardNot disclosed
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURCFasset CardStablecoins: USDT
- Fiat deposits
- Wirex One CardBank funding, External card top-upFasset CardNot disclosed
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payoutsFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Wirex One CardUSD, EUR, GBPFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Wirex One Card0.5%Fasset CardNot disclosed
- Max cashback
- Wirex One Card8%Fasset CardNot disclosed
- Reward currency
- Wirex One CardUSD cashbackFasset CardOWN points
Earn
5 fields- Advertised APY
- Wirex One CardNot offeredFasset CardNot offered
- How it works
- Wirex One CardNot offeredFasset CardNot offered
- Separate deposit
- Wirex One CardNot offeredFasset CardNot offered
- Use balance for spending
- Wirex One CardNot offeredFasset CardNot offered
- Lock-up
- Wirex One CardNot offeredFasset CardNot offered
Trust & availability
5 fields- Custody
- Wirex One CardNon-custodialFasset CardCustodial
- Control until payment
- Wirex One CardNot disclosedFasset CardProvider controls funds
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group LimitedFasset CardThird National
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.Fasset CardNot disclosed
- Programme operator
- Wirex One CardUAB WirexFasset CardNot disclosed
Sources
2 fields- Official sources
- Wirex One Card36Fasset Card9
- Last reviewed
- Wirex One CardAug 12, 2026Fasset CardAug 11, 2026
04 · The takeaway
Wirex One Card is the stronger all-round choice
Wirex One Card finishes ahead with an Overall Score of 77 versus 53 for Fasset Card. Wirex One Card has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Wirex One Card uses a non-custodial account setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and Fasset Card reviews first.
Continue with
Wirex One Card
Continue with
Fasset Card
05 · Common questions
Wirex One vs Fasset FAQ
Is Wirex One or Fasset better overall?
Wirex One Card has the higher Overall Score (77 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Wirex One or Fasset?
Wirex One Card has the lower published FX fee (0% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Wirex One or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Wirex One and Fasset differ on custody?
Wirex One Card uses a non-custodial account setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Wirex One vs Fasset comparison?
The latest information check for these two cards was August 12, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.