BrightyBrighty
70
Side-by-side card comparison
Brighty vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 9 points (79 vs 70). 1inch Card also looks stronger for Cashback, Travel, Funds control, and Lowest fees. The details below show where Brighty Card may still be the better personal fit.
Information checked Aug 31, 202638 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Brighty Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBrighty701inch79Higher score
CashbackBrighty481inch63Higher score
TravelBrighty801inch82Higher score
Funds controlBrighty651inch80Higher score
Lowest feesBrighty681inch74Higher score
TransfersBrighty931inch93Same score
Choose Brighty Card if its day-to-day setup suits you
Brighty Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, and Lowest fees, so compare that advantage with the features you would actually use.
- Free entry plan
- USDC cashback
- Multiple account rails
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Brighty701inch79
1inch Card has the higher Overall Score by 9 points.
- Entry cost & FX
- Brighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- Brighty0.5% base · up to 1.75%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- BrightyCustodial balance1inchHybrid custody
Brighty Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BrightyVirtual + Physical · Apple Pay1inchVirtual + Physical · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Brighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Brighty Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBrighty CardOverall701inch CardOverall79
Brighty CardOverall701inch CardOverall79Scores
6 fields- Overall Score
- Brighty Card701inch Card79
- Cashback score
- Brighty Card481inch Card63
- Travel score
- Brighty Card801inch Card82
- Funds control score
- Brighty Card651inch Card80
- Lowest fees score
- Brighty Card681inch Card74
- Transfers score
- Brighty Card931inch Card93
Strengths & trade-offs
2 fields- Strengths
- Brighty CardFree entry plan, USDC cashback1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Brighty CardNetwork-specific FX gap, Physical terms vary1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Brighty Card$01inch Card$0
- FX fee
- Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Brighty Card0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Brighty CardNot disclosed1inch Card2%
- ATM fee
- Brighty CardNot disclosed1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Brighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved1inch CardNot disclosed
- Physical card
- Brighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price1inch CardNot disclosed
Plans
2 fields- Available plans
- Brighty Card3 plans: One, Plus, Pro1inch CardNot disclosed
- Top cashback plan
- Brighty CardOne: 0.5%1inch CardNot disclosed
Everyday use
8 fields- Network
- Brighty CardVisa/Mastercard1inch CardMastercard
- Card formats
- Brighty CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Brighty CardAvailable1inch CardAvailable
- Mobile wallets
- Brighty CardApple Pay1inch CardApple Pay, Google Pay
- Apps
- Brighty CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Brighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro1inch CardAccount-specific in Profile
- Monthly spending limit
- Brighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro1inch CardAccount-specific in Profile
- ATM limit
- Brighty CardATM withdrawal limits are not published; only physical Visa fees are known1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Brighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +61inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Brighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Brighty CardSEPA / Faster Payments, SWIFT1inch CardEUR or GBP bank deposit
- Transfers
- Brighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Brighty CardEUR, GBP, USD, AED1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Brighty Card0.5%1inch Card1%
- Max cashback
- Brighty Card1.8%1inch Card2%
- Reward currency
- Brighty CardUSDC1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Brighty CardNot disclosed1inch CardNot offered
- How it works
- Brighty CardEarn on spending balance1inch CardNot offered
- Separate deposit
- Brighty CardNo1inch CardNot offered
- Use balance for spending
- Brighty CardYes1inch CardNot offered
- Lock-up
- Brighty CardNo1inch CardNot offered
Trust & availability
6 fields- Custody
- Brighty CardCustodial1inch CardHybrid custody
- Control until payment
- Brighty CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Brighty CardWallester AS1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Brighty CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Brighty CardFireblocks1inch CardBaanx
- Identity verification
- Brighty CardSumsub1inch CardNot disclosed
Sources
2 fields- Official sources
- Brighty Card251inch Card13
- Last reviewed
- Brighty CardAug 16, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 70 for Brighty Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). 1inch Card has the higher published base cashback rate (1% vs 0.5%).
Brighty Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Brighty Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Brighty Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Brighty Card and 1inch Card reviews first.
Continue with
Brighty Card
Continue with
1inch Card
05 · Common questions
Brighty vs 1inch FAQ
Is Brighty or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Brighty or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Brighty or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Brighty and 1inch differ on custody?
Brighty Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Brighty vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.