SolidSolid
85
Side-by-side card comparison
Solid vs Pionex: overall score versus use-case fit
Solid Card has the higher Overall Score by 28 points (85 vs 57). Solid Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Pionex Card comes out ahead for Transfers.
Information checked Oct 11, 202679 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Pionex Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid85Pionex57Higher score
CashbackSolid89Pionex52Higher score
TravelSolid58Pionex29Higher score
Funds controlSolid94Pionex43Higher score
Lowest feesSolid81Pionex57Higher score
TransfersSolid78Pionex79Higher score
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose Pionex Card if transfers matters most
Pionex Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Solid85Pionex57
Solid Card has the higher Overall Score by 28 points.
- Entry cost & FX
- Solid$0 plan · 0–2% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Solid3% base · up to 5%Pionex0.1% base · up to 1%
Solid Card has the higher published base cashback rate (3% vs 0.1%).
- Funds control
- SolidSelf-controlled walletPionexCustodial balance
Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Solid4 stablecoins · Stablecoin transfersPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Solid Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Pionex Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsSolid CardOverall85Pionex CardOverall57
Solid CardOverall85Pionex CardOverall57Scores
6 fields- Overall Score
- Solid Card85Pionex Card57
- Cashback score
- Solid Card89Pionex Card52
- Travel score
- Solid Card58Pionex Card29
- Funds control score
- Solid Card94Pionex Card43
- Lowest fees score
- Solid Card81Pionex Card57
- Transfers score
- Solid Card78Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedPionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Solid Card$0Pionex Card$0
- FX fee
- Solid Card0–2%Pionex CardNot disclosed
- Top-up fee
- Solid Card0%Pionex CardNot disclosed
- Card spending fee
- Solid Card0%Pionex Card3.5%
- ATM fee
- Solid CardNot availablePionex CardNot available
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsPionex CardAvailable
- Physical card
- Solid CardPhysical card not listedPionex CardNot available
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraPionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Solid CardUltra: 5%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Solid CardVisaPionex CardVisa/Mastercard
- Card formats
- Solid CardVirtualPionex CardVirtual
- ATM withdrawals
- Solid CardNot availablePionex CardNot available
- Mobile wallets
- Solid CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebPionex CardNot disclosed
- Daily spending limit
- Solid CardShown in appPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Solid CardShown in appPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Solid CardNot disclosedPionex CardNot available
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumPionex CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEPionex CardOther crypto: Supported crypto
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Pionex CardNot disclosed
- Transfers
- Solid CardStablecoin transfersPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Solid CardNot disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Solid Card3%Pionex Card0.1%
- Max cashback
- Solid Card5%Pionex Card1%
- Reward currency
- Solid CardUSDC cashbackPionex CardUSDT
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYPionex CardUp to 5% APY
- How it works
- Solid CardBorrow against collateral, Optional earn vaultPionex CardEarn on spending balance
- Separate deposit
- Solid CardYesPionex CardNo
- Use balance for spending
- Solid CardNoPionex CardYes
- Lock-up
- Solid CardNot disclosedPionex CardNo
Trust & availability
5 fields- Custody
- Solid CardSelf-custodyPionex CardCustodial
- Control until payment
- Solid CardYou keep controlPionex CardProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexPionex CardNot disclosed
- Card processing
- Solid CardFuse Network LtdPionex CardNot disclosed
- Programme operator
- Solid CardFuse Network LtdPionex CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Pionex Card59
- Last reviewed
- Solid CardOct 11, 2026Pionex CardAug 14, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 85 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0.1%).
Pionex Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Pionex Card reviews first.
Continue with
Solid Card
Continue with
Pionex Card
05 · Common questions
Solid vs Pionex FAQ
Is Solid or Pionex better overall?
Solid Card has the higher Overall Score (85 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Pionex?
Solid Card has the higher published base cashback rate (3% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Pionex differ on custody?
Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Pionex comparison?
The latest information check for these two cards was October 11, 2026, using 79 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.