SolidSolid
89
Side-by-side card comparison
Solid vs Pionex: fees, rewards and account setup
Solid Card has the higher Overall Score by 32 points (89 vs 57). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Pionex Card may still be the better personal fit.
Information checked Aug 25, 202679 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid89Pionex57Higher score
CashbackSolid91Pionex52Higher score
TravelSolid62Pionex29Higher score
Funds controlSolid97Pionex43Higher score
Lowest feesSolid89Pionex58Higher score
TransfersSolid83Pionex79Higher score
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Choose Pionex Card if its day-to-day setup suits you
Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Solid89Pionex57
Solid Card has the higher Overall Score by 32 points.
- Entry cost & FX
- Solid$0 plan · 1% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Solid3% base · up to 5%Pionex0.1% base · up to 1%
Solid Card has the higher published base cashback rate (3% vs 0.1%).
- Funds control
- SolidSelf-controlled walletPionexCustodial balance
Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Solid3 stablecoins · Stablecoin transfersPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Pionex Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSolid CardOverall89Pionex CardOverall57
Solid CardOverall89Pionex CardOverall57Scores
6 fields- Overall Score
- Solid Card89Pionex Card57
- Cashback score
- Solid Card91Pionex Card52
- Travel score
- Solid Card62Pionex Card29
- Funds control score
- Solid Card97Pionex Card43
- Lowest fees score
- Solid Card89Pionex Card58
- Transfers score
- Solid Card83Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptionsPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Solid CardThe best rates require millions of points, ATM availability is still being checkedPionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Solid Card$0Pionex Card$0
- FX fee
- Solid Card1%Pionex CardNot disclosed
- Top-up fee
- Solid Card0%Pionex CardNot disclosed
- Card spending fee
- Solid Card0%Pionex Card3.5%
- ATM fee
- Solid CardNot availablePionex CardNot available
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsPionex CardAvailable
- Physical card
- Solid CardPhysical card not listedPionex CardNot available
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraPionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Solid CardUltra: 5%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Solid CardVisaPionex CardVisa/Mastercard
- Card formats
- Solid CardVirtualPionex CardVirtual
- ATM withdrawals
- Solid CardNot availablePionex CardNot available
- Mobile wallets
- Solid CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebPionex CardNot disclosed
- Daily spending limit
- Solid CardShown in appPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Solid CardShown in appPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Solid CardNot disclosedPionex CardNot available
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumPionex CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEPionex CardOther crypto: Supported crypto
- Fiat deposits
- Solid CardUSD virtual accountPionex CardNot disclosed
- Transfers
- Solid CardStablecoin transfersPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Solid CardNot disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Solid Card3%Pionex Card0.1%
- Max cashback
- Solid Card5%Pionex Card1%
- Reward currency
- Solid CardUSDC cashbackPionex CardUSDT
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYPionex CardUp to 5% APY
- How it works
- Solid CardBorrow against collateral, Optional earn vaultPionex CardEarn on spending balance
- Separate deposit
- Solid CardYesPionex CardNo
- Use balance for spending
- Solid CardNoPionex CardYes
- Lock-up
- Solid CardNot disclosedPionex CardNo
Trust & availability
5 fields- Custody
- Solid CardSelf-custodyPionex CardCustodial
- Control until payment
- Solid CardYou keep controlPionex CardProvider controls funds
- Card issuer
- Solid CardRain, Third NationalPionex CardNot disclosed
- Card processing
- Solid CardFuse Network LtdPionex CardNot disclosed
- Programme operator
- Solid CardFuse Network LtdPionex CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Pionex Card59
- Last reviewed
- Solid CardAug 25, 2026Pionex CardAug 14, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0.1%).
Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Pionex Card reviews first.
Continue with
Solid Card
Continue with
Pionex Card
05 · Common questions
Solid vs Pionex FAQ
Is Solid or Pionex better overall?
Solid Card has the higher Overall Score (89 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Pionex?
Solid Card has the higher published base cashback rate (3% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Pionex differ on custody?
Solid Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Pionex comparison?
The latest information check for these two cards was August 25, 2026, using 79 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.