ether.fiether.fi Cash
88
Side-by-side card comparison
ether.fi Cash vs 1inch: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 9 points (88 vs 79). ether.fi Cash Card looks stronger for Cashback, Travel, Funds control, and Transfers, while 1inch Card comes out ahead for Lowest fees.
Information checked Aug 31, 202632 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. 1inch Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overallether.fi Cash881inch79Higher score
Cashbackether.fi Cash901inch63Higher score
Travelether.fi Cash851inch82Higher score
Funds controlether.fi Cash961inch80Higher score
Lowest feesether.fi Cash711inch74Higher score
Transfersether.fi Cash981inch93Higher score
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Choose 1inch Card if lowest fees matters most
1inch Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- ether.fi Cash881inch79
ether.fi Cash Card has the higher Overall Score by 9 points.
- Entry cost & FX
- ether.fi Cash$0 plan · 0–0.2% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–0.2%).
- Purchase rewards
- ether.fi Cash3% base · up to 4%1inch1% base · up to 2%
ether.fi Cash Card has the higher published base cashback rate (3% vs 1%).
- Funds control
- ether.fi CashNon-custodial account1inchHybrid custody
ether.fi Cash Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ether.fi CashVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- ether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-4%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cardsether.fi Cash CardOverall881inch CardOverall79
ether.fi Cash CardOverall881inch CardOverall79Scores
6 fields- Overall Score
- ether.fi Cash Card881inch Card79
- Cashback score
- ether.fi Cash Card901inch Card63
- Travel score
- ether.fi Cash Card851inch Card82
- Funds control score
- ether.fi Cash Card961inch Card80
- Lowest fees score
- ether.fi Cash Card711inch Card74
- Transfers score
- ether.fi Cash Card981inch Card93
Strengths & trade-offs
2 fields- Strengths
- ether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- ether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- ether.fi Cash Card$01inch Card$0
- FX fee
- ether.fi Cash Card0–0.2%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- ether.fi Cash CardNot disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- ether.fi Cash CardNot disclosed1inch Card2%
- ATM fee
- ether.fi Cash Card2%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- ether.fi Cash CardCore: 1 free; Luxe: 2 free; Pinnacle: 10 free; VIP: unlimited1inch CardNot disclosed
- Physical card
- ether.fi Cash CardCore: $60 including shipping; Luxe, Pinnacle and VIP: 1 free physical card1inch CardNot disclosed
Plans
2 fields- Available plans
- ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP1inch CardNot disclosed
- Top cashback plan
- ether.fi Cash CardVIP: 4%1inch CardNot disclosed
Everyday use
8 fields- Network
- ether.fi Cash CardVisa1inch CardMastercard
- Card formats
- ether.fi Cash CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- ether.fi Cash CardAvailable1inch CardAvailable
- Mobile wallets
- ether.fi Cash CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- ether.fi Cash CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- ether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day1inch CardAccount-specific in Profile
- Monthly spending limit
- ether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan1inch CardAccount-specific in Profile
- ATM limit
- ether.fi Cash Card$250/withdrawal; $750/day1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- ether.fi Cash CardOptimism1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +91inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- ether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive1inch CardEUR or GBP bank deposit
- Transfers
- ether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- ether.fi Cash CardEUR, USD1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- ether.fi Cash Card3%1inch Card1%
- Max cashback
- ether.fi Cash Card4%1inch Card2%
- Reward currency
- ether.fi Cash CardUSD cashback paid in USDC1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- ether.fi Cash CardUp to 5.02% APY1inch CardNot offered
- How it works
- ether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault1inch CardNot offered
- Separate deposit
- ether.fi Cash CardNot disclosed1inch CardNot offered
- Use balance for spending
- ether.fi Cash CardNot disclosed1inch CardNot offered
- Lock-up
- ether.fi Cash CardNot disclosed1inch CardNot offered
Trust & availability
7 fields- Custody
- ether.fi Cash CardNon-custodial1inch CardHybrid custody
- Control until payment
- ether.fi Cash CardYou keep control1inch CardProvider controls funds
- Card issuer
- ether.fi Cash CardThird National1inch CardMonavate Ltd, UAB Monavate
- Card processing
- ether.fi Cash CardNot disclosed1inch CardCrypto Life
- Custody / key management
- ether.fi Cash CardNot disclosed1inch CardBaanx
- Deposits & withdrawals
- ether.fi Cash CardSEPA third-party provider1inch CardNot disclosed
- Programme operator
- ether.fi Cash Cardether.fi, Ether.Fi SEZC1inch CardNot disclosed
Sources
2 fields- Official sources
- ether.fi Cash Card191inch Card13
- Last reviewed
- ether.fi Cash CardAug 29, 20261inch CardAug 31, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 88 versus 79 for 1inch Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–0.2%). ether.fi Cash Card has the higher published base cashback rate (3% vs 1%).
1inch Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. ether.fi Cash Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ether.fi Cash Card and 1inch Card reviews first.
Continue with
ether.fi Cash Card
Continue with
1inch Card
05 · Common questions
ether.fi Cash vs 1inch FAQ
Is ether.fi Cash or 1inch better overall?
ether.fi Cash Card has the higher Overall Score (88 vs 79). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ether.fi Cash or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–0.2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ether.fi Cash or 1inch?
ether.fi Cash Card has the higher published base cashback rate (3% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ether.fi Cash and 1inch differ on custody?
ether.fi Cash Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this ether.fi Cash vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.