FassetFasset
53
Side-by-side card comparison
Fasset vs Bybit EU: fees, rewards and account setup
Bybit Card (EU) has the higher Overall Score by 15 points (68 vs 53). Bybit Card (EU) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 14, 202619 official sources reviewed
01 · Make the first cut
Bybit Card (EU) is the better all-round starting point
Bybit Card (EU) has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Bybit EU68Higher score
CashbackFasset19Bybit EU47Higher score
TravelFasset30Bybit EU87Higher score
Funds controlFasset45Bybit EU51Higher score
Lowest feesFasset51Bybit EU72Higher score
TransfersFasset50Bybit EU79Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Bybit Card (EU) if cashback and travel matter most
Bybit Card (EU) comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53Bybit EU68
Bybit Card (EU) has the higher Overall Score by 15 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedBybit EU1% base · up to 10%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceBybit EUCustodial balance
Fasset Card and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53Bybit Card (EU)Overall68
Fasset CardOverall53Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Fasset Card53Bybit Card (EU)68
- Cashback score
- Fasset Card19Bybit Card (EU)47
- Travel score
- Fasset Card30Bybit Card (EU)87
- Funds control score
- Fasset Card45Bybit Card (EU)51
- Lowest fees score
- Fasset Card51Bybit Card (EU)72
- Transfers score
- Fasset Card50Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Fasset CardNot disclosedBybit Card (EU)$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyBybit Card (EU)0.5%
- Top-up fee
- Fasset Card0%Bybit Card (EU)Not disclosed
- Card spending fee
- Fasset Card0%Bybit Card (EU)Not disclosed
- ATM fee
- Fasset CardNot availableBybit Card (EU)2%
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeBybit Card (EU)Free
- Physical card
- Fasset CardNot disclosedBybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Fasset CardNot disclosedBybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Fasset CardVisaBybit Card (EU)Mastercard
- Card formats
- Fasset CardVirtualBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Fasset CardNot availableBybit Card (EU)Available
- Mobile wallets
- Fasset CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Fasset Card$2,000 per dayBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Fasset CardNot publicly disclosedBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedBybit Card (EU)Not disclosed
- Crypto deposits
- Fasset CardStablecoins: USDTBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Fasset CardNot disclosedBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Fasset CardCard balance back to Fasset WalletBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Fasset CardNot disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedBybit Card (EU)1%
- Max cashback
- Fasset CardNot disclosedBybit Card (EU)10%
- Reward currency
- Fasset CardOWN pointsBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Fasset CardNot offeredBybit Card (EU)Up to 8% APY
- How it works
- Fasset CardNot offeredBybit Card (EU)Not disclosed
- Separate deposit
- Fasset CardNot offeredBybit Card (EU)Not disclosed
- Use balance for spending
- Fasset CardNot offeredBybit Card (EU)Not disclosed
- Lock-up
- Fasset CardNot offeredBybit Card (EU)Not disclosed
Trust & availability
3 fields- Custody
- Fasset CardCustodialBybit Card (EU)Custodial
- Control until payment
- Fasset CardProvider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- Fasset CardThird NationalBybit Card (EU)Harmoniie SAS, Moorwand Ltd
Sources
2 fields- Official sources
- Fasset Card9Bybit Card (EU)10
- Last reviewed
- Fasset CardAug 11, 2026Bybit Card (EU)Aug 14, 2026
04 · The takeaway
Bybit Card (EU) is the stronger all-round choice
Bybit Card (EU) finishes ahead with an Overall Score of 68 versus 53 for Fasset Card. Bybit Card (EU) has the lower published FX fee (0.5% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card and Bybit Card (EU) use the same custodial balance setup.
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Bybit Card (EU) reviews first.
Continue with
Fasset Card
Continue with
Bybit Card (EU)
05 · Common questions
Fasset vs Bybit EU FAQ
Is Fasset or Bybit EU better overall?
Bybit Card (EU) has the higher Overall Score (68 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Bybit EU?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Bybit EU differ on custody?
Fasset Card and Bybit Card (EU) use the same custodial balance setup.
How current is this Fasset vs Bybit EU comparison?
The latest information check for these two cards was August 14, 2026, using 19 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.