Gnosis PayGnosis Pay
76
Side-by-side card comparison
Gnosis Pay vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 3 points (79 vs 76). Gnosis Pay looks stronger for Travel, Funds control, and Lowest fees, while 1inch Card comes out ahead for Cashback and Transfers.
Information checked Aug 31, 202630 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel, Funds control, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay761inch79Higher score
CashbackGnosis Pay251inch63Higher score
TravelGnosis Pay1001inch82Higher score
Funds controlGnosis Pay891inch80Higher score
Lowest feesGnosis Pay871inch74Higher score
TransfersGnosis Pay911inch93Higher score
Choose Gnosis Pay if travel and funds control matter most
Gnosis Pay comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose 1inch Card if cashback and transfers matter most
1inch Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay761inch79
1inch Card has the higher Overall Score by 3 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% cashback1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Gnosis PaySelf-controlled wallet1inchHybrid custody
Gnosis Pay uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall761inch CardOverall79
Gnosis PayOverall761inch CardOverall79Scores
6 fields- Overall Score
- Gnosis Pay761inch Card79
- Cashback score
- Gnosis Pay251inch Card63
- Travel score
- Gnosis Pay1001inch Card82
- Funds control score
- Gnosis Pay891inch Card80
- Lowest fees score
- Gnosis Pay871inch Card74
- Transfers score
- Gnosis Pay911inch Card93
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, The GNO cashback programme has ended1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Gnosis Pay$01inch Card$0
- FX fee
- Gnosis Pay0%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Gnosis Pay0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Gnosis Pay0%1inch Card2%
- ATM fee
- Gnosis Pay0–2%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Gnosis PayFree; available after the card application is accepted1inch CardNot disclosed
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping free1inch CardNot disclosed
Plans
2 fields- Available plans
- Gnosis PayNot disclosed1inch CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisa1inch CardMastercard
- Card formats
- Gnosis PayVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailable1inch CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Gnosis PayWeb1inch CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction1inch CardAccount-specific in Profile
- Monthly spending limit
- Gnosis PayNot disclosed1inch CardAccount-specific in Profile
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis Chain1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCe1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Gnosis PayReceive-only SEPA IBAN1inch CardEUR or GBP bank deposit
- Transfers
- Gnosis PayStablecoin transfers; IBAN outbound1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Gnosis PayEURe1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Gnosis Pay0%1inch Card1%
- Max cashback
- Gnosis Pay0%1inch Card2%
- Reward currency
- Gnosis PayNot applicable1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Gnosis PayNot offered1inch CardNot offered
- How it works
- Gnosis PayNot offered1inch CardNot offered
- Separate deposit
- Gnosis PayNot offered1inch CardNot offered
- Use balance for spending
- Gnosis PayNot offered1inch CardNot offered
- Lock-up
- Gnosis PayNot offered1inch CardNot offered
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custody1inch CardHybrid custody
- Control until payment
- Gnosis PayYou keep control1inch CardProvider controls funds
- Card issuer
- Gnosis PayMonavate1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Gnosis PayPaymentology1inch CardCrypto Life
- Custody / key management
- Gnosis PaySafe{Wallet}1inch CardBaanx
- Bank transfers
- Gnosis PayMonerium1inch CardNot disclosed
- Identity verification
- Gnosis PaySumsub1inch CardNot disclosed
- Programme operator
- Gnosis PayGnosis Pay1inch CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay171inch Card13
- Last reviewed
- Gnosis PayAug 31, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 76 for Gnosis Pay. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. 1inch Card has the higher published base cashback rate (1% vs 0%).
Gnosis Pay still comes out ahead for Travel, Funds control, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and 1inch Card reviews first.
Continue with
Gnosis Pay
Continue with
1inch Card
05 · Common questions
Gnosis Pay vs 1inch FAQ
Is Gnosis Pay or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 76). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and 1inch differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.