Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs 1inch: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202630 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay771inch79Higher score
CashbackGnosis Pay221inch63Compare the details below
TravelGnosis Pay1001inch82Compare the details below
Funds controlGnosis Pay901inch80Compare the details below
Lowest feesGnosis Pay871inch74Compare the details below
TransfersGnosis Pay911inch93Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose 1inch Card if its day-to-day setup suits you
1inch Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay771inch79
1inch Card has the higher Overall Score by 2 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Gnosis PaySelf-controlled wallet1inchHybrid custody
Gnosis Pay uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall771inch CardOverall79
Gnosis PayOverall771inch CardOverall79Scores
6 fields- Overall Score
- Gnosis Pay771inch Card79
- Cashback score
- Gnosis Pay221inch Card63
- Travel score
- Gnosis Pay1001inch Card82
- Funds control score
- Gnosis Pay901inch Card80
- Lowest fees score
- Gnosis Pay871inch Card74
- Transfers score
- Gnosis Pay911inch Card93
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 20261inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Gnosis Pay$01inch Card$0
- FX fee
- Gnosis Pay0%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Gnosis Pay0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Gnosis Pay0%1inch Card2%
- ATM fee
- Gnosis Pay0–2%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Gnosis PayFree; available after the card application is accepted1inch CardNot disclosed
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping free1inch CardNot disclosed
Plans
2 fields- Available plans
- Gnosis PayNot disclosed1inch CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisa1inch CardMastercard
- Card formats
- Gnosis PayVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailable1inch CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Gnosis PayWeb1inch CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction1inch CardAccount-specific in Profile
- Monthly spending limit
- Gnosis PayNot disclosed1inch CardAccount-specific in Profile
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis Chain1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCe1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Gnosis PayReceive-only SEPA IBAN1inch CardEUR or GBP bank deposit
- Transfers
- Gnosis PayStablecoin transfers; IBAN outbound1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Gnosis PayEURe1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Gnosis Pay0%1inch Card1%
- Max cashback
- Gnosis Pay5%1inch Card2%
- Reward currency
- Gnosis PayGNO cashback1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Gnosis PayNot offered1inch CardNot offered
- How it works
- Gnosis PayNot offered1inch CardNot offered
- Separate deposit
- Gnosis PayNot offered1inch CardNot offered
- Use balance for spending
- Gnosis PayNot offered1inch CardNot offered
- Lock-up
- Gnosis PayNot offered1inch CardNot offered
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custody1inch CardHybrid custody
- Control until payment
- Gnosis PayYou keep control1inch CardProvider controls funds
- Card issuer
- Gnosis PayMonavate1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Gnosis PayPaymentology1inch CardCrypto Life
- Custody / key management
- Gnosis PaySafe{Wallet}1inch CardBaanx
- Bank transfers
- Gnosis PayMonerium1inch CardNot disclosed
- Identity verification
- Gnosis PaySumsub1inch CardNot disclosed
- Programme operator
- Gnosis PayGnosis Pay1inch CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay171inch Card13
- Last reviewed
- Gnosis PaySep 6, 20261inch CardAug 31, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
1inch Card
05 · Common questions
Gnosis Pay vs 1inch FAQ
Is Gnosis Pay or 1inch better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and 1inch differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs 1inch comparison?
The latest information check for these two cards was September 6, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.