PionexPionex
57
Side-by-side card comparison
Pionex vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 22 points (79 vs 57). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Pionex Card may still be the better personal fit.
Information checked Aug 31, 202672 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPionex571inch79Higher score
CashbackPionex521inch63Higher score
TravelPionex291inch82Higher score
Funds controlPionex431inch80Higher score
Lowest feesPionex581inch74Higher score
TransfersPionex791inch93Higher score
Choose Pionex Card if its day-to-day setup suits you
Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Pionex571inch79
1inch Card has the higher Overall Score by 22 points.
- Entry cost & FX
- Pionex$0 plan · Not disclosed FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Pionex0.1% base · up to 1%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0.1%).
- Funds control
- PionexCustodial balance1inchHybrid custody
Pionex Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- PionexVirtual · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Pionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Pionex Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsPionex CardOverall571inch CardOverall79
Pionex CardOverall571inch CardOverall79Scores
6 fields- Overall Score
- Pionex Card571inch Card79
- Cashback score
- Pionex Card521inch Card63
- Travel score
- Pionex Card291inch Card82
- Funds control score
- Pionex Card431inch Card80
- Lowest fees score
- Pionex Card581inch Card74
- Transfers score
- Pionex Card791inch Card93
Strengths & trade-offs
2 fields- Strengths
- Pionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Pionex CardMastercard can cost up to 3.5%, General access is virtual-only1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Pionex Card$01inch Card$0
- FX fee
- Pionex CardNot disclosed1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Pionex CardNot disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Pionex Card3.5%1inch Card2%
- ATM fee
- Pionex CardNot available1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Pionex CardAvailable1inch CardNot disclosed
- Physical card
- Pionex CardNot available1inch CardNot disclosed
Plans
2 fields- Available plans
- Pionex Card2 plans: Mastercard, Visa1inch CardNot disclosed
- Top cashback plan
- Pionex CardVisa: 1%1inch CardNot disclosed
Everyday use
8 fields- Network
- Pionex CardVisa/Mastercard1inch CardMastercard
- Card formats
- Pionex CardVirtual1inch CardVirtual, Physical
- ATM withdrawals
- Pionex CardNot available1inch CardAvailable
- Mobile wallets
- Pionex CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Pionex CardNot disclosed1inch CardiOS, Android
- Daily spending limit
- Pionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network1inch CardAccount-specific in Profile
- Monthly spending limit
- Pionex Card$50,000-$100,000/month depending on network1inch CardAccount-specific in Profile
- ATM limit
- Pionex CardNot available1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Pionex CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Pionex CardOther crypto: Supported crypto1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Pionex CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Pionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Pionex CardNot disclosed1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Pionex Card0.1%1inch Card1%
- Max cashback
- Pionex Card1%1inch Card2%
- Reward currency
- Pionex CardUSDT1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Pionex CardUp to 5% APY1inch CardNot offered
- How it works
- Pionex CardEarn on spending balance1inch CardNot offered
- Separate deposit
- Pionex CardNo1inch CardNot offered
- Use balance for spending
- Pionex CardYes1inch CardNot offered
- Lock-up
- Pionex CardNo1inch CardNot offered
Trust & availability
5 fields- Custody
- Pionex CardCustodial1inch CardHybrid custody
- Control until payment
- Pionex CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Pionex CardNot disclosed1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Pionex CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Pionex CardNot disclosed1inch CardBaanx
Sources
2 fields- Official sources
- Pionex Card591inch Card13
- Last reviewed
- Pionex CardAug 14, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. 1inch Card has the higher published base cashback rate (1% vs 0.1%).
Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Pionex Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Pionex Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Pionex Card and 1inch Card reviews first.
Continue with
Pionex Card
Continue with
1inch Card
05 · Common questions
Pionex vs 1inch FAQ
Is Pionex or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Pionex or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Pionex or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Pionex and 1inch differ on custody?
Pionex Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Pionex vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 72 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.