SolidSolid
86
Side-by-side card comparison
Solid vs Coinbase One
Solid Card has the higher Overall Score by 30 points (86 vs 56). Solid Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Coinbase One Card comes out ahead for Travel.
Latest check Oct 17, 202643 official sources reviewed
Solid Card
Best fit
- Core users earning 3% in USDC after Rewards opt-in, capped at $50/month.
- Wirex users paying in EUR with 0% FX when EURC covers the full purchase.
- Funding card spending through crypto, bank transfers or local-currency routes.
Before you choose
- Cashback arrives 14 days after settlement; savings boosts pay in soFUSE.
- Category boosts cover the first qualifying purchase per category each month.
- Prime needs $199/year or a 12-month FUSE lock; Ultra requires a larger lock.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Signup offers
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
- Rewards normally pay in FUSE to Savings 30 days after qualification; review can add up to 14 days. Refunds, pending payments, wallet/card top-ups, gift cards, transfers, financial services and other excluded categories do not qualify.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Coinbase One Card
No active signup offer listed
Partner links may earn us a commission. Affiliate disclosure
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsSolid CardOverall86Coinbase One CardOverall56
Solid CardOverall86Coinbase One CardOverall56Scores
- Overall Score
- Solid Card86Coinbase One Card56
- Cashback score
- Solid Card89Coinbase One Card40
- Travel score
- Solid Card57Coinbase One Card60
- Funds control score
- Solid Card95Coinbase One Card36
- Lowest fees score
- Solid Card82Coinbase One Card40
- Transfers score
- Solid Card93Coinbase One Card24
Costs
- Plan cost
- Solid Card$0Coinbase One Card$49.99/year
- FX fee
- Solid Card0–1.5%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Solid Card0.03–0.1%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Solid Card0%Coinbase One CardNot disclosed
- ATM fee
- Solid CardNot availableCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsCoinbase One CardNot disclosed
- Physical card
- Solid CardPhysical card not listedCoinbase One CardNot disclosed
Plans
- Available plans
- Solid Card3 plans: Core, Prime, UltraCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Solid CardUltra: 5%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Solid CardVisaCoinbase One CardAmerican Express
- Card formats
- Solid CardVirtualCoinbase One CardVirtual, Physical
- ATM withdrawals
- Solid CardNot availableCoinbase One CardNot disclosed
- Mobile wallets
- Solid CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Solid CardNot disclosedCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumCoinbase One CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSECoinbase One CardNot disclosed
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Coinbase One CardNot disclosed
- Transfers
- Solid CardStablecoin transfers; Bank withdrawalCoinbase One CardNot disclosed
- Payout currencies
- Solid CardNot disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- Solid Card3%Coinbase One Card2%
- Max cashback
- Solid Card5%Coinbase One Card4%
- Reward currency
- Solid CardUSDC cashbackCoinbase One CardBitcoin
Earn
- Advertised APY
- Solid CardUp to 14% APYCoinbase One CardNot disclosed
- How it works
- Solid CardBorrow against collateral, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Solid CardYesCoinbase One CardNo
- Use balance for spending
- Solid CardNot disclosedCoinbase One CardNo
- Lock-up
- Solid CardNot disclosedCoinbase One CardYes
Trust & availability
- Custody
- Solid CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Solid CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexCoinbase One CardFirst Electronic Bank
- Card processing
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
- Custody / key management
- Solid CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
Sources
- Official sources
- Solid Card20Coinbase One Card23
- Last reviewed
- Solid CardOct 17, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Solid or Coinbase One
Keeping control of your funds
Solid suits spending while retaining control of your funds until payment. With Coinbase One, control passes to the provider before the purchase.
How you receive rewards
Choose by the reward asset you want to receive: Solid lists USDC cashback; Coinbase One lists Bitcoin. For Solid: Cashback arrives 14 days after settlement; savings boosts pay in soFUSE.
Keeping recurring costs down
Solid's base plan is $0, compared with $49.99/year for Coinbase One. This favours Solid for occasional use; card issuance and transaction fees are separate.
Common questions
Solid vs Coinbase One FAQ
Is Solid or Coinbase One better overall?
Solid Card has the higher Overall Score (86 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Coinbase One?
Solid Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Coinbase One?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Coinbase One differ on custody?
Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Coinbase One comparison?
The latest information check for these two cards was October 17, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.