SolidSolid
88
Side-by-side card comparison
Solid vs Coinbase One: where the score gap comes from
Solid Card has the higher Overall Score by 32 points (88 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202643 official sources reviewed
01 · Where the gap opens
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid88Coinbase One56Higher score
CashbackSolid91Coinbase One40Compare the details below
TravelSolid62Coinbase One60Compare the details below
Funds controlSolid96Coinbase One36Compare the details below
Lowest feesSolid89Coinbase One58Compare the details below
TransfersSolid82Coinbase One24Compare the details below
Choose Solid Card if its day-to-day setup suits you
Solid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Solid88Coinbase One56
Solid Card has the higher Overall Score by 32 points.
- Entry cost & FX
- Solid$0 plan · 1% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Solid Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Solid3% base · up to 5%Coinbase One2% base · up to 4%
Solid Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- SolidSelf-controlled walletCoinbase OneCustodial balance
Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Coinbase One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Solid3 stablecoins · Stablecoin transfersCoinbase One0 stablecoins · Not modeled
Solid Card lists more stablecoins and ways to send money out (5 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Coinbase One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsSolid CardOverall88Coinbase One CardOverall56
Solid CardOverall88Coinbase One CardOverall56Scores
6 fields- Overall Score
- Solid Card88Coinbase One Card56
- Cashback score
- Solid Card91Coinbase One Card40
- Travel score
- Solid Card62Coinbase One Card60
- Funds control score
- Solid Card96Coinbase One Card36
- Lowest fees score
- Solid Card89Coinbase One Card58
- Transfers score
- Solid Card82Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptionsCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Solid CardThe best rates require millions of points, ATM availability is still being checkedCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Solid Card$0Coinbase One Card$49.99/year
- FX fee
- Solid Card1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Solid Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Solid Card0%Coinbase One CardNot disclosed
- ATM fee
- Solid CardNot availableCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsCoinbase One CardNot disclosed
- Physical card
- Solid CardPhysical card not listedCoinbase One CardNot disclosed
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Solid CardUltra: 5%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Solid CardVisaCoinbase One CardAmerican Express
- Card formats
- Solid CardVirtualCoinbase One CardVirtual, Physical
- ATM withdrawals
- Solid CardNot availableCoinbase One CardNot disclosed
- Mobile wallets
- Solid CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Solid CardNot disclosedCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumCoinbase One CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSECoinbase One CardNot disclosed
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Coinbase One CardNot disclosed
- Transfers
- Solid CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- Solid CardNot disclosedCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Solid Card3%Coinbase One Card2%
- Max cashback
- Solid Card5%Coinbase One Card4%
- Reward currency
- Solid CardUSDC cashbackCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYCoinbase One CardUp to 3.5% APY
- How it works
- Solid CardBorrow against collateral, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Solid CardYesCoinbase One CardNo
- Use balance for spending
- Solid CardNoCoinbase One CardNo
- Lock-up
- Solid CardNot disclosedCoinbase One CardYes
Trust & availability
6 fields- Custody
- Solid CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Solid CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Solid CardRain, Third NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
- Custody / key management
- Solid CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Coinbase One Card23
- Last reviewed
- Solid CardSep 5, 2026Coinbase One CardSep 5, 2026
04 · The verdict
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 88 versus 56 for Coinbase One Card. Solid Card has the lower starting plan cost ($0 vs $49.99/year). Solid Card has the higher published base cashback rate (3% vs 2%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (5 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Coinbase One Card reviews first.
Continue with
Solid Card
Continue with
Coinbase One Card
05 · Common questions
Solid vs Coinbase One FAQ
Is Solid or Coinbase One better overall?
Solid Card has the higher Overall Score (88 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Coinbase One?
Solid Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Coinbase One?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Coinbase One differ on custody?
Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.