WirexWirex One
77
Side-by-side card comparison
Wirex One vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 2 points (79 vs 77). Wirex One Card looks stronger for Cashback, Travel, and Transfers, while 1inch Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 31, 202649 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Wirex One Card may be the better fit for Cashback, Travel, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWirex One771inch79Higher score
CashbackWirex One701inch63Higher score
TravelWirex One851inch82Higher score
Funds controlWirex One731inch80Higher score
Lowest feesWirex One681inch74Higher score
TransfersWirex One941inch93Higher score
Choose Wirex One Card if cashback and travel matter most
Wirex One Card comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Choose 1inch Card if funds control and lowest fees matter most
1inch Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Wirex One771inch79
1inch Card has the higher Overall Score by 2 points.
- Entry cost & FX
- Wirex One$0 plan · 0% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Wirex One0.5% base · up to 8%1inch1% base · up to 2%
1inch Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- Wirex OneNon-custodial account1inchHybrid custody
Wirex One Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Wirex OneVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Wirex One Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWirex One CardOverall771inch CardOverall79
Wirex One CardOverall771inch CardOverall79Scores
6 fields- Overall Score
- Wirex One Card771inch Card79
- Cashback score
- Wirex One Card701inch Card63
- Travel score
- Wirex One Card851inch Card82
- Funds control score
- Wirex One Card731inch Card80
- Lowest fees score
- Wirex One Card681inch Card74
- Transfers score
- Wirex One Card941inch Card93
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USD1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specific1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Wirex One Card$01inch Card$0
- FX fee
- Wirex One Card0%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Wirex One CardNot disclosed1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Wirex One CardNot disclosed1inch Card2%
- ATM fee
- Wirex One Card2%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Wirex One CardIncluded on every membership tier1inch CardNot disclosed
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from Private1inch CardNot disclosed
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +11inch CardNot disclosed
- Top cashback plan
- Wirex One CardBespoke: 8%1inch CardNot disclosed
Everyday use
8 fields- Network
- Wirex One CardVisa1inch CardMastercard
- Card formats
- Wirex One CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Wirex One CardAvailable1inch CardAvailable
- Mobile wallets
- Wirex One CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Wirex One CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app1inch CardAccount-specific in Profile
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in app1inch CardAccount-specific in Profile
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosed1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURC1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Wirex One CardBank funding, External card top-up1inch CardEUR or GBP bank deposit
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payouts1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Wirex One CardUSD, EUR, GBP1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Wirex One Card0.5%1inch Card1%
- Max cashback
- Wirex One Card8%1inch Card2%
- Reward currency
- Wirex One CardUSD cashback1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Wirex One CardNot offered1inch CardNot offered
- How it works
- Wirex One CardNot offered1inch CardNot offered
- Separate deposit
- Wirex One CardNot offered1inch CardNot offered
- Use balance for spending
- Wirex One CardNot offered1inch CardNot offered
- Lock-up
- Wirex One CardNot offered1inch CardNot offered
Trust & availability
6 fields- Custody
- Wirex One CardNon-custodial1inch CardHybrid custody
- Control until payment
- Wirex One CardNot disclosed1inch CardProvider controls funds
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group Limited1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Wirex One CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.1inch CardBaanx
- Programme operator
- Wirex One CardUAB Wirex1inch CardNot disclosed
Sources
2 fields- Official sources
- Wirex One Card361inch Card13
- Last reviewed
- Wirex One CardAug 12, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 77 for Wirex One Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. 1inch Card has the higher published base cashback rate (1% vs 0.5%).
Wirex One Card still comes out ahead for Cashback, Travel, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Wirex One Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and 1inch Card reviews first.
Continue with
Wirex One Card
Continue with
1inch Card
05 · Common questions
Wirex One vs 1inch FAQ
Is Wirex One or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Wirex One or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Wirex One or 1inch?
1inch Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Wirex One and 1inch differ on custody?
Wirex One Card uses a non-custodial account setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Wirex One vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.